Tuscaloosa, Tuscaloosa County, Alabama Property Taxes
Property Taxes in Tuscaloosa, Alabama
Median Tuscaloosa, Alabama effective property tax rate: 0.50%, significantly lower than the national median of 1.02%, and slightly higher than the Alabama state median of 0.47%.
Median Tuscaloosa, Alabama home value: $165,200
Median annual Tuscaloosa, Alabama tax bill: $935, lower than the national median property tax bill of $2,400.
How are property taxes in Tuscaloosa calculated?
Property taxes in Tuscaloosa, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Tuscaloosa's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Tuscaloosa, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Tuscaloosa, Tuscaloosa County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.5%
Estimate Property Tax Bill
$826
$767
How Does the Tuscaloosa Property Tax Calculator Work?
Use this Tuscaloosa property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Tuscaloosa's median effective tax rate of 0.50% — based on actual property records in Tuscaloosa County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Tuscaloosa's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Tuscaloosa: rates range from $703.00 in 35404 to $2,065.00 in 35406, primarily due to differences in school district levies and local assessment districts. Tuscaloosa's median property tax bill of $935 is lower than Alabama's median tax bill by $1,465 and below the national median property tax bill of $2,400.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Tuscaloosa.
About Tuscaloosa Property Taxes
About Property Taxes in Tuscaloosa, Tuscaloosa, Alabama
Tuscaloosa's median effective property tax rate of 0.50% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Tuscaloosa County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Tuscaloosa. Homeowners in the 35401 ZIP code carry a median effective rate of 1.03%, while those in 35405 pay 0.47%. This spread — 0.56 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Tuscaloosa County. Understanding which part of Tuscaloosa you live in can make a meaningful difference to your annual tax bill.
Tuscaloosa homeowners who believe their assessed value is too high can file a formal appeal with the local appraisal district before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Tuscaloosa, Tuscaloosa County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Tuscaloosa's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tuscaloosa Tax Rate
0.50%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tuscaloosa County Tax Rate
0.45%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Tuscaloosa, Tuscaloosa County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35401 | 0.44% | 0.49% | 1.03% | 1.03% | 1.03% |
| 35404 | 0.27% | 0.47% | 0.52% | 1.03% | 1.03% |
| 35405 | 0.24% | 0.25% | 0.47% | 0.52% | 1.03% |
| 35406 | 0.44% | 0.45% | 0.50% | 0.51% | 1.03% |
Source: Ownwell
Property Tax Assessment Values Across Tuscaloosa, Tuscaloosa County, Alabama
When examining property taxes in Tuscaloosa, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Tuscaloosa County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Tuscaloosa County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Tuscaloosa.
For example, the median home price in Tuscaloosa is $165,200, with tax bills ranging significantly across the county. 35406 has the highest median home price at $373,750.
Property Tax Assessment Values Across Tuscaloosa, Tuscaloosa County, Alabama
Source: Ownwell
$79,750
$226,750
$373,750
Median Tuscaloosa Market Value
$165,200
Median Tuscaloosa County Market Value
$169,200
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Tuscaloosa, Tuscaloosa County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35401 | $44,100 | $70,900 | $113,400 | $186,950 | $307,580 |
| 35404 | $47,500 | $72,000 | $112,900 | $172,300 | $225,030 |
| 35405 | $100,800 | $135,000 | $193,600 | $287,750 | $362,000 |
| 35406 | $144,900 | $240,400 | $373,750 | $565,125 | $745,850 |
Source: Ownwell
Property Tax Bills Across Tuscaloosa, Tuscaloosa County, Alabama
How are property tax bills calculated in Tuscaloosa?
Property tax bills in Tuscaloosa are based on the assessed value of a home, not its market price. Local tax rates are applied to that assessed value to determine the final bill, so two homes with similar market values can still owe different amounts if their assessments differ. Factors such as location, property characteristics, and local taxing authorities all play a role in the amount a homeowner pays.
What do Tuscaloosa homeowners usually pay?
The median home price in Tuscaloosa is $165,200, and property tax bills vary widely across the city. The 25th percentile tax bill is $572, while the 75th percentile is $1,574. At the high end, the 90th percentile reaches $2,703. The highest median tax bill is $2,065 in ZIP code 35406, while the lowest median tax bill is $703 in ZIP code 35404.
How do these bills affect homeowners?
Because property taxes are tied to assessed value and local rates, homeowners in Tuscaloosa may see meaningful differences from one neighborhood to another. Higher tax bills can increase monthly housing costs and make long-term ownership more expensive.
Median Tuscaloosa Tax Bill
$935
Median Tuscaloosa County Tax Bill
$751
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Tuscaloosa, Tuscaloosa County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35401 | $316 | $501 | $885 | $1,578 | $2,761 |
| 35404 | $200 | $393 | $703 | $1,067 | $1,536 |
| 35405 | $429 | $595 | $820 | $1,165 | $1,554 |
| 35406 | $801 | $1,258 | $2,065 | $2,997 | $4,060 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 15 |
Links | |
|---|---|
| Tuscaloosa Tax Assessor | |
| Website | altags.com |