Muscle Shoals, Colbert County, Alabama Property Taxes
Property Taxes in Muscle Shoals, Alabama
Median Muscle Shoals, Alabama effective property tax rate: 0.39%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Muscle Shoals, Alabama home value: $211,500
Median annual Muscle Shoals, Alabama tax bill: $896, $1,504 lower than the national median property tax bill of $2,400.
How are property taxes in Colbert calculated?
Property taxes in Muscle Shoals, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Muscle Shoals' property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Muscle Shoals, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Muscle Shoals, Colbert County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.39%
Estimate Property Tax Bill
$825
$765
How Does the Muscle Shoals Property Tax Calculator Work?
Use this Muscle Shoals property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Muscle Shoals' median effective tax rate of 0.39% — based on actual property records in Colbert County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Muscle Shoals' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Muscle Shoals: rates range from 0.39% in 35661 to 0.39% in 35661, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Muscle Shoals.
About Muscle Shoals Property Taxes
About Property Taxes in Muscle Shoals, Colbert, Alabama
Muscle Shoals' median effective property tax rate of 0.39% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Colbert County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Muscle Shoals. Homeowners in the 35661 ZIP code carry a median effective rate of 0.39%, while those in the same ZIP code pay 0.39%. This spread reflects how school district boundaries and local assessment districts are drawn across Colbert County. Understanding which part of Muscle Shoals you live in can make a meaningful difference to your annual tax bill.
Muscle Shoals homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Muscle Shoals, Colbert County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Muscle Shoals's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Muscle Shoals Tax Rate
0.39%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Colbert County Tax Rate
0.40%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Muscle Shoals, Colbert County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35661 | 0.30% | 0.34% | 0.39% | 0.41% | 0.81% |
Source: Ownwell
Property Tax Assessment Values Across Muscle Shoals, Colbert County, Alabama
When examining property taxes in Muscle Shoals, Alabama, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Colbert County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Colbert County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Muscle Shoals.
For example, the median home price in Muscle Shoals is $211,500, with tax bills ranging significantly across the county. 35661 has the highest median home price at $211,500.
Property Tax Assessment Values Across Muscle Shoals, Colbert County, Alabama
Source: Ownwell
$90,100
$150,800
$211,500
Median Muscle Shoals Market Value
$211,500
Median Colbert County Market Value
$149,900
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Muscle Shoals, Colbert County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35661 | $102,600 | $147,300 | $211,500 | $313,025 | $480,440 |
Source: Ownwell
Property Tax Bills Across Muscle Shoals, Colbert County, Alabama
Property tax bills in Muscle Shoals are based on the assessed value of a home, not its market price. Local taxing authorities apply the property tax rate to that assessed value, and the result is the annual bill homeowners receive. Factors such as the home’s location, property characteristics, and any applicable exemptions can affect the final amount.
With a median home price of $211,500, property taxes can vary widely from one homeowner to another. The 25th percentile tax bill is $607, while the 75th percentile is $1,332 and the 90th percentile reaches $1,930. In ZIP code 35661, the median tax bill is $896. Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, many homeowners in Muscle Shoals pay less, but even a small increase in assessed value can raise a bill noticeably.
Median Muscle Shoals Tax Bill
$896
Median Colbert County Tax Bill
$632
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Muscle Shoals, Colbert County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35661 | $426 | $607 | $896 | $1,332 | $1,930 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Colbert Tax Assessor | |
| Website | colbertproperty.assurancegov.com |