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Del Mar, San Diego County, California Property Taxes

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Property Taxes in Del Mar, California

  • Median Del Mar, California effective property tax rate: 1.05%, significantly lower than the national median of 1.02%, and lower than the California state median of 1.21%.

  • Median Del Mar, California home value: $1,188,278

  • Median annual Del Mar, California tax bill: $12,120, higher than the national median property tax bill of $2,400.

How are property taxes in San Diego calculated?

Property taxes in Del Mar, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Del Mar's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Del Mar, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Del Mar, San Diego County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.05%

Estimate Property Tax Bill

$12,477

$11,578

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Del Mar Property Tax Calculator Work?

Use this Del Mar property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Del Mar's median effective tax rate of 1.05% — based on actual property records in San Diego County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Del Mar's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Del Mar: rates range from 1.05% in 92014 to 1.05% in 92014, primarily due to differences in school district levies and local assessment districts. Del Mar's median property tax bill is $12,120, which is higher than the California median tax bill by $9,720 and higher than the national median property tax bill of $2,400.

If your estimate is higher than expected, Ownwell can appeal your Del Mar assessment — you only pay if we save you money.

About Del Mar Property Taxes

About Property Taxes in Del Mar, San Diego, California

Del Mar’s median effective property tax rate of 1.05% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the San Diego County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Del Mar. Homeowners in the 92014 ZIP code carry a median effective rate of 1.05%, while those in the same ZIP code also pay 1.05%. This reflects how school district boundaries and local assessment districts are drawn across San Diego County. Understanding where you live in Del Mar can still make a meaningful difference to your annual tax bill.

Del Mar homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the December 1, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Del Mar, San Diego County, California

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Del Mar's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across Del Mar, San Diego County, California

Source: Ownwell

0.98%

1.31%

1.63%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Del Mar Tax Rate

1.05%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective San Diego County Tax Rate

1.19%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Del Mar, San Diego County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
920141.04%1.05%1.05%1.06%1.09%

Source: Ownwell

Property Tax Assessment Values Across Del Mar, San Diego County, California

When examining property taxes in Del Mar, California, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Diego County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In San Diego County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Del Mar, the median home price is $1,188,278, and the median tax bill is $12,120. In 92014, the highest median home price is $1,188,278.

Property Tax Assessment Values Across Del Mar, San Diego County, California

Source: Ownwell

$117,550

$1,502,330

$2,887,110

Median Del Mar Market Value

$1,188,278

Median San Diego County Market Value

$499,949

Median California Market Value

$427,605

Median United States Market Value

$235,294

Property Tax Assessment Values Across Del Mar, San Diego County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
92014$206,614$561,635$1,188,278$2,080,800$3,389,579

Source: Ownwell

Property Tax Bills Across Del Mar, San Diego County, California

Property tax bills in Del Mar are based on the assessed value of a home, not its market price, and the local tax rate is applied to that value to determine what homeowners owe. Factors such as property characteristics and any eligible exemptions can affect the final bill. With a median home price of $1,188,278, Del Mar homeowners often face substantial property tax costs, and bills can vary widely from one property to another. The 25th percentile tax bill is $5,746, while the 75th percentile reaches $21,262, and the 90th percentile climbs to $34,293. The median tax bill in ZIP code 92014 is $12,120, which is well above the national median property tax bill of $2,400 and reflects the pressure high assessed values can place on homeowners. Ownwell helps homeowners lower their property tax bills by reviewing assessments, identifying savings opportunities, and filing appeals to challenge unfair valuations.

Property Tax Bills Across Del Mar, San Diego County, California

Source: Ownwell

$1,113

$15,770

$30,427

Median Del Mar Tax Bill

$12,120

Median San Diego County Tax Bill

$5,807

Median California Tax Bill

$5,134

Median United States Tax Bill

$2,400

Property Tax Bills Across Del Mar, San Diego County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
92014$2,138$5,746$12,120$21,262$34,293

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Del Mar, California

How are property taxes calculated in Del Mar, California?
Property taxes in Del Mar, California are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Del Mar, California?
To appeal your property taxes in Del Mar, California, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Del Mar, California?
Common property tax exemptions in Del Mar, California include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Del Mar, California?
Property tax deadlines in Del Mar, California vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Del Mar, California?
Ownwell provides professional property tax appeal services in Del Mar, California. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.