Bedford, Hillsborough County, New Hampshire Property Taxes
Property Taxes in Bedford, New Hampshire
Median Bedford, New Hampshire effective property tax rate: 1.58%, significantly higher than the national median of 1.02%, and lower than the New Hampshire state median of 1.82%.
Median Bedford, New Hampshire home value: $657,950
Median annual Bedford, New Hampshire tax bill: $10,407, $8,007 higher than the national median property tax bill of $2,400.
How are property taxes in Hillsborough calculated?
Property taxes in Bedford, New Hampshire are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Bedford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Bedford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Bedford, Hillsborough County, New Hampshire Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.58%
Estimate Property Tax Bill
$10,396
$9,647
How Does the Bedford Property Tax Calculator Work?
Use this Bedford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bedford's median effective tax rate of 1.58% — based on actual property records in Hillsborough County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Bedford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Bedford's median effective tax rate is below the New Hampshire median tax rate of 1.82%, but the median property tax bill of $10,407 is still well above the national median property tax bill of $2,400. That means Bedford homeowners pay about $8,007 more than the state median bill.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Bedford.
About Bedford Property Taxes
About Property Taxes in Bedford, Hillsborough, New Hampshire
Bedford’s median effective property tax rate of 1.58% is lower than the New Hampshire state median of 1.82% and higher than the national median of 1.02%. This rate reflects the Hillsborough County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Bedford. Homeowners in the 03110 ZIP code carry a median effective rate of 1.58%, while those in the same ZIP also pay 1.58%. This reflects how school district boundaries and local assessment districts are drawn across Hillsborough County. Understanding which part of Bedford you live in can make a meaningful difference to your annual tax bill.
Bedford homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the March 1, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Bedford, Hillsborough County, New Hampshire
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Bedford's effective property tax rate to other cities in New Hampshire and the median property tax rates in New Hampshire and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bedford Tax Rate
1.58%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hillsborough County Tax Rate
1.96%
Median Effective New Hampshire Tax Rate
1.82%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bedford, Hillsborough County, New Hampshire
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 03110 | 1.58% | 1.58% | 1.58% | 1.58% | 1.58% |
Source: Ownwell
Property Tax Assessment Values Across Bedford, Hillsborough County, New Hampshire
When examining property taxes in Bedford, New Hampshire, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hillsborough County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hillsborough County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Bedford is $657,950, with tax bills ranging significantly across the county. ZIP code 03110 has the highest median home price at $657,950.
Property Tax Assessment Values Across Bedford, Hillsborough County, New Hampshire
Source: Ownwell
$165,050
$411,500
$657,950
Median Bedford Market Value
$657,950
Median Hillsborough County Market Value
$366,900
Median New Hampshire Market Value
$360,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bedford, Hillsborough County, New Hampshire
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 03110 | $419,290 | $517,800 | $657,950 | $804,025 | $1,076,110 |
Source: Ownwell
Property Tax Bills Across Bedford, Hillsborough County, New Hampshire
Bedford property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners in Bedford, the median home price is $657,950, and that value helps determine the size of the annual tax bill.
Several factors affect what a homeowner pays, including the assessed value of the home and the tax rate set by local taxing authorities. Because property taxes are tied to value, higher-priced homes generally face larger bills. In Bedford, the tax burden can vary widely, with the 25th percentile tax bill at $8,190, the 75th percentile at $12,725, and the 90th percentile at $17,062.
These taxes can have a significant impact on homeowners, especially when bills rise faster than income or home value changes. The median tax bill is $10,407, which is well above the national median property tax bill of $2,400 and reflects a much heavier local burden.
Property Tax Bills Across Bedford, Hillsborough County, New Hampshire
Source: Ownwell
$2,983
$7,937
$12,890
Median Bedford Tax Bill
$10,407
Median Hillsborough County Tax Bill
$7,162
Median New Hampshire Tax Bill
$6,530
Median United States Tax Bill
$2,400
Property Tax Bills Across Bedford, Hillsborough County, New Hampshire
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 03110 | $6,629 | $8,190 | $10,407 | $12,725 | $17,062 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | March 1 |
Links | |
|---|---|
| Hillsborough Tax Assessor | |
| Website | www.vgsi.com |