Rio Oso, Sutter County, California Property Taxes
Property Taxes in Rio Oso, California
Median Rio Oso, California effective property tax rate: 1.06%, significantly lower than the national median of 1.02%, and lower than the California state median of 1.21%.
Median Rio Oso, California home value: $244,456
Median annual Rio Oso, California tax bill: $2,798, $398 higher than the national median property tax bill of $2,400.
How are property taxes in Sutter calculated?
Property taxes in Rio Oso, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Rio Oso's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Rio Oso, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Rio Oso, Sutter County, California Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.06%
Estimate Property Tax Bill
$2,591
$2,405
How Does the Rio Oso Property Tax Calculator Work?
Use this Rio Oso property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Rio Oso's median effective tax rate of 1.06% — based on actual property records in Sutter County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Rio Oso's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Rio Oso: rates range from 1.06% in 95674 to 1.06% in 95674, primarily due to differences in school district levies and local assessment districts. Rio Oso’s median effective tax rate is lower than California’s 1.21% state median, but the median property tax bill of $2,798 is higher than the national median bill of $2,400.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Rio Oso.
About Rio Oso Property Taxes
About Property Taxes in Rio Oso, Sutter, California
Rio Oso’s median effective property tax rate of 1.06% is lower than the California state median of 1.21% and lower than the national median of 1.02%. This rate reflects the Sutter County base levy combined with local levies that can affect what homeowners pay.
Property tax rates are not uniform across Rio Oso. Homeowners in the 95674 ZIP code carry a median effective rate of 1.06%, and the same ZIP code also shows the city’s median tax bill of $2,798. Understanding your assessed value and local tax structure can make a meaningful difference to your annual bill.
Rio Oso homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the November 30, 2025 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Rio Oso, Sutter County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Rio Oso's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Rio Oso Tax Rate
1.06%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sutter County Tax Rate
1.20%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Rio Oso, Sutter County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95674 | 1.01% | 1.04% | 1.06% | 1.06% | 1.11% |
Source: Ownwell
Property Tax Assessment Values Across Rio Oso, Sutter County, California
When examining property taxes in Rio Oso, California, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sutter County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Sutter County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Rio Oso is $244,456, with a median property tax bill of $2,798. That is above the national median property tax bill of $2,400. The highest median home price is in 95674 at $244,456.
Property Tax Assessment Values Across Rio Oso, Sutter County, California
Source: Ownwell
$121,741
$253,814
$385,886
Median Rio Oso Market Value
$244,456
Median Sutter County Market Value
$240,759
Median California Market Value
$427,605
Median United States Market Value
$235,294
Property Tax Assessment Values Across Rio Oso, Sutter County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95674 | $40,458 | $103,902 | $244,456 | $415,545 | $645,713 |
Source: Ownwell
Property Tax Bills Across Rio Oso, Sutter County, California
Property tax bills in Rio Oso are based on the assessed value of a home and the local tax rate set for Sutter County. For a home with a median market value of $244,456, the bill can vary widely depending on the property’s assessed value and any local levies that apply. The typical tax bill in the area is $2,798, which is above the national median property tax bill of $2,400 and reflects how local assessments shape what homeowners owe.
What a homeowner pays is influenced by the home’s value, the tax rate, and any exemptions or special assessments tied to the property. Bills in Rio Oso also show a broad range, with the 25th percentile at $1,120 and the 75th percentile at $4,609. At the 90th percentile, tax bills reach $7,087, which means higher-value or more heavily taxed homes can face much larger annual costs.
Median Rio Oso Tax Bill
$2,798
Median Sutter County Tax Bill
$3,092
Median California Tax Bill
$5,134
Median United States Tax Bill
$2,400
Property Tax Bills Across Rio Oso, Sutter County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 95674 | $458 | $1,120 | $2,798 | $4,609 | $7,087 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | November 30 |
Links | |
|---|---|
| Sutter Tax Assessor | |
| Website | ca-sutter.publicaccessnow.com |