Macatawa, Ottawa County, Michigan Property Taxes
Median Macatawa, MI effective property tax rate: 0.98%, significantly lower than the national median of 1.02%, but lower than the Michigan state median of 1.07%.
Median Macatawa, MI home value: $781,200
Median annual Macatawa, MI tax bill: $7,202, $4,802 higher than the national median property tax bill of $2,400.
How are property taxes in Ottawa County calculated?
Property taxes in Macatawa, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Macatawa’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Macatawa, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Macatawa, Ottawa County, Michigan Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.98%
Estimate Property Tax Bill
$7,656
$7,104
Property Tax Rates Across Macatawa, Ottawa County, Michigan
Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Macatawa’s effective property tax rate to other cities in Michigan and the median property tax rates in Michigan and the U.S.
Macatawa in Ottawa County, Michigan, boasts a median property tax rate of 0.98%, which is slightly below the national median of 1.02%. This makes it an attractive location for property owners looking to manage their tax expenses effectively. The consistency of the tax rate across Ottawa County, with Macatawa's rate being neither the highest nor the lowest, provides a sense of stability for residents. By understanding these rates, property owners in Macatawa can make informed decisions about their investments and take advantage of potential savings opportunities.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Macatawa Tax Rate
0.98%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ottawa County Tax Rate
0.90%
Median Effective Michigan Tax Rate
1.07%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Macatawa, Ottawa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49434 | 0.49% | 0.67% | 0.98% | 1.32% | 1.45% |
Source: Ownwell
Property Tax Assessment Values Across Macatawa, Ottawa County, Michigan
When examining property taxes in Macatawa, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ottawa County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Ottawa County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Macatawa.
For example, the median home price in Macatawa is $781,200, with tax bills ranging significantly across the county. Zip code 49434 has the highest median home price at $781,200.
Property Tax Assessment Values Across Macatawa, Ottawa County, Michigan
Source: Ownwell
$214,200
$497,700
$781,200
Median Macatawa Market Value
$781,200
Median Ottawa County Market Value
$276,000
Median Michigan Market Value
$177,800
Median United States Market Value
$235,294
Property Tax Assessment Values Across Macatawa, Ottawa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49434 | $513,800 | $616,000 | $781,200 | $1,215,800 | $1,511,400 |
Source: Ownwell
Property Tax Bills Across Macatawa, Ottawa County, Michigan
Median Macatawa Tax Bill
$7,202
Median Ottawa County Tax Bill
$2,533
Median Michigan Tax Bill
$1,795
Median United States Tax Bill
$2,400
Property Tax Bills Across Macatawa, Ottawa County, Michigan
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 49434 | $3,539 | $4,680 | $7,202 | $11,255 | $19,383 |
Source: Ownwell
