Shoal Creek, Shelby County, Alabama Property Taxes

Name: Property Tax Bills Across Shoal Creek, Shelby County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median SHOAL CREEK, AL effective property tax rate: 0.44%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median SHOAL CREEK, AL home value: $969,435
Median annual SHOAL CREEK, AL tax bill: $5,160, $2,760 higher than the national median property tax bill of $2,400.

How are property taxes in Shelby calculated?

Property taxes in SHOAL CREEK, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding SHOAL CREEK’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in SHOAL CREEK, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Shoal Creek, Shelby County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.44%

Estimate Property Tax Bill

$4,266

$3,958

Ownwell’s Shoal Creek Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Shoal Creek with just two data points. By entering your property's estimated assessed value, our calculator applies Shoal Creek’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Shelby County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Shoal Creek, Shelby County, Alabama

Local government entities in Alabama set tax rates, which can vary widely within the state. Each year, counties estimate their required budget to provide essential services, dividing that by the total value of all taxable property within their jurisdiction. This calculation results in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell. In Shoal Creek, located in Shelby County, the effective property tax rate stands at 0.44%, which is significantly lower than the national median property tax rate of 1.02%. This lower rate can be quite appealing to property owners looking to minimize their tax liabilities. By comparison, the median property tax rate in Alabama is also 0.44%, highlighting Shoal Creek's alignment with the state average. However, when compared to the national median property tax bill of $2400, property owners in Shoal Creek enjoy a more favorable tax environment. Understanding these rates can be crucial for property owners considering an appeal or seeking exemptions to further reduce their tax burden.

Property Tax Rates Across Shoal Creek, Shelby County, Alabama

Source: Ownwell

0.43%

0.54%

0.66%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Shoal Creek Tax Rate

0.44%

Median Effective Shelby County Tax Rate

0.48%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Shoal Creek, Shelby County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35242	0.37%	0.43%	0.44%	0.66%	0.66%

Source: Ownwell

Property Tax Assessment Values Across Shoal Creek, Shelby County, Alabama

When examining property taxes in Shoal Creek, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Shelby County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Shelby County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Shoal Creek.

For example, the median home price in Shoal Creek is $969,435, with tax bills ranging significantly across the county. Zip code 35242 has the highest median home price at $969,435.

Property Tax Assessment Values Across Shoal Creek, Shelby County, Alabama

Source: Ownwell

$175,500

$572,468

$969,435

Median Shoal Creek Market Value

$969,435

Median Shelby County Market Value

$249,060

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Shoal Creek, Shelby County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35242	$612,030	$727,472	$969,435	$1,319,818	$1,603,732

Source: Ownwell

Property Tax Bills Across Shoal Creek, Shelby County, Alabama

In Shoal Creek, Shelby County, Alabama, property tax bills are determined by assessing the property's market value and applying the local tax rate. This process considers factors such as property size, location, and any improvements made. The median home price in Shoal Creek is $969,435, which significantly influences the tax bill. Homeowners in this area face a median tax bill that ranges from $3,749 at the 25th percentile to $8,384 at the 90th percentile. Compared to the national median property tax bill of $2,400, Shoal Creek's tax bills are considerably higher, reflecting the area's higher property values.

For homeowners, these tax bills can represent a significant financial burden. That's where Ownwell comes in. By offering property tax appeal and exemption services, Ownwell helps homeowners reduce their tax liabilities. Through a comprehensive analysis of property assessments and market trends, Ownwell identifies opportunities for tax savings and guides homeowners through the appeal process, ensuring they pay only their fair share. This service can lead to substantial savings, easing the financial strain on homeowners in Shoal Creek.

Property Tax Bills Across Shoal Creek, Shelby County, Alabama

Source: Ownwell

$943

$3,052

$5,160

Median Shoal Creek Tax Bill

$5,160

Median Shelby County Tax Bill

$1,229

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Shoal Creek, Shelby County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35242	$2,271	$3,749	$5,160	$6,393	$8,384

Source: Ownwell