Waverly, Chambers County, Alabama Property Taxes
Property Taxes in Waverly, Alabama
Median Waverly, Alabama effective property tax rate: 0.44%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Waverly, Alabama home value: $92,930
Median annual Waverly, Alabama tax bill: $619, lower than the national median property tax bill of $2,400.
How are property taxes in Chambers calculated?
Property taxes in Waverly, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Waverly's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Waverly, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Waverly, Chambers County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.44%
Estimate Property Tax Bill
$409
$379
How Does the Waverly Property Tax Calculator Work?
Use this Waverly property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Waverly's median effective tax rate of 0.44% — based on actual property records in Chambers County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Waverly's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Waverly: rates range from 0.44% in 36879 to 0.44% in 36879, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Waverly.
About Waverly Property Taxes
About Property Taxes in Waverly, Chambers, Alabama
Waverly’s median effective property tax rate of 0.44% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Chambers County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Waverly. Homeowners in the 36879 ZIP code carry a median effective rate of 0.44%, while those in the lowest ZIP code pay 0.44%. This spread reflects how school district boundaries and local assessment districts are drawn across Chambers County. Understanding which part of Waverly you live in can make a meaningful difference to your annual tax bill.
Waverly homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Waverly, Chambers County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Waverly's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Waverly Tax Rate
0.44%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chambers County Tax Rate
0.43%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Waverly, Chambers County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36879 | 0.23% | 0.35% | 0.44% | 0.90% | 0.96% |
Source: Ownwell
Property Tax Assessment Values Across Waverly, Chambers County, Alabama
When examining property taxes in Waverly, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chambers County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Chambers County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Waverly.
For example, the median home price in Waverly is $92,930, with tax bills ranging significantly across the county. 36879 has the highest median home price at $92,930.
Property Tax Assessment Values Across Waverly, Chambers County, Alabama
Source: Ownwell
$71,620
$103,265
$134,910
Median Waverly Market Value
$92,930
Median Chambers County Market Value
$84,610
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Waverly, Chambers County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36879 | $19,658 | $36,920 | $92,930 | $245,290 | $363,584 |
Source: Ownwell
Property Tax Bills Across Waverly, Chambers County, Alabama
Waverly property tax bills are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value to determine what a homeowner owes each year. Because the bill depends on both the home’s value and the local rate, two homes with similar market prices can still have different tax bills.
In Waverly, the median home price is $92,930, and the median property tax bill is $619. That is well below the national median property tax bill of $2,400, which can make local ownership costs more manageable for many homeowners. Still, tax bills can vary widely: the 25th percentile is $209, while the 75th percentile is $804 and the 90th percentile is $1,154.
For homeowners, property taxes are a recurring expense that can affect monthly budgets, escrow payments, and overall housing affordability. Understanding how assessed value and local tax rates work is key to knowing why a bill changes from year to year.
Median Waverly Tax Bill
$619
Median Chambers County Tax Bill
$443
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Waverly, Chambers County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36879 | $118 | $209 | $619 | $804 | $1,154 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Chambers Tax Assessor | |
| Website | www.ingproperty.com |