Hartford, Geneva County, Alabama Property Taxes

Name: Property Tax Bills Across Hartford, Geneva County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Hartford, AL effective property tax rate: 0.33%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Hartford, AL home value: $119,300
Median annual Hartford, AL tax bill: $431, $1,969 lower than the national median property tax bill of $2,400.

How are property taxes in Geneva calculated?

Property taxes in Hartford, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Hartford’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Hartford, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Hartford, Geneva County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.33%

Estimate Property Tax Bill

$394

$365

Ownwell’s Hartford Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Hartford with just two data points.

By entering your property's estimated assessed value, our calculator applies Hartford’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Geneva County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Hartford, Geneva County, Alabama

Local government entities set tax rates, which can vary widely within a state. This variance is due to each county estimating its required budget to provide services and dividing that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. This annual process, while influenced by votes and laws, essentially boils down to this calculation.

In Hartford, located in Geneva County, Alabama, the effective property tax rate is significantly lower than both the state and national medians. Alabama's median property tax rate is one of the lowest in the nation, making it an attractive option for property owners seeking affordability. Hartford's rate is a reflection of the state's overall trend, offering a more cost-effective property tax bill compared to the national median.

This affordability can be particularly appealing to homeowners and potential buyers who are comparing property tax rates across different regions. By understanding these variances, property owners in Hartford can better assess their tax obligations and potential savings when compared to other cities in Alabama and across the United States.

Property Tax Rates Across Hartford, Geneva County, Alabama

Source: Ownwell

0.28%

0.46%

0.64%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Hartford Tax Rate

0.33%

Median Effective Geneva County Tax Rate

0.35%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Hartford, Geneva County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
36344	0.18%	0.26%	0.33%	0.63%	0.78%

Source: Ownwell

Property Tax Assessment Values Across Hartford, Geneva County, Alabama

When examining property taxes in Hartford, AL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Geneva County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Geneva County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hartford. For example, the median home price in Hartford is $119,300, with tax bills ranging significantly across the county. Zip code 36344 has the highest median home price at $119,300.

Property Tax Assessment Values Across Hartford, Geneva County, Alabama

Source: Ownwell

$55,400

$105,500

$155,600

Median Hartford Market Value

$119,300

Median Geneva County Market Value

$100,900

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Hartford, Geneva County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
36344	$37,770	$69,400	$119,300	$189,000	$279,350

Source: Ownwell

Property Tax Bills Across Hartford, Geneva County, Alabama

In Hartford, Geneva County, AL, property tax bills are calculated based on the assessed value of the property, which is a percentage of the market value. The local tax rate is then applied to this assessed value to determine the annual tax bill. Factors such as property location, size, and improvements can influence the assessed value. Homeowners in Hartford typically face lower property tax bills compared to the national average, with the median tax bill being significantly less than the national median of $2400. However, even with lower rates, tax bills can still be a financial burden for some homeowners. This is where Ownwell can make a difference. By providing expert property tax appeal and exemption services, Ownwell helps homeowners potentially reduce their tax bills. Our team analyzes individual property assessments and identifies opportunities for savings, ensuring that homeowners are not overpaying. With Ownwell’s assistance, homeowners can achieve greater financial relief and peace of mind regarding their property tax obligations.

Property Tax Bills Across Hartford, Geneva County, Alabama

Source: Ownwell

$236

$353

$469

Median Hartford Tax Bill

$431

Median Geneva County Tax Bill

$373

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Hartford, Geneva County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
36344	$121	$233	$431	$675	$953

Source: Ownwell