Somerville, Morgan County, Alabama Property Taxes
Property Taxes in Somerville, Alabama
Median Somerville, Alabama effective property tax rate: 0.34%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Somerville, Alabama home value: $169,950
Median annual Somerville, Alabama tax bill: $635, $1,765 lower than the national median property tax bill of $2,400.
How are property taxes in Morgan calculated?
Property taxes in Somerville, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Somerville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Somerville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Somerville, Morgan County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.34%
Estimate Property Tax Bill
$578
$536
How Does the Somerville Property Tax Calculator Work?
Use this Somerville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Somerville's median effective tax rate of 0.34% — based on actual property records in Morgan County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Somerville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Somerville: rates range from 0.34% in 35670 to 0.34% in 35670, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Somerville.
About Somerville Property Taxes
About Property Taxes in Somerville, Morgan, Alabama
Somerville’s median effective property tax rate of 0.34% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Morgan County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Somerville. Homeowners in the 35670 ZIP code carry a median effective rate of 0.34%, while those in the same ZIP pay 0.34%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Morgan County. Understanding which part of Somerville you live in can make a meaningful difference to your annual tax bill.
Somerville homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Somerville, Morgan County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Somerville's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Somerville Tax Rate
0.34%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Morgan County Tax Rate
0.39%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Somerville, Morgan County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35670 | 0.24% | 0.30% | 0.34% | 0.36% | 0.75% |
Source: Ownwell
Property Tax Assessment Values Across Somerville, Morgan County, Alabama
When examining property taxes in Somerville, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Morgan County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Morgan County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Somerville.
For example, the median home price in Somerville is $169,950, with tax bills ranging significantly across the county. 35670 has the highest median home price at $169,950.
Property Tax Assessment Values Across Somerville, Morgan County, Alabama
Source: Ownwell
$101,200
$212,325
$323,450
Median Somerville Market Value
$169,950
Median Morgan County Market Value
$157,900
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Somerville, Morgan County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35670 | $56,110 | $98,575 | $169,950 | $262,825 | $373,190 |
Source: Ownwell
Property Tax Bills Across Somerville, Morgan County, Alabama
Property tax bills in Somerville are based on the assessed value of a home, not its market price. Local tax rates are applied to that assessed value to determine the amount a homeowner owes each year. Factors such as the home’s location, property characteristics, and any applicable exemptions can influence the final bill.
With a median home price of $169,950, property taxes can represent a meaningful part of ownership costs. In this area, the tax bill is the same at the highest and lowest median level reported, with both at $635 in ZIP code 35670. That places many homeowners below the national median property tax bill of $2,400, which can make the local burden feel more manageable.
Still, even a moderate tax bill affects monthly housing costs and long-term affordability. Homeowners who believe their assessed value is too high may end up paying more than necessary, making it important to understand how the bill is calculated.
Median Somerville Tax Bill
$635
Median Morgan County Tax Bill
$716
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Somerville, Morgan County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35670 | $188 | $351 | $635 | $958 | $1,365 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Morgan Tax Assessor | |
| Website | morgan.capturecama.com |