Pell City, Shelby County, Alabama Property Taxes
Property Taxes in Pell City, Alabama
Median Pell City, Alabama effective property tax rate: 0.44%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Pell City, Alabama home value: $121,275
Median annual Pell City, Alabama tax bill: $534, lower than the national median property tax bill of $2,400.
How are property taxes in Shelby calculated?
Property taxes in Pell City, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pell City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pell City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Pell City, Shelby County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.44%
Estimate Property Tax Bill
$534
$495
How Does the Pell City Property Tax Calculator Work?
Use this Pell City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pell City's median effective tax rate of 0.44% — based on actual property records in Shelby County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pell City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Pell City: rates range from 0.44% to 0.44%, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Pell City.
About Pell City Property Taxes
About Property Taxes in Pell City, Shelby, Alabama
Pell City's median effective property tax rate of 0.44% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Shelby County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Pell City. Homeowners in the highest ZIP code carry a median effective rate of 0.44%, while those in the lowest pay 0.44%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Shelby County. Understanding which part of Pell City you live in can make a meaningful difference to your annual tax bill.
Pell City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Pell City, Shelby County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Pell City’s effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pell City Tax Rate
0.44%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Shelby County Tax Rate
0.54%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Pell City, Shelby County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35128 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Pell City, Shelby County, Alabama
When examining property taxes in Pell City, Alabama, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Shelby County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Shelby County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pell City.
For example, the median home price in Pell City is $121,275, with tax bills ranging significantly across the county.
Property Tax Assessment Values Across Pell City, Shelby County, Alabama
Source: Ownwell
$120,370
$643,960
$1,167,550
Median Pell City Market Value
$121,275
Median Shelby County Market Value
$299,330
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Pell City, Shelby County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35128 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Pell City, Shelby County, Alabama
How are property tax bills calculated in Pell City?
Property tax bills in Pell City are based on the assessed value of a home, which is tied to its market value and the local tax rate set for Shelby County and other taxing authorities. The bill is determined by multiplying the assessed value by the applicable tax rate, so homes with higher market values generally face higher property tax bills. Factors such as exemptions, local levies, and changes in assessed value can all affect the final amount a homeowner owes.
For a home with a median value of $121,275, the property tax bill can vary widely. The 25th percentile bill is $326, while the 75th percentile is $697, and the 90th percentile reaches $807. These differences show how much property taxes can vary from one homeowner to another, even within the same city. For many homeowners, property taxes are a major part of annual housing costs and can significantly affect affordability.
Median Pell City Tax Bill
$534
Median Shelby County Tax Bill
$1,637
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Pell City, Shelby County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35128 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Shelby Tax Assessor | |
| Website | ptc.shelbyal.com |