White Lake, Oakland County, Michigan Property Taxes

Name: Property Tax Bills Across White Lake, Oakland County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median White Lake, MI effective property tax rate: 1.22%, significantly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median White Lake, MI home value: $310,950
Median annual White Lake, MI tax bill: $3,885, $1,485 higher than the national median property tax bill of $2,400.

How are property taxes in Oakland calculated?

Property taxes in White Lake, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding White Lake’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in White Lake, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

White Lake, Oakland County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.22%

Estimate Property Tax Bill

$3,794

$3,520

Ownwell’s White Lake Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in White Lake with just two data points.

By entering your property's estimated assessed value, our calculator applies White Lake’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by Oakland County — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Oakland County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across White Lake, Oakland County, Michigan

Local government entities set tax rates, which can vary widely within a state. This variation is due to the annual process where each county estimates its required budget for services and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. In White Lake, located in Oakland County, Michigan, the effective property tax rate reflects this process. Compared to other cities in Michigan, White Lake’s rate is competitive. The median property tax rate in Michigan is 1.22%, slightly above the national median of 1.02%. Within White Lake, the tax rate can vary slightly depending on the specific area, with the highest median tax rate in the 48383 zip code and the lowest in the 48386 zip code. This comparison highlights the importance of understanding local tax rates, which can significantly impact property tax bills.

Property Tax Rates Across White Lake, Oakland County, Michigan

Source: Ownwell

0.91%

1.60%

2.28%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective White Lake Tax Rate

1.22%

Median Effective Oakland County Tax Rate

1.37%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across White Lake, Oakland County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
48383	0.89%	1.07%	1.24%	1.52%	1.68%
48386	0.87%	0.99%	1.20%	1.46%	1.66%

Source: Ownwell

Property Tax Assessment Values Across White Lake, Oakland County, Michigan

When examining property taxes in White Lake, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Oakland County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Oakland County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in White Lake.

For example, the median home price in White Lake is $310,950, with tax bills ranging significantly across the county. Zip code 48383 has the highest median home price at $334,220.

Property Tax Assessment Values Across White Lake, Oakland County, Michigan

Source: Ownwell

$64,640

$675,030

$1,285,420

Median White Lake Market Value

$310,950

Median Oakland County Market Value

$273,320

Median Michigan Market Value

$177,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across White Lake, Oakland County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
48383	$167,134	$242,890	$334,220	$407,165	$501,438
48386	$178,420	$229,295	$294,550	$393,465	$489,798

Source: Ownwell

Property Tax Bills Across White Lake, Oakland County, Michigan

In White Lake, Oakland County, MI, property tax bills are calculated based on the assessed value of a home, which is typically around 50% of the market value. With a median home price of $310,950, the property tax rate in this area results in tax bills that can vary significantly. While the 25th percentile tax bill stands at $2,625, the 75th percentile reaches $5,356, and the 90th percentile climbs to $6,792. The highest median tax bill recorded is $4,127 in zip code 48383, whereas the lowest is $3,735 in zip code 48386. These figures are above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. Homeowners in White Lake might find these taxes burdensome, impacting their overall financial planning. Ownwell can assist homeowners by reviewing their property tax assessments and identifying potential inaccuracies. By appealing these assessments or applying for exemptions, Ownwell helps homeowners reduce their property tax bills, providing significant savings and financial relief.

Property Tax Bills Across White Lake, Oakland County, Michigan

Source: Ownwell

$936

$8,192

$15,447

Median White Lake Tax Bill

$3,885

Median Oakland County Tax Bill

$3,833

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,400

Property Tax Bills Across White Lake, Oakland County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
48383	$1,957	$2,974	$4,127	$5,557	$7,004
48386	$1,823	$2,487	$3,735	$5,202	$6,655

Source: Ownwell