Oracle, Pinal County, Arizona Property Taxes

Name: Property Tax Bills Across Oracle, Pinal County, Arizona
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Oracle, Arizona effective property tax rate: 0.63%, significantly lower than the national median of 1.02%, but higher than the Arizona state median of 0.56%.
Median Oracle, Arizona home value: $418,515
Median annual Oracle, Arizona tax bill: $2,481, $81 higher than the national median property tax bill of $2,400.

How are property taxes in Pinal County calculated?

Property taxes in Oracle, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Oracle’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Oracle, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Oracle, Pinal County, Arizona Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.63%

Estimate Property Tax Bill

$2,637

$2,447

Ownwell’s Oracle Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Oracle with just two data points. By entering your property's estimated assessed value, our calculator applies Oracle’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Pinal County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Oracle, Pinal County, Arizona

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Oracle’s effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S. The property tax rate in Oracle, located in Pinal County, is relatively lower than the national median property tax rate of 1.02%. This makes Oracle an attractive location for homeowners seeking affordable property taxes. Despite being lower than the national average, the tax rate in Oracle aligns with the median rate for Arizona, showcasing consistency within the state. Understanding these rates can help homeowners make informed decisions about property investments and financial planning.

Property Tax Rates Across Oracle, Pinal County, Arizona

Source: Ownwell

0.37%

0.75%

1.13%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Oracle Tax Rate

0.63%

Median Effective Pinal County Tax Rate

0.52%

Median Effective Arizona Tax Rate

0.56%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Oracle, Pinal County, Arizona

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
85623	0.45%	0.55%	0.63%	0.69%	1.10%

Source: Ownwell

Property Tax Assessment Values Across Oracle, Pinal County, Arizona

When examining property taxes in Oracle, Arizona, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pinal County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Pinal County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Oracle. For example, the median home price in Oracle is $418,515, with tax bills ranging significantly across the county. 85623 has the highest median home price at $418,515.

Property Tax Assessment Values Across Oracle, Pinal County, Arizona

Source: Ownwell

$31,372

$501,001

$970,629

Median Oracle Market Value

$418,515

Median Pinal County Market Value

$319,292

Median Arizona Market Value

$302,154

Median United States Market Value

$235,294

Property Tax Assessment Values Across Oracle, Pinal County, Arizona

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
85623	$59,624	$211,086	$418,515	$544,868	$652,397

Source: Ownwell

Property Tax Bills Across Oracle, Pinal County, Arizona

Property tax bills in Oracle, located in Pinal County, AZ, are calculated based on the assessed value of a property, which is determined by the county assessor. This assessed value is a percentage of the property's market value. The property tax rate is then applied to this assessed value to calculate the annual tax bill. Factors such as property location, size, and improvements can influence the assessed value. In Oracle, the median property tax bill is $2,481, which is slightly above the national median of $2,400. This means homeowners in Oracle may pay higher property taxes compared to the national average. However, with tax bills ranging from $1,005 at the 25th percentile to $4,139 at the 90th percentile, there is significant variability depending on specific property characteristics. Ownwell assists homeowners by reviewing property assessments and identifying potential discrepancies or opportunities for exemptions, helping to reduce tax burdens. By appealing incorrect assessments, Ownwell can potentially lower the tax bills for homeowners, ensuring they only pay their fair share.

Property Tax Bills Across Oracle, Pinal County, Arizona

Source: Ownwell

$216

$3,213

$6,209

Median Oracle Tax Bill

$2,481

Median Pinal County Tax Bill

$1,519

Median Arizona Tax Bill

$1,666

Median United States Tax Bill

$2,400

Property Tax Bills Across Oracle, Pinal County, Arizona

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
85623	$529	$1,005	$2,481	$3,430	$4,139

Source: Ownwell