Gardendale, Jefferson County, Alabama Property Taxes

Name: Property Tax Bills Across Gardendale, Jefferson County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Gardendale, AL effective property tax rate: 0.58%, significantly lower than the national median of 1.02%, but higher than the Alabama state median of 0.47%.
Median Gardendale, AL home value: $210,100
Median annual Gardendale, AL tax bill: $1,328, $1,072 lower than the national median property tax bill of $2,400.

How are property taxes in Jefferson calculated?

Property taxes in Gardendale, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Gardendale’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gardendale, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Gardendale, Jefferson County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.58%

Estimate Property Tax Bill

$1,219

$1,131

Ownwell’s Gardendale Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Gardendale with just two data points.

By entering your property's estimated assessed value, our calculator applies Gardendale’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Jefferson County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Gardendale, Jefferson County, Alabama

Local government entities determine property tax rates, which can vary significantly even within a single state. Each year, counties estimate the budget needed to deliver essential services and then divide this amount by the total assessed value of all taxable properties in their area. This calculation determines the property tax rate. Although the process involves votes and legislation, this is the core method used annually.

Gardendale in Jefferson County, Alabama, showcases an effective property tax rate that can be compared to other cities across the state. The median property tax rate in Alabama is notably lower than the national median of 1.02%. This positions Alabama as a state with relatively lower property tax burdens compared to the national average. Understanding these rates can help property owners in Gardendale make informed decisions regarding property tax appeals and exemptions, potentially leading to significant savings. By comparing Gardendale's tax rate to the state and national medians, property owners can better assess their tax obligations and opportunities for appeal.

Property Tax Rates Across Gardendale, Jefferson County, Alabama

Source: Ownwell

0.44%

1.34%

2.24%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gardendale Tax Rate

0.58%

Median Effective Jefferson County Tax Rate

0.71%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gardendale, Jefferson County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35071	0.48%	0.56%	0.58%	0.59%	1.20%

Source: Ownwell

Property Tax Assessment Values Across Gardendale, Jefferson County, Alabama

When examining property taxes in Gardendale, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Jefferson County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gardendale. For example, the median home price in Gardendale is $210,100, with tax bills ranging significantly across the county. 35071 has the highest median home price at $210,100.

Property Tax Assessment Values Across Gardendale, Jefferson County, Alabama

Source: Ownwell

$4,300

$414,375

$824,450

Median Gardendale Market Value

$210,100

Median Jefferson County Market Value

$150,900

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gardendale, Jefferson County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35071	$106,900	$155,200	$210,100	$285,400	$360,000

Source: Ownwell

Property Tax Bills Across Gardendale, Jefferson County, Alabama

In Gardendale, located in Jefferson County, AL, property tax bills are calculated based on the assessed value of a home, which is a percentage of the market value. Homeowners in Gardendale face property tax bills that vary significantly, with the 25th percentile at $953 and the 75th percentile reaching $1,833. The tax bill at the 90th percentile is $2,374, which is below the national median property tax bill of $2,400. The highest and lowest median tax bills in the area are both $1,328, indicating uniformity within the zip code 35071. The assessed value considers factors like the property's location, size, and condition, which can significantly impact the homeowner's financial obligations. With property taxes being a substantial expense, homeowners often seek ways to reduce their burdens. Ownwell offers expert property tax appeal services, leveraging local market knowledge to identify potential savings and exemptions. By partnering with Ownwell, homeowners can potentially lower their property tax bills and ease their financial strain.

Property Tax Bills Across Gardendale, Jefferson County, Alabama

Source: Ownwell

$62

$4,469

$8,876

Median Gardendale Tax Bill

$1,328

Median Jefferson County Tax Bill

$1,159

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Gardendale, Jefferson County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35071	$645	$953	$1,328	$1,833	$2,374

Source: Ownwell