Vandalia, Cass County, Michigan Property Taxes
Median VANDALIA, MI effective property tax rate: 0.38%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median VANDALIA, MI home value: $220,400
Median annual VANDALIA, MI tax bill: $728, $1,672 lower than the national median property tax bill of $2,400.
How are property taxes in Cass calculated?
Property taxes in VANDALIA, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding VANDALIA’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in VANDALIA, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Vandalia, Cass County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.34%
Estimate Property Tax Bill
$910
$845
Property Tax Rates Across Vandalia, Cass County, Michigan
Local government entities set tax rates, which can vary widely within a state. This variance occurs because each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws play a role in setting tax rates and budgets, this is essentially the annual process.
In Vandalia, located in Cass County, Michigan, the effective property tax rate is notably lower than both the state and national medians. With Michigan's median property tax rate standing at 1.54%, Vandalia's rate is significantly below this figure, offering potential savings for property owners. Compared to the national median property tax rate of 1.02%, Vandalia still presents a more favorable tax environment. This lower rate can be particularly attractive for homeowners and investors looking to maximize their property investments. By appealing property taxes, residents can ensure they are not overpaying and can take full advantage of the favorable tax rate in Vandalia.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Vandalia Tax Rate
0.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cass County Tax Rate
0.36%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Vandalia, Cass County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49095 | 0.19% | 0.25% | 0.34% | 0.41% | 0.46% |
Source: Ownwell
Property Tax Assessment Values Across Vandalia, Cass County, Michigan
When examining property taxes in Vandalia, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cass County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Cass County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Vandalia. For example, the median home price in Vandalia is $220,400, with tax bills ranging significantly across the county. The 49095 zip code has the highest median home price at $220,400.
Property Tax Assessment Values Across Vandalia, Cass County, Michigan
Source: Ownwell
$162,400
$240,950
$319,500
Median Vandalia Market Value
$267,700
Median Cass County Market Value
$204,600
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Vandalia, Cass County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49095 | $48,400 | $113,350 | $267,700 | $452,050 | $673,580 |
Source: Ownwell
Property Tax Bills Across Vandalia, Cass County, Michigan
In Vandalia, located in Cass County, MI, property tax bills are calculated by multiplying the assessed value of a home by the local tax rate. The assessed value is typically a percentage of the market value, determined by the local assessor. Homeowners in Vandalia experience a range of tax bills, with the 25th percentile at $305, the 75th percentile at $1,374, and the 90th percentile reaching $2,244. Despite the highest and lowest median tax bills both being $728 in the 49095 zip code, these figures reflect the variability in property tax burdens across the city.
Compared to the national median property tax bill of $2,400, many Vandalia homeowners may find their bills relatively manageable, though some still face high tax burdens. Ownwell can assist homeowners by offering property tax appeal services, potentially lowering their assessed value and, consequently, their tax bill. By leveraging local expertise and understanding the nuances of property assessments, Ownwell helps homeowners ensure they are not overpaying, providing peace of mind and financial relief.
Median Vandalia Tax Bill
$785
Median Cass County Tax Bill
$774
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Vandalia, Cass County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49095 | $162 | $346 | $785 | $1,461 | $2,399 |
Source: Ownwell