Commerce City, Adams County, Colorado Property Taxes

Name: Property Tax Bills Across Commerce City, Adams County, Colorado
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Commerce City, CO effective property tax rate: 0.79%, significantly lower than the national median of 1.02%, but higher than the Colorado state median of 0.55%.
Median Commerce City, CO home value: $511,000
Median annual Commerce City, CO tax bill: $3,909, $1,509 higher than the national median property tax bill of $2,400.

How are property taxes in Adams County calculated?

Property taxes in Commerce City, CO are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Commerce City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Commerce City, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Commerce City, Adams County, Colorado Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.79%

Estimate Property Tax Bill

$4,037

$3,746

Ownwell’s Commerce City Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Commerce City with just two data points. By entering your property's estimated assessed value, our calculator applies Commerce City’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Adams County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Commerce City, Adams County, Colorado

Local government entities set tax rates, which can vary widely within a state. The reason for this variation is that each county annually estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Commerce City in Adams County, Colorado, provides an interesting case study. The effective property tax rate here is 0.79%, which is below the national median property tax rate of 1.02%. Within Adams County, the highest median tax rate is 0.83% in the 80603 zip code, while the lowest is 0.68% in the 80640 zip code. Compared to the national landscape, Commerce City's rate is quite favorable, potentially offering residents a more affordable property tax bill than many other parts of the country. This lower rate can be an attractive factor for potential homeowners considering a move to the area, as it suggests a lower overall cost of homeownership compared to the national average.

Property Tax Rates Across Commerce City, Adams County, Colorado

Source: Ownwell

0.35%

0.64%

0.94%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Commerce City Tax Rate

0.79%

Median Effective Adams County Tax Rate

0.57%

Median Effective Colorado Tax Rate

0.55%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Commerce City, Adams County, Colorado

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
80022	0.42%	0.47%	0.78%	0.97%	1.12%
80603	0.78%	0.80%	0.83%	0.86%	0.88%
80640	0.60%	0.62%	0.68%	0.88%	0.92%
80003	N/A	N/A	N/A	N/A	N/A
80011	N/A	N/A	N/A	N/A	N/A
80136	N/A	N/A	N/A	N/A	N/A
80229	N/A	N/A	N/A	N/A	N/A
80249	N/A	N/A	N/A	N/A	N/A
80601	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Commerce City, Adams County, Colorado

When examining property taxes in Commerce City, CO, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Adams County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Adams County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Commerce City.

For example, the median home price in Commerce City is $511,000, with tax bills ranging significantly across the county. Zip code 80603 has the highest median home price at $541,000.

Property Tax Assessment Values Across Commerce City, Adams County, Colorado

Source: Ownwell

$15,674

$674,337

$1,333,000

Median Commerce City Market Value

$511,000

Median Adams County Market Value

$489,000

Median Colorado Market Value

$405,540

Median United States Market Value

$235,294

Property Tax Assessment Values Across Commerce City, Adams County, Colorado

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
80022	$342,000	$383,000	$503,000	$581,000	$662,000
80603	$473,400	$494,000	$541,000	$578,000	$623,600
80640	$380,000	$469,000	$523,000	$570,000	$615,000
80003	N/A	N/A	N/A	N/A	N/A
80011	N/A	N/A	N/A	N/A	N/A
80136	N/A	N/A	N/A	N/A	N/A
80229	N/A	N/A	N/A	N/A	N/A
80249	N/A	N/A	N/A	N/A	N/A
80601	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Commerce City, Adams County, Colorado

In Commerce City, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The property tax rate in Adams County is applied to this assessed value to determine the annual tax bill. Factors such as the home's location and local tax levies influence the final amount. Homeowners in Commerce City face a range of tax bills, with the 25th percentile at $1,900 and the 90th percentile reaching up to $6,383. Compared to the national median property tax bill of $2,400, some homeowners in Commerce City pay significantly more, particularly in areas like the 80603 zip code, where the median tax bill can be as high as $4,433. Ownwell assists homeowners by offering property tax appeal services, potentially reducing their tax burden. By analyzing property valuations and identifying discrepancies, Ownwell helps ensure homeowners pay a fair tax amount, providing significant savings and peace of mind.

Property Tax Bills Across Commerce City, Adams County, Colorado

Source: Ownwell

$147

$3,265

$6,382

Median Commerce City Tax Bill

$3,909

Median Adams County Tax Bill

$2,770

Median Colorado Tax Bill

$2,283

Median United States Tax Bill

$2,400

Property Tax Bills Across Commerce City, Adams County, Colorado

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
80022	$1,468	$1,788	$3,891	$5,619	$6,518
80603	$4,058	$4,202	$4,433	$4,684	$4,957
80640	$2,971	$3,184	$3,597	$4,452	$4,826
80003	N/A	N/A	N/A	N/A	N/A
80011	N/A	N/A	N/A	N/A	N/A
80136	N/A	N/A	N/A	N/A	N/A
80229	N/A	N/A	N/A	N/A	N/A
80249	N/A	N/A	N/A	N/A	N/A
80601	N/A	N/A	N/A	N/A	N/A

Source: Ownwell