San Jose, Santa Clara County, California Property Taxes
Median San Jose, CA effective property tax rate: 1.46%, significantly higher than the national median of 1.02%, but lower than the CA state median of 1.21%.
Median San Jose, CA home value: $588,361
Median annual San Jose, CA tax bill: $8,329, $5,929 higher than the national median property tax bill of $2,400.
How are property taxes in Santa Clara calculated?
Property taxes in San Jose, CA are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding San Jose’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in San Jose, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
San Jose, Santa Clara County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.46%
Estimate Property Tax Bill
$8,590
$7,971
$1,102
Average Tax Savings
Property Tax Rates Across San Jose, Santa Clara County, California
Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
San Jose in Santa Clara County, CA, has a unique property tax landscape. The effective property tax rate here is higher than the national median of 1.02%. Within Santa Clara County, tax rates can fluctuate significantly. For instance, the highest median tax rate in the county is 1.68% in the 95122 zip code, while the lowest is 1.15% in the 95141 zip code. Comparatively, California's median property tax rate is 1.46%, which is also above the national median. This means that San Jose residents generally pay more in property taxes than the average U.S. homeowner. Understanding these differences can help property owners make informed decisions about their taxes and potential appeals.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Jose Tax Rate
1.46%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Santa Clara County Tax Rate
1.31%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
San Jose, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Los Angeles Tax Rate
1.21%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Diego Tax Rate
1.22%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Francisco Tax Rate
1.23%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sacramento Tax Rate
1.20%
Property Tax Rates Across San Jose, Santa Clara County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95110 | 1.04% | 1.26% | 1.35% | 1.53% | 2.10% |
| 95111 | 1.17% | 1.42% | 1.54% | 1.74% | 2.12% |
| 95112 | 1.19% | 1.29% | 1.38% | 1.60% | 2.34% |
| 95113 | 1.23% | 1.25% | 1.28% | 1.32% | 1.43% |
| 95116 | 1.30% | 1.45% | 1.61% | 1.89% | 2.59% |
| 95117 | 1.30% | 1.35% | 1.43% | 1.57% | 2.31% |
| 95118 | 1.26% | 1.33% | 1.42% | 1.64% | 2.57% |
| 95119 | 1.36% | 1.40% | 1.47% | 1.67% | 2.17% |
| 95120 | 1.21% | 1.25% | 1.31% | 1.44% | 1.77% |
| 95121 | 1.39% | 1.46% | 1.56% | 1.77% | 2.14% |
| 95122 | 1.43% | 1.53% | 1.68% | 1.93% | 2.73% |
| 95123 | 1.26% | 1.37% | 1.46% | 1.63% | 2.10% |
| 95124 | 1.28% | 1.34% | 1.42% | 1.64% | 2.41% |
| 95125 | 1.21% | 1.26% | 1.33% | 1.52% | 2.26% |
| 95126 | 1.23% | 1.27% | 1.33% | 1.47% | 1.90% |
| 95127 | 1.36% | 1.43% | 1.56% | 1.79% | 2.59% |
| 95128 | 1.26% | 1.31% | 1.40% | 1.58% | 2.33% |
| 95129 | 1.25% | 1.30% | 1.38% | 1.54% | 2.24% |
| 95130 | 1.31% | 1.36% | 1.45% | 1.72% | 2.73% |
| 95131 | 1.29% | 1.37% | 1.44% | 1.56% | 1.76% |
| 95132 | 1.38% | 1.43% | 1.52% | 1.71% | 2.35% |
| 95133 | 1.38% | 1.42% | 1.50% | 1.67% | 1.94% |
| 95134 | 0.94% | 1.09% | 1.24% | 1.29% | 1.35% |
| 95135 | 1.35% | 1.39% | 1.45% | 1.55% | 1.70% |
| 95136 | 1.25% | 1.34% | 1.43% | 1.57% | 1.92% |
| 95138 | 1.20% | 1.36% | 1.42% | 1.50% | 1.61% |
| 95139 | 1.28% | 1.31% | 1.39% | 1.58% | 1.99% |
| 95141 | 1.13% | 1.14% | 1.15% | 1.20% | 1.27% |
| 95148 | 1.39% | 1.44% | 1.53% | 1.69% | 1.94% |
| 95002 | N/A | N/A | N/A | N/A | N/A |
| 95008 | N/A | N/A | N/A | N/A | N/A |
| 95013 | N/A | N/A | N/A | N/A | N/A |
| 95037 | N/A | N/A | N/A | N/A | N/A |
| 95076 | N/A | N/A | N/A | N/A | N/A |
| 95103 | N/A | N/A | N/A | N/A | N/A |
| 95140 | N/A | N/A | N/A | N/A | N/A |
| 95142 | N/A | N/A | N/A | N/A | N/A |
| 95173 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average San Jose Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Assessment Values Across San Jose, Santa Clara County, California
When examining property taxes in San Jose, CA, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Santa Clara County Assessor's Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Santa Clara County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in San Jose. For example, the median home price in San Jose is $588,361, with tax bills ranging significantly across the county. Zip code 95120 has the highest median home price at $974,936.
Property Tax Assessment Values Across San Jose, Santa Clara County, California
Source: Ownwell
$225,198
$1,529,133
$2,833,068
Median San Jose Market Value
$588,361
Median Santa Clara County Market Value
$683,381
Median California Market Value
$378,421
Median United States Market Value
$235,294
San Jose, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Los Angeles Market Value
$443,954
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Diego Market Value
$447,370
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Francisco Market Value
$720,075
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Sacramento Market Value
$271,435
Property Tax Assessment Values Across San Jose, Santa Clara County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95110 | $158,349 | $307,845 | $527,794 | $727,618 | $977,976 |
| 95111 | $65,480 | $197,002 | $395,577 | $626,406 | $849,677 |
| 95112 | $60,552 | $249,900 | $508,657 | $764,128 | $988,380 |
| 95113 | $467,162 | $520,000 | $610,000 | $802,706 | $913,104 |
| 95116 | $82,819 | $217,650 | $388,818 | $590,000 | $799,675 |
| 95117 | $131,661 | $351,147 | $659,475 | $1,011,206 | $1,433,189 |
| 95118 | $105,866 | $299,898 | $620,337 | $967,606 | $1,336,200 |
| 95119 | $170,938 | $351,478 | $646,891 | $945,255 | $1,159,704 |
| 95120 | $235,088 | $529,664 | $974,936 | $1,461,393 | $1,905,668 |
| 95121 | $146,468 | $277,673 | $480,624 | $746,077 | $1,020,184 |
| 95122 | $83,884 | $224,602 | $372,825 | $586,125 | $812,179 |
| 95123 | $117,828 | $259,916 | $512,604 | $825,172 | $1,093,642 |
| 95124 | $124,701 | $356,016 | $728,433 | $1,138,412 | $1,561,722 |
| 95125 | $114,305 | $357,752 | $785,516 | $1,257,952 | $1,830,284 |
| 95126 | $196,309 | $420,545 | $680,464 | $969,000 | $1,326,501 |
| 95127 | $101,862 | $270,897 | $465,248 | $750,266 | $993,582 |
| 95128 | $120,904 | $342,552 | $618,015 | $952,210 | $1,322,682 |
| 95129 | $150,061 | $415,748 | $800,000 | $1,299,818 | $1,945,351 |
| 95130 | $97,943 | $332,037 | $738,846 | $1,168,488 | $1,618,375 |
| 95131 | $175,221 | $363,523 | $620,782 | $887,152 | $1,108,843 |
| 95132 | $138,645 | $313,496 | $553,964 | $847,114 | $1,206,925 |
| 95133 | $182,359 | $304,646 | $543,222 | $831,170 | $1,010,872 |
| 95134 | $41,193 | $65,317 | $382,698 | $709,466 | $950,963 |
| 95135 | $227,880 | $462,521 | $739,875 | $1,121,551 | $1,514,032 |
| 95136 | $117,634 | $331,850 | $637,610 | $901,036 | $1,128,834 |
| 95138 | $195,477 | $516,109 | $926,804 | $1,456,494 | $2,146,786 |
| 95139 | $182,924 | $337,536 | $603,632 | $864,690 | $1,050,768 |
| 95141 | $379,002 | $498,425 | $677,072 | $1,022,754 | $1,231,658 |
| 95148 | $223,414 | $362,600 | $591,072 | $912,490 | $1,249,521 |
| 95002 | N/A | N/A | N/A | N/A | N/A |
| 95008 | N/A | N/A | N/A | N/A | N/A |
| 95013 | N/A | N/A | N/A | N/A | N/A |
| 95037 | N/A | N/A | N/A | N/A | N/A |
| 95076 | N/A | N/A | N/A | N/A | N/A |
| 95103 | N/A | N/A | N/A | N/A | N/A |
| 95140 | N/A | N/A | N/A | N/A | N/A |
| 95142 | N/A | N/A | N/A | N/A | N/A |
| 95173 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average San Jose Tax Savings
Save on your property taxes & more with Ownwell
Property Tax Bills Across San Jose, Santa Clara County, California
Property Tax Bills Across San Jose, Santa Clara County, California
Source: Ownwell
$2,590
$17,875
$33,160
Median San Jose Tax Bill
$8,329
Median Santa Clara County Tax Bill
$8,895
Median California Tax Bill
$4,683
Median United States Tax Bill
$2,400
San Jose, California vs Similar California Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Los Angeles Tax Bill
$5,332
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Diego Tax Bill
$5,475
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Francisco Tax Bill
$8,744
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Sacramento Tax Bill
$3,234
Property Tax Bills Across San Jose, Santa Clara County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95110 | $2,680 | $4,545 | $6,631 | $9,070 | $11,890 |
| 95111 | $1,001 | $3,730 | $6,329 | $9,254 | $11,922 |
| 95112 | $1,966 | $4,040 | $6,958 | $9,984 | $12,740 |
| 95113 | $5,306 | $6,675 | $8,110 | $9,791 | $12,040 |
| 95116 | $2,476 | $4,079 | $6,143 | $8,690 | $11,255 |
| 95117 | $2,903 | $5,208 | $9,102 | $13,226 | $18,216 |
| 95118 | $2,649 | $4,656 | $8,446 | $12,374 | $16,723 |
| 95119 | $3,381 | $5,624 | $9,206 | $13,073 | $15,747 |
| 95120 | $3,828 | $7,283 | $12,299 | $17,783 | $22,777 |
| 95121 | $3,215 | $4,914 | $7,439 | $10,787 | $14,255 |
| 95122 | $2,705 | $4,286 | $6,228 | $8,846 | $11,732 |
| 95123 | $2,600 | $4,259 | $7,300 | $11,369 | $14,423 |
| 95124 | $2,950 | $5,589 | $9,936 | $14,686 | $19,730 |
| 95125 | $2,688 | $5,287 | $10,283 | $15,570 | $21,740 |
| 95126 | $3,391 | $5,802 | $8,770 | $12,231 | $16,438 |
| 95127 | $2,607 | $4,580 | $7,095 | $10,561 | $13,500 |
| 95128 | $2,724 | $5,165 | $8,405 | $12,387 | $16,571 |
| 95129 | $3,129 | $6,006 | $10,650 | $16,326 | $23,690 |
| 95130 | $2,757 | $5,372 | $10,342 | $15,040 | $20,825 |
| 95131 | $3,293 | $5,778 | $8,932 | $12,261 | $15,041 |
| 95132 | $3,091 | $5,199 | $8,250 | $11,852 | $16,057 |
| 95133 | $3,323 | $5,107 | $8,089 | $11,656 | $13,940 |
| 95134 | $405 | $681 | $5,061 | $8,902 | $11,974 |
| 95135 | $3,461 | $6,553 | $10,681 | $15,954 | $20,675 |
| 95136 | $2,753 | $5,181 | $8,848 | $12,212 | $14,880 |
| 95138 | $3,438 | $7,505 | $13,091 | $20,227 | $29,104 |
| 95139 | $3,438 | $5,141 | $8,081 | $10,982 | $13,148 |
| 95141 | N/A | $3,936 | $6,853 | $10,143 | $13,896 |
| 95148 | $4,246 | $6,065 | $8,897 | $12,898 | $17,223 |
| 95002 | N/A | N/A | N/A | N/A | N/A |
| 95008 | N/A | N/A | N/A | N/A | N/A |
| 95013 | N/A | N/A | N/A | N/A | N/A |
| 95037 | N/A | N/A | N/A | N/A | N/A |
| 95076 | N/A | N/A | N/A | N/A | N/A |
| 95103 | N/A | N/A | N/A | N/A | N/A |
| 95140 | N/A | N/A | N/A | N/A | N/A |
| 95142 | N/A | N/A | N/A | N/A | N/A |
| 95173 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$1,102
Average San Jose Tax Savings
Save on your property taxes & more with Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Santa Clara Tax Assessor | |
| Phone | (408) 299-5372 |
| Website | www.sccassessor.org |
| dawn.cieslik@asr.sccgov.org | |
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