Harbert, Berrien County, Michigan Property Taxes

Name: Property Tax Bills Across Harbert, Berrien County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Harbert, MI effective property tax rate: 1.16%, significantly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Harbert, MI home value: $548,000
Median annual Harbert, MI tax bill: $5,969, $3,569 higher than the national median property tax bill of $2,400.

How are property taxes in Berrien calculated?

Property taxes in Harbert, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Harbert’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harbert, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Harbert, Berrien County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.98%

Estimate Property Tax Bill

$7,941

$7,369

Ownwell’s Harbert Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Harbert with just two data points. By entering your property's estimated assessed value, our calculator applies Harbert’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Berrien County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Harbert, Berrien County, Michigan

Local government entities set tax rates, which can vary widely within a state. Why? Each county estimates its required budget to provide services annually and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Harbert’s effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S. Harbert in Berrien County has a median property tax rate of 1.16%, which is higher than the national median of 1.02%. This rate reflects the local government's budgetary needs and the total value of taxable property in the area. Property owners in Harbert may find their tax bills slightly above the national median of $2400, emphasizing the importance of exploring potential property tax appeals and exemptions. Understanding these variations can help homeowners make informed decisions about their property investments and financial planning.

Property Tax Rates Across Harbert, Berrien County, Michigan

Source: Ownwell

0.65%

0.93%

1.20%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Harbert Tax Rate

0.98%

Median Effective Berrien County Tax Rate

1.05%

Median Effective Michigan Tax Rate

1.05%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Harbert, Berrien County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
49115	0.37%	0.59%	0.98%	1.37%	1.58%

Source: Ownwell

Property Tax Assessment Values Across Harbert, Berrien County, Michigan

When examining property taxes in Harbert, Michigan, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Berrien County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Berrien County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harbert.

For example, the median home price in Harbert is $548,000, with tax bills ranging significantly across the county. 49115 has the highest median home price at $548,000.

Property Tax Assessment Values Across Harbert, Berrien County, Michigan

Source: Ownwell

$119,000

$464,650

$810,300

Median Harbert Market Value

$810,300

Median Berrien County Market Value

$234,600

Median Michigan Market Value

$213,740

Median United States Market Value

$235,294

Property Tax Assessment Values Across Harbert, Berrien County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
49115	$356,280	$509,200	$810,300	$1,540,450	$2,823,960

Source: Ownwell

Property Tax Bills Across Harbert, Berrien County, Michigan

In Harbert, located in Berrien County, MI, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The median home price in the area is $548,000, and property taxes are levied to fund local services such as schools and infrastructure. Homeowners in Harbert face a median property tax bill of $5,969, significantly higher than the national median of $2,400. This disparity underscores the importance of understanding how tax bills are determined and the potential impact on household budgets. Factors influencing tax bills include the local tax rate and any applicable exemptions or deductions. Homeowners may feel the financial strain, especially those with tax bills in the 75th percentile at $9,756 or the 90th percentile reaching $18,837. Ownwell offers property tax appeal and exemption services to help homeowners reduce their tax burdens. By analyzing individual property assessments and identifying potential discrepancies, Ownwell can assist in lowering tax bills, providing valuable savings.

Property Tax Bills Across Harbert, Berrien County, Michigan

Source: Ownwell

$1,384

$4,664

$7,944

Median Harbert Tax Bill

$7,337

Median Berrien County Tax Bill

$2,379

Median Michigan Tax Bill

$2,084

Median United States Tax Bill

$2,400

Property Tax Bills Across Harbert, Berrien County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
49115	$2,891	$4,549	$7,337	$12,228	$22,601

Source: Ownwell