Valhermoso Springs, Morgan County, Alabama Property Taxes
Property Taxes in Valhermoso Springs, Alabama
Median Valhermoso Springs, Alabama effective property tax rate: 0.33%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Valhermoso Springs, Alabama home value: $110,550
Median annual Valhermoso Springs, Alabama tax bill: $460, $1,940 lower than the national median property tax bill of $2,400.
How are property taxes in Morgan calculated?
Property taxes in Valhermoso Springs, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Valhermoso Springs's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Valhermoso Springs, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Valhermoso Springs, Morgan County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.33%
Estimate Property Tax Bill
$365
$339
How Does the Valhermoso Springs Property Tax Calculator Work?
Use this Valhermoso Springs property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and the calculator applies Valhermoso Springs's median effective tax rate of 0.33% — based on actual property records in Morgan County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. The calculator applies Valhermoso Springs's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Valhermoso Springs: rates range from 0.33% in 35775 to 0.33% in 35775, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Valhermoso Springs.
About Valhermoso Springs Property Taxes
About Property Taxes in Valhermoso Springs, Morgan, Alabama
Valhermoso Springs's median effective property tax rate of 0.33% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Morgan County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Valhermoso Springs. Homeowners in the 35775 ZIP code carry a median effective rate of 0.33%, while those in the 35775 pay 0.33%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Morgan County. Understanding which part of Valhermoso Springs you live in can make a meaningful difference to your annual tax bill.
Valhermoso Springs homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Valhermoso Springs, Morgan County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Valhermoso Springs's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Valhermoso Springs Tax Rate
0.33%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Morgan County Tax Rate
0.39%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Valhermoso Springs, Morgan County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35775 | 0.21% | 0.28% | 0.33% | 0.56% | 0.75% |
Source: Ownwell
Property Tax Assessment Values Across Valhermoso Springs, Morgan County, Alabama
When examining property taxes in Valhermoso Springs, Alabama, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Morgan County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Morgan County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Valhermoso Springs is $110,550, with tax bills ranging significantly across the county. ZIP code 35775 has the highest median home price at $110,550.
Property Tax Assessment Values Across Valhermoso Springs, Morgan County, Alabama
Source: Ownwell
$101,200
$212,325
$323,450
Median Valhermoso Springs Market Value
$110,550
Median Morgan County Market Value
$157,900
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Valhermoso Springs, Morgan County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35775 | $36,040 | $65,325 | $110,550 | $224,200 | $350,350 |
Source: Ownwell
Property Tax Bills Across Valhermoso Springs, Morgan County, Alabama
Property tax bills in Valhermoso Springs are based on the assessed value of a home, which is then multiplied by the local tax rate set by taxing authorities. For homeowners, that means a higher market value can lead to a larger bill, while a lower assessed value can reduce what is owed. In Morgan County, the median home price is $110,550, and the median property tax bill is $460, which is well below the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
What you pay can also vary by neighborhood and by the tax district your home falls into. In this area, the tax bill ranges from $228 at the 25th percentile to $1,308 at the 90th percentile, showing how much bills can differ even within the same city. For homeowners, this affects monthly housing costs and long-term affordability, making property taxes an important part of owning a home in Valhermoso Springs.
Median Valhermoso Springs Tax Bill
$460
Median Morgan County Tax Bill
$716
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Valhermoso Springs, Morgan County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35775 | $110 | $228 | $460 | $780 | $1,308 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 15 |
Links | |
|---|---|
| Morgan Tax Assessor | |
| Website | morgan.capturecama.com |