Wilmington, Middlesex County, Massachusetts Property Taxes

Name: Property Tax Bills Across Wilmington, Middlesex County, Massachusetts
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Wilmington, MA effective property tax rate: 1.19%, slightly higher than the national median of 1.02%, but lower than the Massachusetts state median of 1.23%.
Median Wilmington, MA home value: $591,750
Median annual Wilmington, MA tax bill: $7,065, $4,665 higher than the national median property tax bill of $2,400.

How are property taxes in Middlesex calculated?

Property taxes in Wilmington, MA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Wilmington’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Wilmington, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Wilmington, Middlesex County, Massachusetts Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.19%

Estimate Property Tax Bill

$7,042

$6,535

Ownwell’s Wilmington Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Wilmington with just two data points. By entering your property's estimated assessed value, our calculator applies Wilmington’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Middlesex County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Wilmington, Middlesex County, Massachusetts

Local government entities set tax rates, which can vary widely within a state. This is because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Wilmington’s effective property tax rate to other cities in Massachusetts and the median property tax rates in Massachusetts and the U.S. Wilmington, located in Middlesex County, has a median property tax rate of 1.19%. This rate is above the national median property tax rate of 1.02%. The consistency in tax rates within Wilmington, with both the highest and lowest median tax rates being 1.19%, reflects a stable tax environment. This stability can provide predictability for homeowners, making it easier to manage annual expenses. When considering property investments or relocations, understanding these variations can play a crucial role in financial planning.

Property Tax Rates Across Wilmington, Middlesex County, Massachusetts

Source: Ownwell

0.59%

1.24%

1.90%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Wilmington Tax Rate

1.19%

Median Effective Middlesex County Tax Rate

1.22%

Median Effective Massachusetts Tax Rate

1.23%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Wilmington, Middlesex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
01887	1.19%	1.19%	1.19%	1.19%	1.19%

Source: Ownwell

Property Tax Assessment Values Across Wilmington, Middlesex County, Massachusetts

When examining property taxes in Wilmington, MA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Middlesex County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Middlesex County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Wilmington. For example, the median home price in Wilmington is $591,750, with tax bills ranging significantly across the county. Zip code 01887 has the highest median home price at $591,750.

Property Tax Assessment Values Across Wilmington, Middlesex County, Massachusetts

Source: Ownwell

$320,300

$928,425

$1,536,550

Median Wilmington Market Value

$591,750

Median Middlesex County Market Value

$633,600

Median Massachusetts Market Value

$492,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Wilmington, Middlesex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
01887	$460,900	$514,800	$591,750	$702,300	$833,900

Source: Ownwell

Property Tax Bills Across Wilmington, Middlesex County, Massachusetts

In Wilmington, Middlesex County, MA, property tax bills are calculated based on the assessed value of a home, which is determined by the local assessor's office. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. Homeowners in Wilmington face a median property tax bill of $7,065, significantly higher than the national median of $2,400. Factors influencing the tax bill include the home's market value, location, and any applicable exemptions. The 25th percentile tax bill is $6,147, while the 75th percentile reaches $8,383, and the 90th percentile can be as high as $9,960, indicating a wide range in tax obligations depending on property value.

For homeowners seeking to reduce their property tax burden, Ownwell offers expert assistance in appealing property assessments and securing exemptions. By leveraging local market data and providing personalized support, Ownwell helps homeowners potentially lower their tax bills, ensuring they only pay their fair share. This service can lead to significant savings, making homeownership more affordable.

Property Tax Bills Across Wilmington, Middlesex County, Massachusetts

Source: Ownwell

$4,294

$11,232

$18,170

Median Wilmington Tax Bill

$7,065

Median Middlesex County Tax Bill

$7,427

Median Massachusetts Tax Bill

$5,844

Median United States Tax Bill

$2,400

Property Tax Bills Across Wilmington, Middlesex County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
01887	$5,502	$6,147	$7,065	$8,383	$9,960

Source: Ownwell