Elgin, Union County, Oregon Property Taxes
Median Elgin, OR effective property tax rate: 1.04%, slightly higher than the national median of 1.02%, but lower than the Oregon state median of 0.86%.
Median Elgin, OR home value: $150,845
Median annual Elgin, OR tax bill: $1,576, $824 lower than the national median property tax bill of $2,400.
How are property taxes in Union County calculated?
Property taxes in Elgin, OR are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elgin’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elgin, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Elgin, Union County, Oregon Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.04%
Estimate Property Tax Bill
$1,569
$1,456
Ownwell’s Elgin Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Elgin with just two data points.
By entering your property's estimated assessed value, our calculator applies Elgin’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value—determined by your county—reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Union County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Elgin, Union County, Oregon
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elgin Tax Rate
1.04%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Union County Tax Rate
0.94%
Median Effective Oregon Tax Rate
0.86%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Elgin, Union County, Oregon
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
97827 | 0.65% | 0.88% | 1.04% | 1.15% | 1.31% |
Source: Ownwell
Property Tax Assessment Values Across Elgin, Union County, Oregon
When examining property taxes in Elgin, Oregon, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Union County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices: In Union County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Elgin.
For example, the median home price in Elgin is $150,845, with tax bills ranging significantly across the county. The 97827 zip code has the highest median home price at $150,845.
Property Tax Assessment Values Across Elgin, Union County, Oregon
Source: Ownwell

$128,940
$217,263
$305,585
Median Elgin Market Value
$150,845
Median Union County Market Value
$216,270
Median Oregon Market Value
$438,140
Median United States Market Value
$235,294
Property Tax Assessment Values Across Elgin, Union County, Oregon
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
97827 | $64,985 | $98,688 | $150,845 | $202,835 | $298,585 |
Source: Ownwell
Property Tax Bills Across Elgin, Union County, Oregon
In Elgin, OR, property tax bills are determined by assessing the property's market value and applying the local tax rate set by Union County. The median home price in the area is $150,845, and property tax bills can vary significantly depending on the assessed value and applicable exemptions. For example, the 25th percentile tax bill is $932, while the 75th percentile reaches $2,039, and the 90th percentile goes up to $2,754. The median property tax bill in Elgin stands at $1,576, which is below the national median of $2,400. This can be a significant factor for homeowners in managing their annual expenses.
Ownwell assists homeowners by providing property tax appeal and exemption services, potentially lowering their tax liabilities. Our expertise can help identify discrepancies in assessed values or overlooked exemptions, ensuring homeowners pay only their fair share. By leveraging our services, Elgin residents can achieve meaningful savings on their property tax bills, enhancing their financial well-being.
Median Elgin Tax Bill
$1,576
Median Union County Tax Bill
$1,979
Median Oregon Tax Bill
$3,628
Median United States Tax Bill
$2,400
Property Tax Bills Across Elgin, Union County, Oregon
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
97827 | $652 | $932 | $1,576 | $2,039 | $2,754 |
Source: Ownwell