Property Taxes in Chatom, Alabama
Median Chatom, Alabama effective property tax rate: 0.30%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Chatom, Alabama home value: $112,800
Median annual Chatom, Alabama tax bill: $319, lower than the national median property tax bill of $2,400.
How are property taxes in Washington calculated?
Property taxes in Chatom, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Chatom's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Chatom, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Chatom Property Tax Calculator Work?
Use this Chatom property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Chatom's median effective tax rate of 0.30% — based on actual property records in Washington County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Chatom's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Chatom: rates range from 0.30% in 36518 to 0.30% in 36518, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Chatom.
About Chatom Property Taxes
About Property Taxes in Chatom, Washington, Alabama
Chatom's median effective property tax rate of 0.30% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Washington County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Chatom. Homeowners in the 36518 ZIP code carry a median effective rate of 0.30%, while those in the same ZIP pay 0.30%. This spread reflects how school district boundaries and local assessment districts are drawn across Washington County. Understanding which part of Chatom you live in can make a meaningful difference to your annual tax bill.
Chatom homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the July 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Chatom, Washington County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Chatom's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chatom Tax Rate
0.30%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Washington County Tax Rate
0.30%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Chatom, Washington County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36518 | 0.20% | 0.25% | 0.30% | 0.34% | 0.35% |
Source: Ownwell
Property Tax Assessment Values Across Chatom, Washington County, Alabama
When examining property taxes in Chatom, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Washington County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Washington County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Chatom.
For example, the median home price in Chatom is $112,800, with tax bills ranging significantly across the county. 36518 has the highest median home price at $112,800.
Property Tax Assessment Values Across Chatom, Washington County, Alabama
Source: Ownwell
$47,500
$80,150
$112,800
Median Chatom Market Value
$112,800
Median Washington County Market Value
$90,900
Median Alabama Market Value
$169,700
Median United States Market Value
$274,101
Property Tax Assessment Values Across Chatom, Washington County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36518 | $33,140 | $55,300 | $112,800 | $181,050 | $261,500 |
Source: Ownwell
Property Tax Bills Across Chatom, Washington County, Alabama
Chatom property tax bills are calculated by applying the local tax rate to a home’s assessed value, not its market price. The assessed value is based on the property’s taxable worth, and that figure is used to determine how much a homeowner owes each year. Factors such as the home’s condition, location, and any applicable exemptions can affect the final bill.
For homeowners in Chatom, the median home price is $112,800, and the median property tax bill is $319.00 in ZIP code 36518. That amount is well below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $162 and the 75th percentile at $532, while the 90th percentile reaches $765.
Because property taxes are tied to assessed value, even small changes in valuation can affect what homeowners pay.
Median Chatom Tax Bill
$319
Median Washington County Tax Bill
$232
Median Alabama Tax Bill
$813
Median United States Tax Bill
$3,209
Property Tax Bills Across Chatom, Washington County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36518 | $92 | $162 | $319 | $532 | $765 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 1 |
Links | |
|---|---|
| Washington Tax Assessor | |
| Website | washingtonproperty.countygovservices.com |