Talladega, Clay County, Alabama Property Taxes
Median TALLADEGA, AL effective property tax rate: 0.23%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median TALLADEGA, AL home value: $74,595
Median annual TALLADEGA, AL tax bill: $170, $2,230 lower than the national median property tax bill of $2,400.
How are property taxes in Clay calculated?
Property taxes in TALLADEGA, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding TALLADEGA’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in TALLADEGA, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Talladega, Clay County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.23%
Estimate Property Tax Bill
$172
$159
Property Tax Rates Across Talladega, Clay County, Alabama
Local government entities are responsible for setting tax rates, leading to significant variations within a state. Each year, counties calculate their required budget for providing services and divide it by the total assessed value of all taxable properties in their area. This process determines the property tax rate. While laws and voting play a role in setting these rates and budgets, this annual calculation is at the core of the process.
In Talladega, located in Clay County, Alabama, the effective property tax rate is notably different from other cities within the state. Compared to the national median property tax rate of 1.02%, Alabama's rates are generally lower. This can result in substantial savings for property owners in Talladega when compared to the national average. However, it's important to consider the quality and availability of local services funded by these taxes. Comparing Talladega's effective property tax rate with other cities in Alabama and the national median offers valuable insights for potential property buyers or current homeowners considering an appeal or exemption. Understanding these differences can help in making informed decisions about property investments and financial planning.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Talladega Tax Rate
0.23%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clay County Tax Rate
0.28%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Talladega, Clay County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35160 | 0.12% | 0.17% | 0.23% | 0.31% | 0.40% |
Source: Ownwell
Property Tax Assessment Values Across Talladega, Clay County, Alabama
When examining property taxes in Talladega, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Clay County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Clay County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Talladega. For example, the median home price in Talladega is $74,595, with tax bills ranging significantly across the county. The zip code 35160 has the highest median home price at $74,595.
Property Tax Assessment Values Across Talladega, Clay County, Alabama
Source: Ownwell
$62,540
$77,205
$91,870
Median Talladega Market Value
$74,595
Median Clay County Market Value
$72,990
Median Alabama Market Value
$149,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Talladega, Clay County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35160 | $17,719 | $42,870 | $74,595 | $142,525 | $199,546 |
Source: Ownwell
Property Tax Bills Across Talladega, Clay County, Alabama
Median Talladega Tax Bill
$170
Median Clay County Tax Bill
$201
Median Alabama Tax Bill
$717
Median United States Tax Bill
$2,400
Property Tax Bills Across Talladega, Clay County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35160 | $41 | $88 | $170 | $311 | $479 |
Source: Ownwell