Crystal, Pembina County, North Dakota Property Taxes
Property Taxes in Crystal, North Dakota
Median Crystal, North Dakota effective property tax rate: 0.65%, significantly lower than the national median of 1.02%, and lower than the North Dakota state median of 1.20%.
Median Crystal, North Dakota home value: $44,613
Median annual Crystal, North Dakota tax bill: $219, lower than the national median property tax bill of $2,400.
How are property taxes in Pembina calculated?
Property taxes in Crystal, North Dakota are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Crystal's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Crystal, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Crystal, Pembina County, North Dakota Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.65%
Estimate Property Tax Bill
$290
$269
How Does the Crystal Property Tax Calculator Work?
Use this Crystal property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Crystal's median effective tax rate of 0.65% — based on actual property records in Pembina County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment process uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Crystal's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Crystal: rates can differ by neighborhood and local taxing districts, primarily due to differences in school district levies and other local assessments.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Crystal.
About Crystal Property Taxes
About Property Taxes in Crystal, Pembina, North Dakota
Crystal's median effective property tax rate of 0.65% is lower than the North Dakota state median of 1.20% and lower than the national median of 1.02%. This rate reflects the Pembina County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Crystal. Homeowners in the highest ZIP code carry a median effective rate of 0.65%, while those in the lowest ZIP code pay 0.65%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Pembina County. Understanding which part of Crystal you live in can make a meaningful difference to your annual tax bill.
Crystal homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Crystal, Pembina County, North Dakota
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Crystal's effective property tax rate to other cities in North Dakota and the median property tax rates in North Dakota and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Crystal Tax Rate
0.65%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pembina County Tax Rate
1.17%
Median Effective North Dakota Tax Rate
1.20%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Crystal, Pembina County, North Dakota
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 58222 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Crystal, Pembina County, North Dakota
When examining property taxes in Crystal, North Dakota, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pembina County assessment office estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Pembina County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Crystal.
For example, the median home price in Crystal is $44,613, with tax bills ranging significantly across the county. The median tax bill is $219, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Crystal, Pembina County, North Dakota
Source: Ownwell
$30,640
$53,873
$77,106
Median Crystal Market Value
$44,613
Median Pembina County Market Value
$48,118
Median North Dakota Market Value
$244,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Crystal, Pembina County, North Dakota
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 58222 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Crystal, Pembina County, North Dakota
How are property tax bills calculated in Crystal, Pembina?
Property tax bills in Crystal are based on the assessed value of a home, which is determined by local taxing authorities using market conditions and property characteristics. The tax rate is then applied to that assessed value to calculate the annual bill. For homeowners in Crystal, this means that a higher assessed value generally leads to a higher property tax bill, while a lower assessed value can reduce what is owed.
What factors affect the tax bill? The home’s market value, location, and any changes to the property can all influence the assessed value. Local tax rates and county budgets also play a role in determining the final amount. In Pembina County, the typical property tax bill ranges from $158 at the 25th percentile to $280 at the 75th percentile, with the 90th percentile reaching $317. Compared with the national median property tax bill of $2,400, Crystal homeowners often face much lower annual property taxes.
Median Crystal Tax Bill
$219
Median Pembina County Tax Bill
$640
Median North Dakota Tax Bill
$2,769
Median United States Tax Bill
$2,400
Property Tax Bills Across Crystal, Pembina County, North Dakota
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 58222 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 15 |
Links | |
|---|---|
| Pembina Tax Assessor | |
| Website | ndpropertytax.org |