Hadley, Lapeer County, Michigan Property Taxes
Property Taxes in Hadley, Michigan
Median Hadley, Michigan effective property tax rate: 0.30%, significantly lower than the national median of 1.02%, and lower than the Michigan state median of 1.05%.
Median Hadley, Michigan home value: $207,800
Median annual Hadley, Michigan tax bill: $662, lower than the national median property tax bill of $2,400.
How are property taxes in Lapeer calculated?
Property taxes in Hadley, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hadley's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hadley, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Hadley, Lapeer County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.3%
Estimate Property Tax Bill
$623
$578
How Does the Hadley Property Tax Calculator Work?
Use this Hadley property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Hadley’s median effective tax rate of 0.30% — based on actual property records in Lapeer County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Hadley’s median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Hadley: rates range from 0.30% in 48440 to 0.30% in 48440, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Hadley.
About Hadley Property Taxes
About Property Taxes in Hadley, Lapeer, Michigan
Hadley’s median effective property tax rate of 0.30% is lower than the Michigan state median of 1.05% and lower than the national median of 1.02%. This rate reflects the Lapeer County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Hadley. Homeowners in the 48440 ZIP code carry a median effective rate of 0.30%, while those in the same ZIP code pay 0.30%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Lapeer County. Understanding which part of Hadley you live in can make a meaningful difference to your annual tax bill.
Hadley homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Hadley, Lapeer County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Hadley’s effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hadley Tax Rate
0.30%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lapeer County Tax Rate
0.41%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hadley, Lapeer County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48440 | 0.26% | 0.28% | 0.30% | 0.34% | 0.41% |
Source: Ownwell
Property Tax Assessment Values Across Hadley, Lapeer County, Michigan
When examining property taxes in Hadley, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lapeer County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lapeer County, assessment notices are sent in February each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Hadley is $207,800, with a median tax bill of $662. That is well below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Hadley, Lapeer County, Michigan
Source: Ownwell
$137,000
$291,500
$446,000
Median Hadley Market Value
$207,800
Median Lapeer County Market Value
$243,000
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hadley, Lapeer County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48440 | $151,800 | $167,600 | $207,800 | $301,300 | $422,700 |
Source: Ownwell
Property Tax Bills Across Hadley, Lapeer County, Michigan
Property tax bills in Hadley are calculated from the assessed value of a home and the local tax rate set by taxing authorities. The assessed value is based on the market value of the property, and that figure is multiplied by the applicable rate to determine the annual bill. For homeowners in Hadley, the median home price is $207,800, which helps explain how local tax bills are shaped.
Several factors can affect what a homeowner pays, including the property’s assessed value, local millage rates, and any exemptions that may apply. In Hadley, the 25th percentile tax bill is $508, the 75th percentile tax bill is $986, and the 90th percentile tax bill is $1,297. The median tax bill is $662 in zip code 48440, which is also the highest and lowest median tax bill reported for the city.
Because property taxes are tied to assessed value, changes in the market can affect future bills and create a meaningful impact on household budgets.
Median Hadley Tax Bill
$662
Median Lapeer County Tax Bill
$1,082
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Hadley, Lapeer County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48440 | $434 | $508 | $662 | $986 | $1,297 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Lapeer Tax Assessor | |
| Website | bsaonline.com |