Temperance, Monroe County, Michigan Property Taxes
Property Taxes in Temperance, Michigan
Median Temperance, Michigan effective property tax rate: 1.07%, slightly higher than the national median of 1.02%, and higher than the Michigan state median of 1.05%.
Median Temperance, Michigan home value: $235,600
Median annual Temperance, Michigan tax bill: $2,665, higher than the national median property tax bill of $2,400.
How are property taxes in Monroe County calculated?
Property taxes in Temperance, Michigan are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Temperance's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Temperance, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Temperance, Monroe County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.07%
Estimate Property Tax Bill
$2,521
$2,339
How Does the Temperance Property Tax Calculator Work?
Use this Temperance property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Temperance's median effective tax rate of 1.07% — based on actual property records in Monroe County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Temperance's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Temperance: rates range from 1.07% in 48182 to 1.07% in 48182, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Temperance.
About Temperance Property Taxes
About Property Taxes in Temperance, Monroe, Michigan
Temperance’s median effective property tax rate of 1.07% is higher than the Michigan state median of 1.05% and higher than the national median of 1.02%. This rate reflects the Monroe County base levy combined with local school district levies and Tax increment finance districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Temperance. Homeowners in the 48182 ZIP code carry a median effective rate of 1.07%, while those in the same ZIP code also pay 1.07%. This spread reflects how school district boundaries and local assessment districts are drawn across Monroe County. Understanding which part of Temperance you live in can make a meaningful difference to your annual tax bill.
Temperance homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 9, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Temperance, Monroe County, Michigan
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Temperance's effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Temperance Tax Rate
1.07%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Monroe County Tax Rate
1.12%
Median Effective Michigan Tax Rate
1.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Temperance, Monroe County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48182 | 0.85% | 0.93% | 1.07% | 1.24% | 1.42% |
Source: Ownwell
Property Tax Assessment Values Across Temperance, Monroe County, Michigan
When examining property taxes in Temperance, Michigan, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Monroe County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Monroe County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Temperance.
For example, the median home price in Temperance is $235,600, with tax bills ranging significantly across the county. 48182 has the highest median home price at $235,600.
Property Tax Assessment Values Across Temperance, Monroe County, Michigan
Source: Ownwell
$138,800
$224,100
$309,400
Median Temperance Market Value
$235,600
Median Monroe County Market Value
$204,000
Median Michigan Market Value
$213,740
Median United States Market Value
$235,294
Property Tax Assessment Values Across Temperance, Monroe County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48182 | $110,480 | $175,400 | $235,600 | $301,000 | $383,200 |
Source: Ownwell
Property Tax Bills Across Temperance, Monroe County, Michigan
Property tax bills in Temperance are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the tax rate to that assessed value, and the final bill reflects the combined impact of county, school, and other local levies. For homeowners, this means a higher assessed value can lead to a larger tax bill, even if the home has not been sold.
In Temperance, the median home price is $235,600, and the median property tax bill is $2,665. That amount is above the national median property tax bill of $2,400, showing that local homeowners often pay more than the typical U.S. homeowner. Bills can vary widely, with the 25th percentile at $1,974 and the 75th percentile at $3,457, depending on how a property is assessed and which local rates apply.
Median Temperance Tax Bill
$2,665
Median Monroe County Tax Bill
$2,481
Median Michigan Tax Bill
$2,084
Median United States Tax Bill
$2,400
Property Tax Bills Across Temperance, Monroe County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 48182 | $1,513 | $1,974 | $2,665 | $3,457 | $4,472 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 9 |
Links | |
|---|---|
| Monroe Tax Assessor | |
| Website | bsaonline.com |