Gardner, Huerfano County, Colorado Property Taxes
Median Gardner, CO effective property tax rate: 0.54%, significantly lower than the national median of 1.02%, but slightly lower than the Colorado state median of 0.55%.
Median Gardner, CO home value: $89,276
Median annual Gardner, CO tax bill: $372, $2,028 lower than the national median property tax bill of $2,400.
How are property taxes in Huerfano calculated?
Property taxes in Gardner, CO are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Gardner’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gardner, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Gardner, Huerfano County, Colorado Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.52%
Estimate Property Tax Bill
$322
$298
Property Tax Rates Across Gardner, Huerfano County, Colorado
Local government entities determine tax rates, and these can differ significantly within a state. This variation is due to each county's annual budget requirements, which are calculated by dividing the necessary funds by the total value of all taxable properties in the area. This process determines the property tax rate. Although the setting of tax rates and budgets involves votes and regulations, this is essentially how it works each year.
In Gardner, Huerfano County, Colorado, the effective property tax rate stands at 0.54%. This rate is consistent across the county, showcasing a uniform approach to property taxation. When compared to the national median property tax rate of 1.02%, Gardner's rate is significantly lower, offering residents a financial advantage. Additionally, the national median property tax bill is $2,400, indicating that Gardner residents likely experience a lighter property tax burden. This comparison highlights the benefits of Gardner's property tax structure, making it an attractive location for property owners looking to minimize their tax expenses while still enjoying the services funded by these taxes.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gardner Tax Rate
0.52%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Huerfano County Tax Rate
0.57%
Median Effective Colorado Tax Rate
0.50%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Gardner, Huerfano County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81040 | 0.26% | 0.52% | 0.52% | 0.52% | 0.52% |
Source: Ownwell
Property Tax Assessment Values Across Gardner, Huerfano County, Colorado
When examining property taxes in Gardner, Colorado, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Huerfano County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Huerfano County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gardner. For example, the median home price in Gardner is $89,276, with tax bills ranging significantly across the county. Zip code 81040 has the highest median home price at $89,276.
Property Tax Assessment Values Across Gardner, Huerfano County, Colorado
Source: Ownwell
$49,452
$94,355
$139,257
Median Gardner Market Value
$61,858
Median Huerfano County Market Value
$62,032
Median Colorado Market Value
$519,879
Median United States Market Value
$235,294
Property Tax Assessment Values Across Gardner, Huerfano County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81040 | $14,925 | $14,930 | $61,858 | $118,740 | $276,924 |
Source: Ownwell
Property Tax Bills Across Gardner, Huerfano County, Colorado
In Gardner, located in Huerfano County, CO, property tax bills are determined by multiplying the assessed value of a home by the local tax rate. The assessed value is typically a percentage of the property's market value. Factors such as the property's location, size, and condition play a crucial role in determining its assessed value. For homeowners in Gardner, the median home price stands at $89,276, resulting in tax bills that can vary significantly. The 25th percentile tax bill is $248, while the 75th percentile reaches $739, and the 90th percentile is $1,063. Compared to the national median property tax bill of $2,400, Gardner's tax bills are generally lower.
Homeowners can benefit from appealing their property tax assessments to potentially lower their tax bills. Ownwell offers expert property tax appeal services, helping homeowners navigate the complexities of the tax system. By leveraging local expertise and data-driven insights, Ownwell can identify opportunities for savings, ensuring homeowners pay only their fair share in property taxes.
Median Gardner Tax Bill
$257
Median Huerfano County Tax Bill
$324
Median Colorado Tax Bill
$2,732
Median United States Tax Bill
$2,400
Property Tax Bills Across Gardner, Huerfano County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81040 | $39 | $77 | $257 | $609 | $1,316 |
Source: Ownwell