Santa Clara County, California Property Taxes
Property Taxes in Santa Clara County, California
Median Santa Clara County effective property tax rate: 1.31%, significantly higher than the national median of 1.02%.
Median Santa Clara County home value: $717,300
Median annual Santa Clara County tax bill: $9,592, significantly higher than the national median property tax bill of $2,400.
How are property taxes in Santa Clara County calculated?
Property taxes in Santa Clara County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in San Jose or another part of Santa Clara County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Santa Clara County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.31%
Estimate Property Tax Bill
$9,397
$8,720
$774
Average Annual Tax Savings
How Does the Santa Clara County Property Tax Calculator Work?
Use this Santa Clara County property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Santa Clara County's median effective tax rate of 1.31% — drawn from real transactions across the county — to generate your estimate.
Enter your property's estimated assessed value — the value the assessment district assigns to your property, typically lower than market value after exemptions. Our calculator uses the median effective rate (actual bills divided by market value), which accounts for typical exemptions and is more accurate than applying the statutory millage rate directly.
Note: your assessed value reflects any exemptions you currently have. Rates vary across Santa Clara County — scroll down to explore city-level trends and find the rate specific to your area.
Santa Clara County's median effective tax rate is higher than the 1.21% state median, and the median property tax bill of $9,592 is also higher than the state median by $7,192. If your estimate is higher than expected, Ownwell can protest your Santa Clara County assessment.
Property Tax Rates Across Santa Clara County, California
What Are Effective Property Tax Rates Across Santa Clara County?
Local government entities set tax rates, which vary widely across Santa Clara County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Santa Clara County's effective property tax rate to other counties in California or the U.S. median of 1.02%.
Santa Clara County's median effective rate stands at 1.31%, which is higher than the national median of 1.02%. Within Santa Clara County, the highest rate is found in San Jose at 1.46%, while Morgan Hill has the lowest at 1.15%.
These variations reflect differences in local school district levies, Mello-Roos Community Facility Districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Santa Clara County Tax Rate
1.31%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Santa Clara County, California vs Similar California Counties
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Los Angeles County Tax Rate
1.29%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Orange County Tax Rate
1.14%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Bernardino County Tax Rate
1.20%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective San Diego County Tax Rate
1.19%
Property Tax Rates Across Santa Clara County, California
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alviso | 1.17% | 1.30% | 1.40% | 1.88% | 5.78% |
| Campbell | 1.26% | 1.29% | 1.34% | 1.46% | 1.80% |
| Cupertino | 1.19% | 1.21% | 1.25% | 1.32% | 1.55% |
| Gilroy | 1.23% | 1.23% | 1.24% | 1.25% | 1.29% |
| Los Altos | 1.18% | 1.19% | 1.22% | 1.31% | 1.57% |
| Los Altos Hills | 1.16% | 1.18% | 1.22% | 1.27% | 1.42% |
| Los Gatos | 1.16% | 1.19% | 1.24% | 1.33% | 1.57% |
| Milpitas | 1.16% | 1.17% | 1.18% | 1.22% | 1.27% |
| Monte Sereno | 1.16% | 1.17% | 1.19% | 1.24% | 1.47% |
| Morgan Hill | 1.14% | 1.14% | 1.15% | 1.16% | 1.19% |
| Mountain View | 1.16% | 1.17% | 1.20% | 1.23% | 1.29% |
| Mount Hamilton | 1.29% | 1.29% | 1.30% | 1.32% | 1.46% |
| Palo Alto | 1.18% | 1.20% | 1.22% | 1.28% | 1.45% |
| Portola Valley | 1.17% | 1.18% | 1.19% | 1.21% | 1.28% |
| San Jose | 1.27% | 1.35% | 1.46% | 1.66% | 2.14% |
| San Martin | 1.14% | 1.14% | 1.15% | 1.17% | 1.23% |
| Santa Clara | 1.16% | 1.17% | 1.17% | 1.19% | 1.23% |
| Saratoga | 1.18% | 1.20% | 1.23% | 1.30% | 1.51% |
| Stanford | 1.17% | 1.19% | 1.22% | 1.27% | 1.39% |
| Sunnyvale | 1.16% | 1.16% | 1.17% | 1.19% | 1.22% |
| Watsonville | 1.22% | 1.22% | 1.23% | 1.25% | 1.28% |
| Coyote | N/A | N/A | N/A | N/A | N/A |
| Holy City | N/A | N/A | N/A | N/A | N/A |
| Redwood Estates | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Santa Clara County, California
When examining property taxes in Santa Clara County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Santa Clara County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Santa Clara County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Santa Clara County.
For example, the median tax bill in Santa Clara County is $9,592, well above the national median property tax bill of $2,400. Tax bills range significantly across the county, from $5,845 in Alviso to $36,170 in Los Altos Hills. Los Altos Hills also has the highest median home price at $2,977,441.
Property Tax Assessment Values Across Santa Clara County, California
Source: Ownwell
$248,609
$1,619,295
$2,989,980
Median Santa Clara County Market Value
$717,300
Median California Market Value
$427,605
Median United States Market Value
$235,294
Santa Clara County, California vs Similar California Counties
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Los Angeles County Market Value
$457,139
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Orange County Market Value
$539,567
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Bernardino County Market Value
$304,579
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Diego County Market Value
$499,949
Property Tax Assessment Values Across Santa Clara County, California
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alviso | $33,455 | $87,718 | $342,312 | $805,251 | $990,929 |
| Campbell | $159,497 | $388,113 | $760,000 | $1,216,330 | $1,712,508 |
| Cupertino | $239,603 | $595,258 | $1,046,702 | $1,706,268 | $2,546,388 |
| Gilroy | $183,600 | $379,130 | $667,119 | $897,995 | $1,157,292 |
| Los Altos | $247,967 | $808,105 | $1,763,232 | $3,067,673 | $4,284,000 |
| Los Altos Hills | $457,856 | $1,411,154 | $2,977,441 | $4,757,994 | $6,945,218 |
| Los Gatos | $203,385 | $560,693 | $1,194,361 | $2,073,141 | $3,049,247 |
| Milpitas | $215,427 | $407,809 | $679,057 | $989,906 | $1,285,029 |
| Monte Sereno | $314,637 | $1,042,829 | $2,227,521 | $3,569,658 | $4,884,287 |
| Morgan Hill | $222,458 | $470,910 | $795,370 | $1,094,816 | $1,488,210 |
| Mountain View | $149,804 | $424,815 | $864,920 | $1,519,981 | $2,150,402 |
| Mount Hamilton | $417,226 | $703,868 | $1,082,609 | $1,538,722 | $1,955,682 |
| Palo Alto | $187,224 | $571,077 | $1,274,309 | $2,570,806 | $3,900,000 |
| Portola Valley | $401,564 | $1,002,602 | $2,408,886 | $6,127,637 | $9,661,071 |
| San Jose | $133,182 | $325,544 | $616,024 | $970,673 | $1,413,934 |
| San Martin | $177,609 | $433,262 | $805,622 | $1,275,072 | $1,768,815 |
| Santa Clara | $142,800 | $378,568 | $715,731 | $1,146,560 | $1,594,597 |
| Saratoga | $283,032 | $821,558 | $1,646,919 | $2,675,758 | $3,806,378 |
| Stanford | $217,027 | $576,887 | $1,182,020 | $2,333,391 | $3,714,836 |
| Sunnyvale | $106,168 | $322,032 | $737,947 | $1,298,197 | $1,886,536 |
| Watsonville | $306,379 | $413,295 | $670,884 | $947,794 | $1,254,493 |
| Coyote | N/A | N/A | N/A | N/A | N/A |
| Holy City | N/A | N/A | N/A | N/A | N/A |
| Redwood Estates | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Santa Clara County, California
Property tax bills in Santa Clara County are based on the assessed value of a home, not the market value alone, and that assessment is then multiplied by the local tax rate. Factors such as the home’s location, improvements, and any eligible exemptions can affect the final bill. With a median home price of $717,300, homeowners in this county often face bills that are far above the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
The 25th percentile tax bill is $5,444, while the 75th percentile is $15,110 and the 90th percentile reaches $23,173. Bills can vary widely across the county, from $5,845 in Alviso to $36,170 in Los Altos Hills.
Ownwell helps homeowners lower their property tax bills by reviewing assessments, identifying savings opportunities, and filing appeals when a property is overassessed. That can make a meaningful difference for homeowners paying some of the highest property taxes in California.
Median Santa Clara County Tax Bill
$9,592
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Santa Clara County, California vs Similar California Counties
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Los Angeles County Tax Bill
$5,993
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Orange County Tax Bill
$6,177
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Bernardino County Tax Bill
$3,680
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median San Diego County Tax Bill
$5,807
Property Tax Bills Across Santa Clara County, California
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Alviso | $839 | $2,320 | $5,845 | $11,110 | $13,652 |
| Campbell | $2,788 | $5,638 | $10,133 | $15,658 | $21,686 |
| Cupertino | $3,554 | $7,790 | $13,032 | $20,689 | $30,403 |
| Gilroy | $2,330 | $4,706 | $8,245 | $11,183 | $14,329 |
| Los Altos | $4,121 | $10,507 | $21,537 | $36,553 | $50,536 |
| Los Altos Hills | $6,826 | $17,632 | $36,170 | $56,645 | $82,333 |
| Los Gatos | $3,066 | $7,218 | $14,693 | $24,868 | $35,839 |
| Milpitas | $2,656 | $4,881 | $8,065 | $11,819 | $15,316 |
| Monte Sereno | $4,659 | $13,026 | $26,412 | $41,946 | $56,781 |
| Morgan Hill | $2,519 | $5,354 | $9,091 | $12,532 | $16,966 |
| Mountain View | $1,876 | $5,199 | $10,361 | $17,947 | $25,324 |
| Mount Hamilton | $6,422 | $9,499 | $14,147 | $19,904 | $25,254 |
| Palo Alto | $2,743 | $7,219 | $15,697 | $30,964 | $46,677 |
| Portola Valley | $4,482 | $11,997 | $28,193 | $68,881 | $112,646 |
| San Jose | $3,034 | $5,458 | $8,999 | $13,484 | $18,841 |
| San Martin | $2,122 | $5,005 | $9,225 | $14,594 | $20,203 |
| Santa Clara | $1,652 | $4,426 | $8,367 | $13,399 | $18,615 |
| Saratoga | $3,963 | $10,415 | $20,127 | $32,105 | $45,239 |
| Stanford | $2,476 | $6,106 | $13,873 | $27,332 | $42,792 |
| Sunnyvale | $1,269 | $3,839 | $8,660 | $15,132 | $21,939 |
| Watsonville | $3,915 | $5,120 | $8,265 | $11,672 | $15,363 |
| Coyote | N/A | N/A | N/A | N/A | N/A |
| Holy City | N/A | N/A | N/A | N/A | N/A |
| Redwood Estates | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Santa Clara County property taxes?
How Can I Lower My Property Taxes in Santa Clara County?
Looking to reduce your Santa Clara County property taxes? Ownwell is the leading property tax appeal company serving Santa Clara County. We specialize in helping property owners in the San Jose area and beyond lower their tax bills by working directly with the Santa Clara County Assessment Appeals Board.
Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Santa Clara County property tax appeal process and identify all available exemptions, so you don't have to.
Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and find strategic opportunities for reducing your tax burden.
Property Tax Appeals in California
Property tax protests in Santa Clara County begin when a homeowner believes the assessed value of a property is too high. The first step is to review the assessment notice and compare it with the home’s market value and similar properties nearby. If the assessment appears inaccurate, the homeowner can file an appeal with the Tax Assessor and present evidence such as recent sales, photos, repair estimates, or other documents that support a lower value.
The appeal process is designed to give homeowners a chance to challenge the county’s valuation before taxes are finalized. After the protest is filed, the case may be reviewed informally or scheduled for a hearing. During that hearing, the homeowner explains why the assessment should be reduced, and the county considers the evidence before making a decision. The board that listens to these appeals is the Assessment Appeals Board, which reviews disputes and determines whether the assessed value should change.
If the appeal is successful, the assessed value may be lowered, which can reduce the property tax bill. If the board does not agree with the protest, the assessment remains the same. In either case, the process gives homeowners a formal way to seek fairness when a property tax bill seems too high.
Ownwell can help homeowners navigate every step of the appeal process, from identifying whether a protest makes sense to preparing the evidence and filing the case correctly. Our team helps make the process easier, more organized, and more effective, so homeowners have a better chance of securing a fair assessment.
Exemptions in California
What property tax exemptions are available in Santa Clara County?
Santa Clara County homeowners may qualify for several property tax exemptions, with the most important being the homeowner’s exemption for a primary residence. This exemption is designed for owners who occupy their home as their principal place of residence, and it can help reduce the assessed value used for property taxes. Other exemptions may also be available for eligible seniors, disabled homeowners, veterans, and certain surviving spouses, depending on the specific requirements of the county and state rules.
Who is eligible for these exemptions?
Eligibility depends on the exemption type. The primary residence exemption is for homeowners who live in the property as their main home. Additional exemptions may apply to homeowners who meet age, disability, military service, or survivor status requirements. Each exemption has its own rules, so it is important to confirm which one fits your situation before applying.
How do homeowners apply for property tax exemptions?
Homeowners typically apply through the county assessor’s office by submitting the required exemption form and any supporting documents that prove eligibility. For a primary residence exemption, homeowners usually need to file once and keep the property as their main home.
How can Ownwell help?
Ownwell helps homeowners identify every exemption they may qualify for, prepare the paperwork, and submit applications correctly so they do not miss savings opportunities on their Santa Clara County property tax bill.
Available Exemptions
Disabled
Home Stead
Solar/Wind
Non-Profit
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Santa Clara Tax Assessor | |
| Phone | (408) 299-5372 |
| Website | asr.santaclaracounty.gov |
| dawn.cieslik@asr.sccgov.org | |