Hartford, Geneva County, Alabama Property Taxes
Median Hartford, AL effective property tax rate: 0.33%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Hartford, AL home value: $119,300
Median annual Hartford, AL tax bill: $431, $1,969 lower than the national median property tax bill of $2,400.
How are property taxes in Geneva calculated?
Property taxes in Hartford, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hartford’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hartford, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Hartford, Geneva County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.33%
Estimate Property Tax Bill
$394
$365
Ownwell’s Hartford Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Hartford with just two data points.
By entering your property's estimated assessed value, our calculator applies Hartford’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.
This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Geneva County.
For those interested in more localized information, please scroll down to explore city-level trends!
Property Tax Rates Across Hartford, Geneva County, Alabama
Local government entities set tax rates, which can vary widely within a state. This variance is due to each county estimating its required budget to provide services and dividing that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. This annual process, while influenced by votes and laws, essentially boils down to this calculation.
In Hartford, located in Geneva County, Alabama, the effective property tax rate is significantly lower than both the state and national medians. Alabama's median property tax rate is one of the lowest in the nation, making it an attractive option for property owners seeking affordability. Hartford's rate is a reflection of the state's overall trend, offering a more cost-effective property tax bill compared to the national median.
This affordability can be particularly appealing to homeowners and potential buyers who are comparing property tax rates across different regions. By understanding these variances, property owners in Hartford can better assess their tax obligations and potential savings when compared to other cities in Alabama and across the United States.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hartford Tax Rate
0.33%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Geneva County Tax Rate
0.35%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Hartford, Geneva County, Alabama
Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
36344 | 0.18% | 0.26% | 0.33% | 0.63% | 0.78% |
Source: Ownwell
Property Tax Assessment Values Across Hartford, Geneva County, Alabama
When examining property taxes in Hartford, AL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Geneva County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Geneva County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hartford. For example, the median home price in Hartford is $119,300, with tax bills ranging significantly across the county. Zip code 36344 has the highest median home price at $119,300.
Property Tax Assessment Values Across Hartford, Geneva County, Alabama
Source: Ownwell

$55,400
$105,500
$155,600
Median Hartford Market Value
$119,300
Median Geneva County Market Value
$100,900
Median Alabama Market Value
$149,600
Median United States Market Value
$235,294
Property Tax Assessment Values Across Hartford, Geneva County, Alabama
Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
36344 | $37,770 | $69,400 | $119,300 | $189,000 | $279,350 |
Source: Ownwell
Property Tax Bills Across Hartford, Geneva County, Alabama
Median Hartford Tax Bill
$431
Median Geneva County Tax Bill
$373
Median Alabama Tax Bill
$717
Median United States Tax Bill
$2,400
Property Tax Bills Across Hartford, Geneva County, Alabama
Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
---|---|---|---|---|---|
36344 | $121 | $233 | $431 | $675 | $953 |
Source: Ownwell