Coleharbor, Mclean County, North Dakota Property Taxes

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Property Taxes in Coleharbor, North Dakota

Median Coleharbor, North Dakota effective property tax rate: 0.88%, significantly lower than the national median of 1.02%, and lower than the North Dakota state median of 1.20%.
Median Coleharbor, North Dakota home value: $200,800
Median annual Coleharbor, North Dakota tax bill: $1,707, $693 lower than the national median property tax bill of $2,400.

How are property taxes in McLean calculated?

Property taxes in Coleharbor, North Dakota are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Coleharbor's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Coleharbor, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Coleharbor, Mclean County, North Dakota Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.88%

Estimate Property Tax Bill

$1,767

$1,640

How Does the Coleharbor Property Tax Calculator Work?

Use this Coleharbor property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Coleharbor's median effective tax rate of 0.88% — based on actual property records in McLean County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Coleharbor's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Coleharbor: rates range from 1707.00 in 58531 to 1707.00 in 58531, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Coleharbor.

About Coleharbor Property Taxes

About Property Taxes in Coleharbor, McLean, North Dakota

Coleharbor's median effective property tax rate of 0.88% is lower than the North Dakota state median of 1.20% and lower than the national median of 1.02%. This rate reflects the McLean County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Coleharbor. Homeowners in the 58531 ZIP code carry a median effective rate of 0.88%, while those in the same ZIP pay 0.88%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across McLean County. Understanding which part of Coleharbor you live in can make a meaningful difference to your annual tax bill.

Coleharbor homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 13, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Coleharbor, Mclean County, North Dakota

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Coleharbor's effective property tax rate to other cities in North Dakota and the median property tax rates in North Dakota and the U.S.

Property Tax Rates Across Coleharbor, Mclean County, North Dakota

Source: Ownwell

0.82%

1.17%

1.52%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Coleharbor Tax Rate

0.88%

Median Effective Mclean County Tax Rate

1.03%

Median Effective North Dakota Tax Rate

1.20%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Coleharbor, Mclean County, North Dakota

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
58531	0.69%	0.81%	0.88%	0.95%	1.48%

Source: Ownwell

Property Tax Assessment Values Across Coleharbor, Mclean County, North Dakota

When examining property taxes in Coleharbor, North Dakota, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The McLean County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices in McLean County are sent in the spring each year and typically reach your mailbox by the middle of the month.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Coleharbor is $200,800, and the median property tax bill is $1,707, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. The highest median home price is in 58531 at $200,800.

Property Tax Assessment Values Across Coleharbor, Mclean County, North Dakota

Source: Ownwell

$46,900

$123,850

$200,800

Median Coleharbor Market Value

$200,800

Median Mclean County Market Value

$153,500

Median North Dakota Market Value

$244,000

Median United States Market Value

$235,294

Property Tax Assessment Values Across Coleharbor, Mclean County, North Dakota

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
58531	$50,600	$103,675	$200,800	$311,250	$438,650

Source: Ownwell

Property Tax Bills Across Coleharbor, Mclean County, North Dakota

Property tax bills in Coleharbor are calculated by applying the local property tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners, this means the tax bill is driven by how much the home is worth and how local taxing authorities set their rates. A higher assessed value generally leads to a higher bill, while a lower assessed value can reduce what is owed.

In McLean County, the median home price is $200,800, and the median property tax bill is $1,707, which is below the national median property tax bill of $2,400. Tax bills can still vary widely, though, with the 25th percentile at $968 and the 75th percentile at $2,715. That range shows how changes in assessed value and local tax rates can affect homeowners differently, even within the same city.

Property Tax Bills Across Coleharbor, Mclean County, North Dakota

Source: Ownwell

$453

$1,610

$2,766

Median Coleharbor Tax Bill

$1,707

Median Mclean County Tax Bill

$1,599

Median North Dakota Tax Bill

$2,769

Median United States Tax Bill

$2,400

Property Tax Bills Across Coleharbor, Mclean County, North Dakota

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
58531	$474	$968	$1,707	$2,715	$3,682

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	April 13

Links
McLean Tax Assessor
Website	mclean.northdakotaassessors.com

Frequently Asked Property Tax Questions in Coleharbor, North Dakota

How are property taxes calculated in Coleharbor, North Dakota?

Property taxes in Coleharbor, North Dakota are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Coleharbor, North Dakota?

To appeal your property taxes in Coleharbor, North Dakota, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Coleharbor, North Dakota?

Common property tax exemptions in Coleharbor, North Dakota include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Coleharbor, North Dakota?

Property tax deadlines in Coleharbor, North Dakota vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Coleharbor, North Dakota?

Ownwell provides professional property tax appeal services in Coleharbor, North Dakota. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.