Chesterfield, Cheshire County, New Hampshire Property Taxes

Name: Property Tax Bills Across Chesterfield, Cheshire County, New Hampshire
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Chesterfield, NH effective property tax rate: 1.94%, significantly higher than the national median of 1.02%, but lower than the New Hampshire state median of 1.91%.
Median Chesterfield, NH home value: $241,300
Median annual Chesterfield, NH tax bill: $4,729, $2,329 higher than the national median property tax bill of $2,400.

How are property taxes in Cheshire calculated?

Property taxes in Chesterfield, NH are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Chesterfield’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chesterfield, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Chesterfield, Cheshire County, New Hampshire Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.94%

Estimate Property Tax Bill

$4,681

$4,344

Ownwell’s Chesterfield Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Chesterfield with just two data points. By entering your property's estimated assessed value, our calculator applies Chesterfield’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cheshire. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Chesterfield, Cheshire County, New Hampshire

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Chesterfield’s effective property tax rate to other cities in New Hampshire and the median property tax rates in New Hampshire and the U.S. Chesterfield, located in Cheshire County, has a median property tax rate of 1.94%, which is significantly higher than the national median of 1.02%. This higher rate can impact homeowners' annual tax bills, making it crucial to consider potential savings through property tax appeals. With New Hampshire's median property tax rate also at 1.94%, Chesterfield aligns with the state average, but remains above the national norm. Understanding these rates can help residents make informed decisions about their property taxes and explore opportunities for potential reductions.

Property Tax Rates Across Chesterfield, Cheshire County, New Hampshire

Source: Ownwell

1.41%

2.44%

3.48%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Chesterfield Tax Rate

1.94%

Median Effective Cheshire County Tax Rate

2.60%

Median Effective New Hampshire Tax Rate

1.91%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Chesterfield, Cheshire County, New Hampshire

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
03443	1.94%	1.94%	1.94%	1.94%	1.94%

Source: Ownwell

Property Tax Assessment Values Across Chesterfield, Cheshire County, New Hampshire

When examining property taxes in Chesterfield, NH, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cheshire County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Cheshire County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chesterfield.

For example, the median home price in Chesterfield is $241,300, with tax bills ranging significantly across the county. Zip code 03443 has the highest median home price at $241,300.

Property Tax Assessment Values Across Chesterfield, Cheshire County, New Hampshire

Source: Ownwell

$134,200

$264,050

$393,900

Median Chesterfield Market Value

$241,300

Median Cheshire County Market Value

$207,690

Median New Hampshire Market Value

$299,765

Median United States Market Value

$235,294

Property Tax Assessment Values Across Chesterfield, Cheshire County, New Hampshire

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
03443	$40,617	$181,175	$241,300	$324,278	$383,100

Source: Ownwell

Property Tax Bills Across Chesterfield, Cheshire County, New Hampshire

In Chesterfield, property tax bills are calculated based on the assessed value of a home and the local tax rate. With a median home price of $241,300, homeowners in Chesterfield face a median property tax bill of $4,729, significantly higher than the national median of $2,400. The tax bill can vary widely, with the 25th percentile paying $3,542 and the 90th percentile reaching up to $7,441. These figures illustrate the impact of property taxes on homeowners, with those in higher-value homes shouldering a larger burden. Factors such as property improvements and market trends can influence the assessed value, thereby affecting the overall tax bill.

Ownwell offers a solution for homeowners looking to reduce their property tax expenses. By providing expert property tax appeal and exemption services, Ownwell helps homeowners challenge their assessed values, potentially lowering their tax bills. This service not only offers financial relief but also ensures that homeowners are not overpaying on their property taxes, aligning their bills more closely with the true value of their homes.

Property Tax Bills Across Chesterfield, Cheshire County, New Hampshire

Source: Ownwell

$3,682

$5,876

$8,069

Median Chesterfield Tax Bill

$4,729

Median Cheshire County Tax Bill

$5,311

Median New Hampshire Tax Bill

$5,895

Median United States Tax Bill

$2,400

Property Tax Bills Across Chesterfield, Cheshire County, New Hampshire

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
03443	$2,284	$3,542	$4,729	$6,309	$7,441

Source: Ownwell