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Pacifica, San Mateo County, California Property Taxes

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Property Taxes in Pacifica, California

  • Median Pacifica, California effective property tax rate: 1.36%, significantly higher than the national median of 1.02%, and higher than the California state median of 1.21%.

  • Median Pacifica, California home value: $625,179

  • Median annual Pacifica, California tax bill: $8,225, $5,825 higher than the national median property tax bill of $2,400.

How are property taxes in San Mateo calculated?

Property taxes in Pacifica, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Pacifica's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pacifica, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Pacifica, San Mateo County, California Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.36%

Estimate Property Tax Bill

$8,502

$7,890

SAVE WITH OWNWELL

$774

Average Annual Tax Savings

How Does the Pacifica Property Tax Calculator Work?

Use this Pacifica property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Pacifica's median effective tax rate of 1.36% — based on actual property records in San Mateo County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pacifica's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Pacifica: rates range from 1.36% in 94044 to 1.36% in 94044, primarily due to differences in school district levies and local assessment districts.

If your estimate is higher than expected, Ownwell can appeal your Pacifica assessment — you only pay if we save you money.

About Pacifica Property Taxes

About Property Taxes in Pacifica, San Mateo, California

Pacifica’s median effective property tax rate of 1.36% is higher than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects San Mateo County levies and local taxing districts that affect assessed values across the city.

Property tax rates are not uniform across Pacifica. Homeowners in the 94044 ZIP code carry a median effective rate of 1.36%, and the same ZIP also has the city’s median tax bill of $8,225. That is well above the national median property tax bill of $2,400 and reflects how local assessments and district boundaries shape what homeowners owe.

If your assessed value seems too high, you can file a formal appeal with the Tax Assessor before December 1, 2026. If your estimated bill looks higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Pacifica, San Mateo County, California

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Pacifica's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across Pacifica, San Mateo County, California

Source: Ownwell

1.07%

1.27%

1.47%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Pacifica Tax Rate

1.36%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective San Mateo County Tax Rate

1.23%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Pacifica, San Mateo County, California

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
940441.22%1.27%1.36%1.58%2.22%

Source: Ownwell

Property Tax Assessment Values Across Pacifica, San Mateo County, California

When examining property taxes in Pacifica, California, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The San Mateo County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In San Mateo County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of October.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Pacifica, the median home price is $625,179, with a median tax bill of $8,225. That is well above the national median property tax bill of $2,400 and reflects a higher local tax burden than the national median property tax rate of 1.02%.

Property Tax Assessment Values Across Pacifica, San Mateo County, California

Source: Ownwell

$462,344

$2,599,052

$4,735,760

Median Pacifica Market Value

$625,179

Median San Mateo County Market Value

$810,000

Median California Market Value

$427,605

Median United States Market Value

$235,294

Property Tax Assessment Values Across Pacifica, San Mateo County, California

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
94044$118,077$313,600$625,179$1,004,424$1,333,874

Source: Ownwell

Property Tax Bills Across Pacifica, San Mateo County, California

Property tax bills in Pacifica are based on the assessed value of a home and the local tax rate, so a higher market value can lead to a higher bill. For homeowners in San Mateo County, the median home price is $625,179, and property tax bills can vary widely depending on the home’s assessed value and location. The 25th percentile tax bill is $4,653, while the 75th percentile tax bill is $12,493 and the 90th percentile tax bill is $16,199. The median tax bill in ZIP code 94044 is $8,225, which is well above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. These costs can significantly affect homeowners by increasing monthly housing expenses and reducing affordability.

Ownwell helps homeowners save by reviewing their property tax assessments and identifying opportunities to appeal overassessments or claim eligible exemptions, which can lower future tax bills.

Property Tax Bills Across Pacifica, San Mateo County, California

Source: Ownwell

$4,835

$26,810

$48,785

Median Pacifica Tax Bill

$8,225

Median San Mateo County Tax Bill

$9,758

Median California Tax Bill

$5,134

Median United States Tax Bill

$2,400

Property Tax Bills Across Pacifica, San Mateo County, California

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
94044$2,624$4,653$8,225$12,493$16,199

Source: Ownwell

Don't miss the deadline to appeal!

Frequently Asked Property Tax Questions in Pacifica, California

How are property taxes calculated in Pacifica, California?
Property taxes in Pacifica, California are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Pacifica, California?
To appeal your property taxes in Pacifica, California, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Pacifica, California?
Common property tax exemptions in Pacifica, California include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Pacifica, California?
Property tax deadlines in Pacifica, California vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Pacifica, California?
Ownwell provides professional property tax appeal services in Pacifica, California. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.