Phil Campbell, Marion County, Alabama Property Taxes
Property Taxes in Phil Campbell, Alabama
Median Phil Campbell, Alabama effective property tax rate: 0.26%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Phil Campbell, Alabama home value: $82,625
Median annual Phil Campbell, Alabama tax bill: $255, $2,145 lower than the national median property tax bill of $2,400.
How are property taxes in Marion County calculated?
Property taxes in Phil Campbell, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Phil Campbell's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Phil Campbell, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Phil Campbell, Marion County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.26%
Estimate Property Tax Bill
$215
$199
How Does the Phil Campbell Property Tax Calculator Work?
Use this Phil Campbell property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Phil Campbell's median effective tax rate of 0.26% — based on actual property records in Marion County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Phil Campbell's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Phil Campbell: rates range from 0.26% in 35581 to 0.26% in 35581, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Phil Campbell.
About Phil Campbell Property Taxes
About Property Taxes in Phil Campbell, Marion, Alabama
Phil Campbell's median effective property tax rate of 0.26% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Marion County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Phil Campbell. Homeowners in the 35581 ZIP code carry a median effective rate of 0.26%, while those in the same ZIP code pay 0.26%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Marion County. Understanding which part of Phil Campbell you live in can make a meaningful difference to your annual tax bill.
Phil Campbell homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Phil Campbell, Marion County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Phil Campbell's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Phil Campbell Tax Rate
0.26%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Marion County Tax Rate
0.31%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Phil Campbell, Marion County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35581 | 0.18% | 0.22% | 0.26% | 0.54% | 0.54% |
Source: Ownwell
Property Tax Assessment Values Across Phil Campbell, Marion County, Alabama
When examining property taxes in Phil Campbell, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Marion County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Marion County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Phil Campbell.
For example, the median home price in Phil Campbell is $82,625, with tax bills ranging significantly across the county. 35581 has the highest median home price at $82,625.
Property Tax Assessment Values Across Phil Campbell, Marion County, Alabama
Source: Ownwell
$65,595
$92,755
$119,915
Median Phil Campbell Market Value
$82,625
Median Marion County Market Value
$95,115
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Phil Campbell, Marion County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35581 | $27,648 | $47,988 | $82,625 | $144,748 | $246,192 |
Source: Ownwell
Property Tax Bills Across Phil Campbell, Marion County, Alabama
Property tax bills in Phil Campbell are based on the assessed value of a home, not its market price. Local tax rates are applied to that assessed value to determine the amount owed each year. For homeowners, this means a higher assessed value can lead to a larger tax bill, while a lower assessed value can reduce it.
In Marion County, the median home price is $82,625, and the median property tax bill is $255.00. That is far below the national median property tax bill of $2,400, showing how relatively modest property taxes are in this area. Still, individual bills can vary based on the home’s assessed value and the local tax rate. The 25th percentile tax bill is $141, while the 75th percentile is $428 and the 90th percentile is $701, which means some homeowners pay much more than others depending on how their property is assessed.
Median Phil Campbell Tax Bill
$255
Median Marion County Tax Bill
$327
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Phil Campbell, Marion County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35581 | $83 | $141 | $255 | $428 | $701 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Marion Tax Assessor | |
| Website | www.alabamagis.com |