Harvard, Worcester County, Massachusetts Property Taxes

Name: Property Tax Bills Across Harvard, Worcester County, Massachusetts
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Harvard, MA effective property tax rate: 1.66%, significantly higher than the national median of 1.02%, but lower than the Massachusetts state median of 1.23%.
Median Harvard, MA home value: $711,800
Median annual Harvard, MA tax bill: $11,727, $9,327 higher than the national median property tax bill of $2,400.

How are property taxes in Worcester calculated?

Property taxes in Harvard, MA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Harvard’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harvard, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Harvard, Worcester County, Massachusetts Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.66%

Estimate Property Tax Bill

$11,816

$10,965

Ownwell’s Harvard Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Harvard with just two data points.

By entering your property's estimated assessed value, our calculator applies Harvard’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Worcester County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Harvard, Worcester County, Massachusetts

Local government entities are responsible for setting tax rates, which can vary significantly within a state. Each year, counties calculate their required budget to provide essential services and divide that amount by the total value of all taxable property within their jurisdiction, resulting in the property tax rate. This process, though influenced by votes and laws, essentially determines the annual tax rates and budgets.

In Harvard, located in Worcester County, Massachusetts, the effective property tax rate is notably higher than the national median property tax rate of 1.02%. The state's median property tax rate is also higher than the national average, reflecting Massachusetts' relatively high property values and budget requirements. Harvard's property tax rate aligns with the highest and lowest rates in its zip code, illustrating consistency within the area.

Comparing Harvard's property tax rate to other Massachusetts cities and the national median provides valuable insight into the region's tax landscape. This comparison highlights the importance of understanding local tax rates, as they directly impact property owners' financial responsibilities. By staying informed, property owners can better navigate the complexities of property taxation in their area.

Property Tax Rates Across Harvard, Worcester County, Massachusetts

Source: Ownwell

0.98%

1.39%

1.81%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Harvard Tax Rate

1.66%

Median Effective Worcester County Tax Rate

1.43%

Median Effective Massachusetts Tax Rate

1.23%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Harvard, Worcester County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
01451	1.66%	1.66%	1.66%	1.66%	1.66%

Source: Ownwell

Property Tax Assessment Values Across Harvard, Worcester County, Massachusetts

When examining property taxes in Harvard, MA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Worcester County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Worcester County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harvard. For example, the median home price in Harvard is $711,800, with tax bills ranging significantly across the county. 01451 has the highest median home price at $711,800.

Property Tax Assessment Values Across Harvard, Worcester County, Massachusetts

Source: Ownwell

$117,500

$415,400

$713,300

Median Harvard Market Value

$711,800

Median Worcester County Market Value

$360,000

Median Massachusetts Market Value

$492,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Harvard, Worcester County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
01451	$458,120	$560,650	$711,800	$883,650	$1,122,340

Source: Ownwell

Property Tax Bills Across Harvard, Worcester County, Massachusetts

In Harvard, Worcester County, MA, property tax bills are determined by assessing the market value of a home and applying the local tax rate. With a median home price of $711,800, homeowners face significant tax bills due to the area’s high property values. The median property tax bill in Harvard stands at $11,727, significantly higher than the national median of $2,400. This hefty tax burden is influenced by the town’s desirable location and quality of services, which are funded through these taxes. Homeowners in Harvard are particularly impacted, as the 25th percentile tax bill is $9,258, climbing to $18,318 at the 90th percentile. Such high taxes can strain household budgets, making it crucial for homeowners to explore potential savings. Ownwell can assist homeowners by identifying opportunities for property tax appeals and exemptions, potentially lowering their tax bills. Through expert analysis and representation, Ownwell helps ensure that homeowners are not overpaying, offering relief in this high-tax environment.

Property Tax Bills Across Harvard, Worcester County, Massachusetts

Source: Ownwell

$1,685

$6,716

$11,747

Median Harvard Tax Bill

$11,727

Median Worcester County Tax Bill

$5,153

Median Massachusetts Tax Bill

$5,844

Median United States Tax Bill

$2,400

Property Tax Bills Across Harvard, Worcester County, Massachusetts

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
01451	$7,560	$9,258	$11,727	$14,517	$18,318

Source: Ownwell