Property Taxes in Pelham, Alabama
Median Pelham, Alabama effective property tax rate: 0.58%, significantly higher than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Pelham, Alabama home value: $272,650
Median annual Pelham, Alabama tax bill: $1,749, $651 lower than the national median property tax bill of $2,400.
How are property taxes in Shelby calculated?
Property taxes in Pelham, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pelham's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pelham, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Pelham Property Tax Calculator Work?
Use this Pelham property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pelham's median effective tax rate of 0.58% — based on actual property records in Shelby County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pelham's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Pelham: rates range from 0.58% in 35124 to 0.58% in 35124, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Pelham.
About Pelham Property Taxes
About Property Taxes in Pelham, Shelby, Alabama
Pelham’s median effective property tax rate of 0.58% is higher than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Shelby County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Pelham. Homeowners in the 35124 ZIP code carry a median effective rate of 0.58%, while those in the same ZIP also pay 0.58%. This reflects how school district boundaries and local assessment districts are drawn across Shelby County. Understanding which part of Pelham you live in can make a meaningful difference to your annual tax bill.
Pelham homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Pelham, Shelby County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Pelham's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pelham Tax Rate
0.58%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Shelby County Tax Rate
0.54%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Pelham, Shelby County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35124 | 0.58% | 0.58% | 0.58% | 0.58% | 1.16% |
Source: Ownwell
Property Tax Assessment Values Across Pelham, Shelby County, Alabama
When examining property taxes in Pelham, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Shelby County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Shelby County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Pelham homeowners, the median home price is $272,650, while the median property tax bill is $1,749. That compares with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Pelham, Shelby County, Alabama
Source: Ownwell
$120,370
$643,960
$1,167,550
Median Pelham Market Value
$272,650
Median Shelby County Market Value
$299,330
Median Alabama Market Value
$169,700
Median United States Market Value
$274,101
Property Tax Assessment Values Across Pelham, Shelby County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35124 | $178,800 | $215,300 | $272,650 | $401,100 | $548,340 |
Source: Ownwell
Property Tax Bills Across Pelham, Shelby County, Alabama
Property tax bills in Pelham are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For homeowners in Shelby County, the median home price is $272,650, and that value helps shape the final tax bill.
Several factors affect what a homeowner pays, including the property’s assessed value and the tax rate set by local authorities. In Pelham, the median property tax bill is $1,749, which is below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%.
Tax bills can vary widely from one home to another. In Pelham, the 25th percentile tax bill is $1,326, while the 75th percentile is $2,530 and the 90th percentile is $3,225. This means homeowners with higher assessed values or fewer exemptions may pay more, while others may pay less.
Median Pelham Tax Bill
$1,749
Median Shelby County Tax Bill
$1,637
Median Alabama Tax Bill
$813
Median United States Tax Bill
$3,209
Property Tax Bills Across Pelham, Shelby County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35124 | $1,110 | $1,326 | $1,749 | $2,530 | $3,225 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Shelby Tax Assessor | |
| Website | ptc.shelbyal.com |