Gilford, Belknap County, New Hampshire Property Taxes

Name: Property Tax Bills Across Gilford, Belknap County, New Hampshire
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Gilford, NH effective property tax rate: 1.23%, significantly higher than the national median of 1.02%, but lower than the New Hampshire state median of 1.91%.
Median Gilford, NH home value: $326,980
Median annual Gilford, NH tax bill: $4,016, $1,616 higher than the national median property tax bill of $2,400.

How are property taxes in Belknap County calculated?

Property taxes in Gilford, NH are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Gilford’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gilford, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Gilford, Belknap County, New Hampshire Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.23%

Estimate Property Tax Bill

$4,022

$3,732

Ownwell’s Gilford Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Gilford with just two data points. By entering your property's estimated assessed value, our calculator applies Gilford’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Belknap County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Gilford, Belknap County, New Hampshire

Local government entities set tax rates, which can vary widely within a state. This variation is due to each county estimating its required budget to provide services and dividing that by the total value of all taxable property within its jurisdiction, which results in the property tax rate. While votes and laws play a role in setting these rates and budgets, this is the annual process in a nutshell.

In Gilford, located in Belknap County, NH, the effective property tax rate is a reflection of this process. When comparing Gilford’s tax rate to other cities in New Hampshire and the U.S., it is evident that local factors significantly influence these rates. While New Hampshire’s median property tax rate is higher than the national median of 1.02%, Gilford stands out with its specific rate. Understanding these differences helps property owners make informed decisions and highlights the importance of property tax appeal and exemption services in managing tax liabilities effectively.

Property Tax Rates Across Gilford, Belknap County, New Hampshire

Source: Ownwell

0.90%

1.65%

2.40%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gilford Tax Rate

1.23%

Median Effective Belknap County Tax Rate

1.48%

Median Effective New Hampshire Tax Rate

1.91%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gilford, Belknap County, New Hampshire

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
03249	1.22%	1.22%	1.23%	1.23%	1.23%

Source: Ownwell

Property Tax Assessment Values Across Gilford, Belknap County, New Hampshire

When examining property taxes in Gilford, NH, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Belknap County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. In Belknap County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gilford. For example, the median home price in Gilford is $326,980, with tax bills ranging significantly across the county. Zip code 03249 has the highest median home price at $326,980.

Property Tax Assessment Values Across Gilford, Belknap County, New Hampshire

Source: Ownwell

$180,762

$296,646

$412,530

Median Gilford Market Value

$326,980

Median Belknap County Market Value

$267,900

Median New Hampshire Market Value

$299,765

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gilford, Belknap County, New Hampshire

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
03249	$65,900	$210,070	$326,980	$485,900	$711,120

Source: Ownwell

Property Tax Bills Across Gilford, Belknap County, New Hampshire

In Gilford, NH, property tax bills are determined by multiplying the assessed value of a property by the local tax rate. The assessed value is a percentage of the property's market value, which is periodically reassessed to reflect current market conditions. Factors such as property size, location, and improvements can influence this assessed value. With a median property tax bill of $4,016, Gilford's taxes are significantly higher than the national median of $2,400. This means homeowners in Gilford face a substantial financial burden compared to the national average. The 25th percentile tax bill is $2,585, while the 75th percentile reaches $5,967, and the 90th percentile soars to $8,752, indicating a wide range of tax obligations. Ownwell can assist Gilford homeowners by providing expert property tax appeal and exemption services. By analyzing property assessments and identifying discrepancies, Ownwell helps ensure homeowners are not overpaying. This personalized approach can lead to significant savings, reducing the financial strain of high property taxes.

Property Tax Bills Across Gilford, Belknap County, New Hampshire

Source: Ownwell

$2,970

$4,328

$5,686

Median Gilford Tax Bill

$4,016

Median Belknap County Tax Bill

$4,251

Median New Hampshire Tax Bill

$5,895

Median United States Tax Bill

$2,400

Property Tax Bills Across Gilford, Belknap County, New Hampshire

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
03249	$824	$2,585	$4,016	$5,967	$8,752

Source: Ownwell