Windsor Locks, Hartford County, Connecticut Property Taxes
Property Taxes in Windsor Locks, Connecticut
Median Windsor Locks, Connecticut effective property tax rate: 2.81%, significantly lower than the national median of 1.02%, and lower than the Connecticut state median of 3.05%.
Median Windsor Locks, Connecticut home value: $119,910
Median annual Windsor Locks, Connecticut tax bill: $3,374, higher than the national median property tax bill of $2,400.
How are property taxes in Hartford calculated?
Property taxes in Windsor Locks, Connecticut are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Windsor Locks's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Windsor Locks, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Windsor Locks, Hartford County, Connecticut Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.81%
Estimate Property Tax Bill
$3,369
$3,127
How Does the Windsor Locks Property Tax Calculator Work?
Use this Windsor Locks property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Windsor Locks's median effective tax rate of 2.81% — based on actual property records in Hartford County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment office uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Windsor Locks's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Windsor Locks: rates range from $3374.00 in 06096 to $3374.00 in 06096, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Windsor Locks.
About Windsor Locks Property Taxes
About Property Taxes in Windsor Locks, Hartford, Connecticut
Windsor Locks’s median effective property tax rate of 2.81% is lower than the Connecticut state median of 3.05% and higher than the national median of 1.02%. This rate reflects the Hartford County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Windsor Locks. Homeowners in the 06096 ZIP code carry a median effective rate of 2.81%, while those in the lowest ZIP also pay 2.81%. Understanding which part of Windsor Locks you live in can make a meaningful difference to your annual tax bill.
Windsor Locks homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the February 20, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Windsor Locks, Hartford County, Connecticut
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Windsor Locks's effective property tax rate to other cities in Connecticut and the median property tax rates in Connecticut and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Windsor Locks Tax Rate
2.81%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hartford County Tax Rate
3.45%
Median Effective Connecticut Tax Rate
3.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Windsor Locks, Hartford County, Connecticut
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 06096 | 2.81% | 2.81% | 2.81% | 2.81% | 2.81% |
Source: Ownwell
Property Tax Assessment Values Across Windsor Locks, Hartford County, Connecticut
When examining property taxes in Windsor Locks, Connecticut, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hartford County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hartford County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Windsor Locks.
For example, the median home price in Windsor Locks is $119,910, with tax bills ranging significantly across the county. 06096 has the highest median home price at $119,910.
Property Tax Assessment Values Across Windsor Locks, Hartford County, Connecticut
Source: Ownwell
$24,476
$182,688
$340,900
Median Windsor Locks Market Value
$119,910
Median Hartford County Market Value
$180,170
Median Connecticut Market Value
$209,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Windsor Locks, Hartford County, Connecticut
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 06096 | $90,230 | $106,260 | $119,910 | $141,260 | $174,020 |
Source: Ownwell
Property Tax Bills Across Windsor Locks, Hartford County, Connecticut
How are property tax bills calculated in Windsor Locks?
Property tax bills in Windsor Locks are based on the assessed value of a home, which is tied to the property’s market value and the local tax rate set by Hartford County and the town. When a home’s assessed value rises, the tax bill usually rises too, unless the tax rate changes enough to offset it. For homeowners, this means that changes in the local housing market can directly affect annual property taxes.
What factors are considered in the tax bill?
The main factors are the home’s assessed value, the local mill rate, and any exemptions that may apply. With a median home price of $119,910, property taxes can still be substantial, especially compared with the national median property tax bill of $2,400. In Windsor Locks, the tax bill typically falls between $2,990 and $3,975, with the highest and lowest median tax bill both at $3,374 in ZIP code 06096. For many homeowners, this makes property taxes a significant part of the cost of owning a home.
Property Tax Bills Across Windsor Locks, Hartford County, Connecticut
Source: Ownwell
$1,690
$6,767
$11,843
Median Windsor Locks Tax Bill
$3,374
Median Hartford County Tax Bill
$6,427
Median Connecticut Tax Bill
$6,666
Median United States Tax Bill
$2,400
Property Tax Bills Across Windsor Locks, Hartford County, Connecticut
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 06096 | $2,539 | $2,990 | $3,374 | $3,975 | $4,897 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 20 |
Links | |
|---|---|
| Hartford Tax Assessor | |
| Website | www.mytaxbill.org |