Shirley, Middlesex County, Massachusetts Property Taxes

Name: Property Tax Bills Across Shirley, Middlesex County, Massachusetts
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median SHIRLEY, MA effective property tax rate: 1.42%, significantly higher than the national median of 1.02%, but lower than the Massachusetts state median of 1.23%.
Median SHIRLEY, MA home value: $360,100
Median annual SHIRLEY, MA tax bill: $5,106, $2,706 higher than the national median property tax bill of $2,400.

How are property taxes in Middlesex calculated?

Property taxes in SHIRLEY, MA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding SHIRLEY’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in SHIRLEY, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Shirley, Middlesex County, Massachusetts Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.42%

Estimate Property Tax Bill

$5,113

$4,745

Ownwell’s Shirley Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Shirley with just two data points. By entering your property's estimated assessed value, our calculator applies Shirley’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Middlesex. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Shirley, Middlesex County, Massachusetts

Local government entities determine tax rates, leading to significant variations within a state. This occurs because annually, each county calculates its necessary budget to fund services and divides it by the total assessed value of taxable property within its borders. This process establishes the property tax rate. While the setting of tax rates and budgets involves votes and legislation, this is essentially how it is done each year.

In Shirley, located in Middlesex County, the effective property tax rate is a reflection of this process. When comparing Shirley's tax rate to other cities in Massachusetts and the U.S., it is evident that the local rate is above the national median property tax rate of 1.02%. This comparison highlights the importance of understanding local tax variations and their impact on property owners. By being informed about these differences, property owners can better navigate their financial responsibilities and potentially seek assistance in appealing their property tax assessments or exploring available exemptions.

Property Tax Rates Across Shirley, Middlesex County, Massachusetts

Source: Ownwell

0.59%

1.24%

1.90%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Shirley Tax Rate

1.42%

Median Effective Middlesex County Tax Rate

1.22%

Median Effective Massachusetts Tax Rate

1.23%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Shirley, Middlesex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
01464	1.42%	1.42%	1.42%	1.42%	1.42%

Source: Ownwell

Property Tax Assessment Values Across Shirley, Middlesex County, Massachusetts

When examining property taxes in Shirley, MA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Middlesex County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Shirley. For example, the median home price in Shirley is $360,100, with tax bills ranging significantly across the county. Zip code 01464 has the highest median home price at $360,100.

Property Tax Assessment Values Across Shirley, Middlesex County, Massachusetts

Source: Ownwell

$320,300

$928,425

$1,536,550

Median Shirley Market Value

$360,100

Median Middlesex County Market Value

$633,600

Median Massachusetts Market Value

$492,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Shirley, Middlesex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
01464	$210,599	$287,600	$360,100	$464,600	$542,400

Source: Ownwell

Property Tax Bills Across Shirley, Middlesex County, Massachusetts

In Shirley, located in Middlesex County, MA, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. With a median home price of $360,100, homeowners often face significant tax bills. The tax bill at the 25th percentile is $4,078, while at the 75th percentile, it reaches $6,588. For the top 10% of homes, the bill can escalate to $7,691. Notably, the median tax bill in Shirley is $5,106, which is considerably higher than the national median property tax bill of $2,400. This substantial difference highlights the financial burden placed on local homeowners. Factors such as property improvements, neighborhood developments, and changes in local government budgets can influence these assessments. Ownwell offers a solution by providing expert property tax appeal and exemption services, potentially reducing the financial strain. By analyzing individual property assessments and identifying discrepancies, Ownwell helps homeowners secure fairer tax bills, ensuring they pay only what's necessary.

Property Tax Bills Across Shirley, Middlesex County, Massachusetts

Source: Ownwell

$4,294

$11,232

$18,170

Median Shirley Tax Bill

$5,106

Median Middlesex County Tax Bill

$7,427

Median Massachusetts Tax Bill

$5,844

Median United States Tax Bill

$2,400

Property Tax Bills Across Shirley, Middlesex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
01464	$2,986	$4,078	$5,106	$6,588	$7,691

Source: Ownwell