Stow, Middlesex County, Massachusetts Property Taxes

Name: Property Tax Bills Across Stow, Middlesex County, Massachusetts
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Stow, MA effective property tax rate: 1.70%, significantly higher than the national median of 1.02%, but lower than the Massachusetts state median of 1.23%.
Median Stow, MA home value: $685,600
Median annual Stow, MA tax bill: $11,635, $9,235 higher than the national median property tax bill of $2,400.

How are property taxes in Middlesex calculated?

Property taxes in Stow, MA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Stow’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Stow, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Stow, Middlesex County, Massachusetts Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.7%

Estimate Property Tax Bill

$11,655

$10,816

Ownwell’s Stow Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Stow with just two data points. By entering your property's estimated assessed value, our calculator applies Stow’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Middlesex County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Stow, Middlesex County, Massachusetts

Local government entities set tax rates, which can vary widely within a state. Annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. Votes and laws play a role in setting tax rates and budgets, but this is the annual process in a nutshell. Stow in Middlesex County, Massachusetts, has an effective property tax rate of 1.70%. This rate is notably higher than the national median property tax rate of 1.02%. When compared to other cities in Massachusetts, Stow's rate aligns with the state's median property tax rate, indicating a consistent approach to property taxation within the region. This comparison highlights the importance of understanding local tax rates, as they can significantly impact property owners' financial responsibilities. Knowing how your area's rates compare to state and national figures can be crucial for budgeting and financial planning.

Property Tax Rates Across Stow, Middlesex County, Massachusetts

Source: Ownwell

0.59%

1.24%

1.90%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Stow Tax Rate

1.70%

Median Effective Middlesex County Tax Rate

1.22%

Median Effective Massachusetts Tax Rate

1.23%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Stow, Middlesex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
01775	1.70%	1.70%	1.70%	1.70%	1.70%

Source: Ownwell

Property Tax Assessment Values Across Stow, Middlesex County, Massachusetts

When examining property taxes in Stow, Massachusetts, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Middlesex County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Stow. For example, the median home price in Stow is $685,600, with tax bills ranging significantly across the county. Zip code 01775 has the highest median home price at $685,600.

Property Tax Assessment Values Across Stow, Middlesex County, Massachusetts

Source: Ownwell

$320,300

$928,425

$1,536,550

Median Stow Market Value

$685,600

Median Middlesex County Market Value

$633,600

Median Massachusetts Market Value

$492,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Stow, Middlesex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
01775	$482,280	$566,600	$685,600	$833,700	$987,040

Source: Ownwell

Property Tax Bills Across Stow, Middlesex County, Massachusetts

In Stow, Middlesex County, MA, property tax bills are calculated based on the assessed value of a home and the local tax rate. With a median home price of $685,600, homeowners often face substantial tax bills. The 25th percentile tax bill is $9,615, while the 75th percentile reaches $14,148, and the 90th percentile is as high as $16,750. This is significantly higher than the national median property tax bill of $2,400, reflecting the area's higher property values. These bills can place a considerable burden on homeowners, especially when the tax rate is applied to high property values.

Ownwell can assist homeowners in Stow by offering property tax appeal and exemption services, potentially lowering their tax bills. By analyzing the assessed value and ensuring it aligns with the market value, Ownwell helps ensure that homeowners are not overpaying. This service can result in significant savings, providing financial relief in an area where property taxes are notably high.

Property Tax Bills Across Stow, Middlesex County, Massachusetts

Source: Ownwell

$4,294

$11,232

$18,170

Median Stow Tax Bill

$11,635

Median Middlesex County Tax Bill

$7,427

Median Massachusetts Tax Bill

$5,844

Median United States Tax Bill

$2,400

Property Tax Bills Across Stow, Middlesex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
01775	$8,185	$9,615	$11,635	$14,148	$16,750

Source: Ownwell