Pell City, Shelby County, Alabama Property Taxes

Name: Property Tax Bills Across Pell City, Shelby County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Pell City, AL effective property tax rate: 0.33%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Pell City, AL home value: $108,685
Median annual Pell City, AL tax bill: $287, $2,113 lower than the national median property tax bill of $2,400.

How are property taxes in Shelby calculated?

Property taxes in Pell City, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Pell City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pell City, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Pell City, Shelby County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.33%

Estimate Property Tax Bill

$359

$333

Ownwell’s Pell City Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Pell City with just two data points. By entering your property's estimated assessed value, our calculator applies Pell City’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Shelby County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Pell City, Shelby County, Alabama

Local government entities in Alabama set property tax rates, and these rates can vary significantly even within the state. Each year, counties like St. Clair estimate their budgetary needs for public services, then divide this figure by the total value of all taxable property in the area. This process determines the property tax rate for the year. While votes and legislation play roles in shaping these rates and budgets, this is essentially how the annual determination is made.

In Pell City, located in St. Clair County, the effective property tax rate is notably lower than both the state and national averages. Alabama's median property tax rate stands at 0.33%, which is already well below the national median of 1.02%. This means that property owners in Pell City benefit from some of the lowest property tax rates in the country. When comparing Pell City to other cities in Alabama, you'll find that its property tax rate is among the most favorable, providing a significant advantage for homeowners seeking to minimize their annual property tax bills.

Property Tax Rates Across Pell City, Shelby County, Alabama

Source: Ownwell

0.43%

0.54%

0.66%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Pell City Tax Rate

0.33%

Median Effective Shelby County Tax Rate

0.48%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Pell City, Shelby County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35128	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Pell City, Shelby County, Alabama

When examining property taxes in Pell City, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Shelby County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Shelby County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pell City. For example, the median home price in Pell City is $108,685, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Pell City, Shelby County, Alabama

Source: Ownwell

$175,500

$572,468

$969,435

Median Pell City Market Value

$108,685

Median Shelby County Market Value

$249,060

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Pell City, Shelby County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35128	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Pell City, Shelby County, Alabama

In Pell City, Shelby County, AL, property tax bills are determined based on the assessed value of a property, which is a percentage of its market value. This assessed value is then multiplied by the local tax rate to calculate the annual tax bill. For homeowners, this means that fluctuations in property values or changes in tax rates can significantly impact their tax obligations. The median property tax bill in this region is notably lower than the national median of $2,400, with the 25th percentile tax bill at $186 and the 75th percentile at $529. However, even with relatively low tax bills, homeowners can still benefit from potential savings. Ownwell assists homeowners in Pell City by analyzing their property assessments to identify discrepancies or overvaluations. By filing appeals and applying for eligible exemptions, Ownwell helps reduce property tax liabilities, ensuring homeowners pay only their fair share. This service can be particularly beneficial in a fluctuating real estate market, providing peace of mind and financial relief.

Property Tax Bills Across Pell City, Shelby County, Alabama

Source: Ownwell

$943

$3,052

$5,160

Median Pell City Tax Bill

$287

Median Shelby County Tax Bill

$1,229

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Pell City, Shelby County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35128	N/A	N/A	N/A	N/A	N/A

Source: Ownwell