Luna Pier, Monroe County, Michigan Property Taxes
Property Taxes in Luna Pier, Michigan
Median Luna Pier, Michigan effective property tax rate: 1.43%, significantly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median Luna Pier, Michigan home value: $149,200
Median annual Luna Pier, Michigan tax bill: $2,182, $218 lower than the national median property tax bill of $2,400.
How are property taxes in Monroe calculated?
Property taxes in Luna Pier, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Luna Pier's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Luna Pier, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Luna Pier, Monroe County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.43%
Estimate Property Tax Bill
$2,134
$1,980
How Does the Luna Pier Property Tax Calculator Work?
Use this Luna Pier property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Luna Pier's median effective tax rate of 1.43% — based on actual property records in Monroe County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Luna Pier's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Luna Pier: rates are the same across ZIP code 48157, primarily due to local assessment and levy differences.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Luna Pier.
About Luna Pier Property Taxes
About Property Taxes in Luna Pier, Monroe, Michigan
Luna Pier’s median effective property tax rate of 1.43% is higher than the Michigan state median of 1.05% and higher than the national median of 1.02%. This rate reflects the Monroe County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Luna Pier. Homeowners in the 48157 ZIP code carry a median effective rate of 1.43%, while those in the same ZIP code pay 1.43%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Monroe County. Understanding which part of Luna Pier you live in can make a meaningful difference to your annual tax bill.
Luna Pier homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Luna Pier, Monroe County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Luna Pier's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Luna Pier Tax Rate
1.43%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Monroe County Tax Rate
1.12%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Luna Pier, Monroe County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48157 | 1.04% | 1.20% | 1.43% | 1.73% | 2.30% |
Source: Ownwell
Property Tax Assessment Values Across Luna Pier, Monroe County, Michigan
When examining property taxes in Luna Pier, Michigan, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. Monroe County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Luna Pier is $149,200, with a median tax bill of $2,182. That is below the national median property tax bill of $2,400, while the national median property tax rate is 1.02%.
Property Tax Assessment Values Across Luna Pier, Monroe County, Michigan
Source: Ownwell
$138,800
$224,100
$309,400
Median Luna Pier Market Value
$149,200
Median Monroe County Market Value
$204,000
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Luna Pier, Monroe County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48157 | $64,700 | $100,500 | $149,200 | $220,450 | $307,200 |
Source: Ownwell
Property Tax Bills Across Luna Pier, Monroe County, Michigan
Property tax bills in Luna Pier are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the tax rate to that assessed value to determine the annual bill, and the amount can vary depending on exemptions and other local factors.
With a median home price of $149,200, homeowners in Luna Pier can expect property taxes to reflect how their property is valued for tax purposes. The median tax bill in the area is $2,182, which is below the national median property tax bill of $2,400 but still a meaningful part of homeownership costs.
Bills can differ widely from one homeowner to another. In Luna Pier, the 25th percentile tax bill is $1,547, while the 75th percentile is $3,172 and the 90th percentile reaches $4,408. That means a home’s assessed value, tax rate, and any qualifying exemptions all play a role in what a homeowner ultimately pays each year.
Median Luna Pier Tax Bill
$2,182
Median Monroe County Tax Bill
$2,481
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Luna Pier, Monroe County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48157 | $1,021 | $1,547 | $2,182 | $3,172 | $4,408 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Monroe Tax Assessor | |
| Website | bsaonline.com |