Whitewater, Mesa County, Colorado Property Taxes
Median WHITEWATER, CO effective property tax rate: 0.49%, significantly lower than the national median of 1.02%, but lower than the Colorado state median of 0.55%.
Median WHITEWATER, CO home value: $219,805
Median annual WHITEWATER, CO tax bill: $974, $1,426 lower than the national median property tax bill of $2,400.
How are property taxes in Mesa calculated?
Property taxes in WHITEWATER, CO are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding WHITEWATER’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in WHITEWATER, knowing local tax details benefits homeowners and investors.
Last Updated March 1, 2025
Whitewater, Mesa County, Colorado Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.47%
Estimate Property Tax Bill
$1,043
$968
Property Tax Rates Across Whitewater, Mesa County, Colorado
Local government entities determine property tax rates, which can differ significantly across a state. This is because each county calculates its budget needs annually to fund local services and divides this by the total assessed value of all taxable properties within its boundaries, resulting in the property tax rate. Although setting tax rates and budgets involves voting and legislative processes, this is essentially how it works each year.
In Whitewater, located in Mesa County, the effective property tax rate can be compared to other cities in Colorado and the national median. Colorado's median property tax rate stands at 0.49%, which is notably lower than the national median of 1.02%. This means that, on average, property owners in Whitewater and throughout Colorado pay a smaller percentage of their property's value in taxes compared to the national average. Understanding these differences can help property owners make informed decisions about their investments and potential tax liabilities.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Whitewater Tax Rate
0.47%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mesa County Tax Rate
0.47%
Median Effective Colorado Tax Rate
0.50%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Whitewater, Mesa County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81527 | 0.30% | 0.47% | 0.47% | 0.47% | 0.47% |
Source: Ownwell
Property Tax Assessment Values Across Whitewater, Mesa County, Colorado
When examining property taxes in Whitewater, CO, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mesa County Appraisal District estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
In Mesa County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Whitewater.
For example, the median home price in Whitewater is $219,805, with tax bills ranging significantly across the county. Zip code 81527 has the highest median home price at $219,805.
Property Tax Assessment Values Across Whitewater, Mesa County, Colorado
Source: Ownwell
$19,800
$245,393
$470,985
Median Whitewater Market Value
$221,950
Median Mesa County Market Value
$289,400
Median Colorado Market Value
$519,879
Median United States Market Value
$235,294
Property Tax Assessment Values Across Whitewater, Mesa County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81527 | $15,694 | $124,540 | $221,950 | $378,490 | $497,896 |
Source: Ownwell
Property Tax Bills Across Whitewater, Mesa County, Colorado
Median Whitewater Tax Bill
$1,054
Median Mesa County Tax Bill
$1,410
Median Colorado Tax Bill
$2,732
Median United States Tax Bill
$2,400
Property Tax Bills Across Whitewater, Mesa County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 81527 | $286 | $570 | $1,054 | $1,729 | $2,315 |
Source: Ownwell