Harper Woods, Wayne County, Michigan Property Taxes

Name: Property Tax Bills Across Harper Woods, Wayne County, Michigan
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Harper Woods, MI effective property tax rate: 1.12%, significantly higher than the national median of 1.02%, but lower than the Michigan state median of 1.07%. Median Harper Woods, MI home value: $124,800. Median annual Harper Woods, MI tax bill: $1,199, $1,201 lower than the national median property tax bill of $2,400.

How are property taxes in Wayne County calculated?

Property taxes in Harper Woods, MI are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Harper Woods’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Harper Woods, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Harper Woods, Wayne County, Michigan Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.12%

Estimate Property Tax Bill

$1,398

$1,297

Ownwell’s Harper Woods Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Harper Woods with just two data points. By entering your property's estimated assessed value, our calculator applies Harper Woods’ median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Wayne County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Harper Woods, Wayne County, Michigan

Local government entities are responsible for setting tax rates, which can differ significantly within a state. Each year, counties estimate their budget needs to provide essential services and divide this by the total value of all taxable property within their jurisdiction. This process determines the property tax rate. While votes and legislation play a role in establishing these rates and budgets, this is the fundamental annual procedure.

In Harper Woods, located in Wayne County, the effective property tax rate is a crucial factor for homeowners. The city's tax rate stands at 1.12%, which is notably higher than the national median property tax rate of 1.02%. This means residents in Harper Woods might face higher property tax bills compared to the national average, where the median bill is $2,400. When comparing Harper Woods to other cities in Michigan, it's clear that the property tax rate is consistent, as it matches the state's median rate. Understanding these rates is essential for homeowners looking to manage their property tax obligations effectively.

Property Tax Rates Across Harper Woods, Wayne County, Michigan

Source: Ownwell

0.36%

1.48%

2.59%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Harper Woods Tax Rate

1.12%

Median Effective Wayne County Tax Rate

1.44%

Median Effective Michigan Tax Rate

1.07%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Harper Woods, Wayne County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
48225	0.62%	0.81%	1.12%	1.66%	2.22%

Source: Ownwell

Property Tax Assessment Values Across Harper Woods, Wayne County, Michigan

When examining property taxes in Harper Woods, MI, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Wayne County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Wayne County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Harper Woods. For example, the median home price in Harper Woods is $124,800, with tax bills ranging significantly across the county. Zip code 48225 has the highest median home price at $124,800.

Property Tax Assessment Values Across Harper Woods, Wayne County, Michigan

Source: Ownwell

$26,200

$320,700

$615,200

Median Harper Woods Market Value

$124,800

Median Wayne County Market Value

$126,800

Median Michigan Market Value

$177,800

Median United States Market Value

$235,294

Property Tax Assessment Values Across Harper Woods, Wayne County, Michigan

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
48225	$56,400	$73,800	$124,800	$150,600	$174,960

Source: Ownwell

Property Tax Bills Across Harper Woods, Wayne County, Michigan

In Harper Woods, MI, property tax bills are determined by multiplying the assessed value of the home by the local tax rate. The assessed value is typically a percentage of the market value of the property. Homeowners in Harper Woods can expect their tax bills to vary significantly, with the 25th percentile at $916 and the 90th percentile reaching $2,015. The median tax bill in the area is $1,199, which is below the national median of $2,400. This can be attributed to the local tax rate and the valuation methods used within Wayne County. The tax bill's impact on homeowners can be substantial, influencing financial planning and home affordability. Ownwell offers expert property tax appeal services that can help homeowners in Harper Woods reduce their tax burdens. By analyzing property assessments and identifying discrepancies, Ownwell can assist homeowners in securing fair and lower property tax bills, ensuring they only pay what is truly owed.

Property Tax Bills Across Harper Woods, Wayne County, Michigan

Source: Ownwell

$632

$6,198

$11,764

Median Harper Woods Tax Bill

$1,199

Median Wayne County Tax Bill

$1,625

Median Michigan Tax Bill

$1,795

Median United States Tax Bill

$2,400

Property Tax Bills Across Harper Woods, Wayne County, Michigan

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
48225	$731	$916	$1,199	$1,589	$2,015

Source: Ownwell