Property Taxes in Garden Grove, California
Median Garden Grove, California effective property tax rate: 1.28%, significantly higher than the national median of 1.02%, and higher than the California state median of 1.21%.
Median Garden Grove, California home value: $405,827
Median annual Garden Grove, California tax bill: $5,276, $2,876 higher than the national median property tax bill of $2,400.
How are property taxes in Orange calculated?
Property taxes in Garden Grove, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Garden Grove's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Garden Grove, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Garden Grove Property Tax Calculator Work?
Use this Garden Grove property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Garden Grove's median effective tax rate of 1.28% — based on actual property records in Orange County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Garden Grove's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Garden Grove: rates range from $4,817 in 92843 to $5,892 in 92845, primarily due to differences in school district levies and local assessment districts.
Garden Grove's median property tax bill of $5,276 is higher than the $2,400 national median property tax bill and higher than the $2,400 national benchmark. If your estimate is higher than expected, Ownwell can appeal your Garden Grove assessment — you only pay if we save you money.
About Garden Grove Property Taxes
About Property Taxes in Garden Grove, Orange, California
Garden Grove’s median effective property tax rate of 1.28% is higher than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Orange County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Garden Grove. Homeowners in the 92845 ZIP code carry a median effective rate of 1.33%, while those in 92841 pay 1.25%. This spread — 0.08 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Orange County. Understanding which part of Garden Grove you live in can make a meaningful difference to your annual tax bill.
Garden Grove homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the December 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Garden Grove, Orange County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Garden Grove's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garden Grove Tax Rate
1.28%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Orange County Tax Rate
1.14%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Garden Grove, Orange County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92840 | 1.22% | 1.24% | 1.27% | 1.32% | 1.47% |
| 92841 | 1.18% | 1.22% | 1.25% | 1.30% | 1.44% |
| 92843 | 1.22% | 1.25% | 1.28% | 1.34% | 1.45% |
| 92844 | 1.23% | 1.25% | 1.28% | 1.33% | 1.43% |
| 92845 | 1.26% | 1.28% | 1.33% | 1.44% | 1.95% |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Assessment Values Across Garden Grove, Orange County, California
When examining property taxes in Garden Grove, California, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Orange County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Orange County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Garden Grove.
For example, the median home price in Garden Grove is $405,827, with tax bills ranging significantly across the county. 92845 has the highest median home price at $443,034.
Property Tax Assessment Values Across Garden Grove, Orange County, California
Source: Ownwell
$282,854
$1,344,436
$2,406,018
Median Garden Grove Market Value
$405,827
Median Orange County Market Value
$539,567
Median California Market Value
$427,605
Median United States Market Value
$274,101
Property Tax Assessment Values Across Garden Grove, Orange County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92840 | $78,545 | $244,952 | $412,540 | $602,378 | $780,738 |
| 92841 | $75,722 | $248,274 | $422,851 | $644,122 | $836,637 |
| 92843 | $63,823 | $223,796 | $366,512 | $557,077 | $725,624 |
| 92844 | $154,833 | $266,115 | $406,201 | $567,698 | $749,217 |
| 92845 | $92,858 | $260,576 | $443,034 | $700,397 | $846,687 |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Bills Across Garden Grove, Orange County, California
Property tax bills in Garden Grove are based on the assessed value of a home, which is then multiplied by the local tax rate. For homeowners in Orange County, that means the tax bill reflects both the market value of the property and any local levies that apply. With a median home price of $405,827, many homeowners see bills that can vary widely depending on neighborhood and assessment details.
What does that mean for homeowners? A higher assessed value usually means a higher property tax bill, while a lower assessment can reduce what you owe. In Garden Grove, the 25th percentile tax bill is $3,354, the 75th percentile is $7,718, and the 90th percentile reaches $9,849, showing how much bills can differ across the city.
Ownwell helps homeowners challenge inaccurate assessments and find savings opportunities that can lower property tax bills. By reviewing your property tax assessment and identifying potential overcharges, Ownwell can help you keep more money in your pocket.
Property Tax Bills Across Garden Grove, Orange County, California
Source: Ownwell
$3,274
$14,944
$26,613
Median Garden Grove Tax Bill
$5,276
Median Orange County Tax Bill
$6,177
Median California Tax Bill
$5,134
Median United States Tax Bill
$3,209
Property Tax Bills Across Garden Grove, Orange County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 92840 | $1,353 | $3,298 | $5,305 | $7,563 | $9,708 |
| 92841 | $1,298 | $3,342 | $5,389 | $7,966 | $10,245 |
| 92843 | $1,239 | $3,134 | $4,817 | $7,082 | $9,139 |
| 92844 | $2,250 | $3,579 | $5,241 | $7,199 | $9,341 |
| 92845 | $1,803 | $3,734 | $5,892 | $8,944 | $10,684 |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | November 30 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Orange Tax Assessor | |
| Phone | (714) 834-2331 |
| Website | assr.parcelquest.com |
| taxpayeradvocate@asr.ocgov.com | |