Delta, Montrose County, Colorado Property Taxes

Name: Property Tax Bills Across Delta, Montrose County, Colorado
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Delta, CO effective property tax rate: 0.44%, significantly lower than the national median of 1.02%, but lower than the Colorado state median of 0.55%.
Median Delta, CO home value: $366,490
Median annual Delta, CO tax bill: $1,883, $517 lower than the national median property tax bill of $2,400.

How are property taxes in Montrose calculated?

Property taxes in Delta, CO are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Delta’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Delta, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Delta, Montrose County, Colorado Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.47%

Estimate Property Tax Bill

$1,508

$1,399

Ownwell’s Delta Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Delta with just two data points.

By entering your property's estimated assessed value, our calculator applies Delta’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Montrose County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Delta, Montrose County, Colorado

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Delta’s effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S. Delta in Montrose County has a median property tax rate of 0.44%, significantly lower than the national median of 1.02%. This makes Delta an attractive location for property owners seeking lower tax liabilities. With the highest and lowest median tax rate in Montrose County both at 0.44%, Delta offers consistency and predictability in property tax expenses. For property owners, this stable tax environment can be a significant advantage, particularly when compared to areas with fluctuating rates.

Property Tax Rates Across Delta, Montrose County, Colorado

Source: Ownwell

0.44%

0.50%

0.56%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Delta Tax Rate

0.47%

Median Effective Montrose County Tax Rate

0.48%

Median Effective Colorado Tax Rate

0.50%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Delta, Montrose County, Colorado

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
81416	0.38%	0.46%	0.47%	0.57%	0.82%

Source: Ownwell

Property Tax Assessment Values Across Delta, Montrose County, Colorado

When examining property taxes in Delta, Colorado, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Montrose County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill. Assessment notices: In Montrose County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Delta. For example, the median home price in Delta is $366,490, with tax bills ranging significantly across the county. Zip code 81416 has the highest median home price at $366,490.

Property Tax Assessment Values Across Delta, Montrose County, Colorado

Source: Ownwell

$25,280

$251,150

$477,020

Median Delta Market Value

$320,825

Median Montrose County Market Value

$342,495

Median Colorado Market Value

$519,879

Median United States Market Value

$235,294

Property Tax Assessment Values Across Delta, Montrose County, Colorado

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
81416	$103,627	$190,655	$320,825	$506,502	$681,890

Source: Ownwell

Property Tax Bills Across Delta, Montrose County, Colorado

In Delta, located in Montrose County, CO, property tax bills are calculated based on the assessed value of a home. The assessed value is determined by the county assessor and reflects a percentage of the property's market value. Homeowners in Delta face a median property tax bill of $1,883, which is below the national median of $2,400. Factors such as local tax rates and any applicable exemptions influence the final tax bill. For example, the tax bill for the 25th percentile is $1,228, while those in the 90th percentile can see bills as high as $3,630. These variations illustrate how different property values and exemptions affect homeowners' tax burdens. Ownwell assists homeowners by offering property tax appeal and exemption services, potentially reducing their tax obligations. By analyzing market trends and property data, Ownwell identifies opportunities for homeowners to lower their assessed values, ensuring they pay only their fair share. This service can result in significant savings, easing the financial burden on property owners.

Property Tax Bills Across Delta, Montrose County, Colorado

Source: Ownwell

$96

$1,170

$2,244

Median Delta Tax Bill

$1,684

Median Montrose County Tax Bill

$1,621

Median Colorado Tax Bill

$2,732

Median United States Tax Bill

$2,400

Property Tax Bills Across Delta, Montrose County, Colorado

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
81416	$517	$947	$1,684	$2,582	$3,442

Source: Ownwell