Waterbury, New Haven County, Connecticut Property Taxes
Property Taxes in Waterbury, Connecticut
Median Waterbury, Connecticut effective property tax rate: 4.94%, significantly higher than the national median of 1.02%, and higher than the Connecticut state median of 3.05%.
Median Waterbury, Connecticut home value: $126,070
Median annual Waterbury, Connecticut tax bill: $6,229, $3,829 higher than the national median property tax bill of $2,400.
How are property taxes in New Haven calculated?
Property taxes in Waterbury, Connecticut are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Waterbury's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Waterbury, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Waterbury, New Haven County, Connecticut Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
4.94%
Estimate Property Tax Bill
$6,228
$5,779
How Does the Waterbury Property Tax Calculator Work?
Use this Waterbury property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Waterbury's median effective tax rate of 4.94% — based on actual property records in New Haven County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Waterbury's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Waterbury: rates range from $4,880.00 in 06702 to $7,129.00 in 06708, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Waterbury.
About Waterbury Property Taxes
About Property Taxes in Waterbury, New Haven, Connecticut
Waterbury’s median effective property tax rate of 4.94% is higher than the Connecticut state median of 3.05% and higher than the national median of 1.02%. This rate reflects the New Haven County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Waterbury. Homeowners in ZIP code 06702 carry a median effective rate of 4.94%, while those in 06706 pay 4.94%. This spread reflects how school district boundaries and local assessment districts are drawn across New Haven County. Understanding which part of Waterbury you live in can make a meaningful difference to your annual tax bill.
Waterbury homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before February 20, 2026.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Waterbury, New Haven County, Connecticut
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Waterbury's effective property tax rate to other cities in Connecticut and the median property tax rates in Connecticut and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Waterbury Tax Rate
4.94%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective New Haven County Tax Rate
3.34%
Median Effective Connecticut Tax Rate
3.05%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Waterbury, New Haven County, Connecticut
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 06702 | 4.94% | 4.94% | 4.94% | 4.94% | 4.94% |
| 06704 | 4.94% | 4.94% | 4.94% | 4.94% | 4.94% |
| 06705 | 4.94% | 4.94% | 4.94% | 4.94% | 4.94% |
| 06706 | 4.94% | 4.94% | 4.94% | 4.94% | 4.94% |
| 06708 | 4.94% | 4.94% | 4.94% | 4.94% | 4.94% |
| 06710 | 4.94% | 4.94% | 4.94% | 4.94% | 4.94% |
| 06701 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Waterbury, New Haven County, Connecticut
When examining property taxes in Waterbury, Connecticut, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The New Haven County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In New Haven County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Waterbury.
For example, the median home price in Waterbury is $126,070, with tax bills ranging significantly across the county. 06708 has the highest median home price at $144,200.
Property Tax Assessment Values Across Waterbury, New Haven County, Connecticut
Source: Ownwell
$98,700
$262,063
$425,425
Median Waterbury Market Value
$126,070
Median New Haven County Market Value
$186,900
Median Connecticut Market Value
$209,000
Median United States Market Value
$235,294
Property Tax Assessment Values Across Waterbury, New Haven County, Connecticut
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 06702 | $60,634 | $77,805 | $98,700 | $112,980 | $137,858 |
| 06704 | $50,960 | $81,480 | $113,540 | $145,722 | $174,160 |
| 06705 | $64,820 | $92,120 | $117,180 | $148,960 | $177,800 |
| 06706 | $68,054 | $98,980 | $122,290 | $148,820 | $176,736 |
| 06708 | $91,308 | $116,340 | $144,200 | $175,228 | $207,690 |
| 06710 | $58,394 | $78,260 | $123,970 | $160,090 | $196,560 |
| 06701 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Waterbury, New Haven County, Connecticut
Waterbury property tax bills are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value determined by the city. The assessed value is the starting point for the bill, and it can change when a home is renovated, sold, or revalued. For homeowners, that means a higher market value can lead to a higher tax bill, even if the mortgage payment stays the same.
In Waterbury, the median home price is $126,070, and tax bills vary widely across the city. The 25th percentile tax bill is $4,811, while the 75th percentile is $7,853. At the high end, the 90th percentile reaches $9,348. The highest median tax bill is $7,129 in ZIP code 06708, while the lowest median tax bill is $4,880 in ZIP code 06702. Compared with the national median property tax bill of $2,400, Waterbury homeowners often face significantly higher annual property taxes.
Property Tax Bills Across Waterbury, New Haven County, Connecticut
Source: Ownwell
$4,880
$9,379
$13,878
Median Waterbury Tax Bill
$6,229
Median New Haven County Tax Bill
$6,696
Median Connecticut Tax Bill
$6,666
Median United States Tax Bill
$2,400
Property Tax Bills Across Waterbury, New Haven County, Connecticut
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 06702 | $2,997 | $3,846 | $4,880 | $5,586 | $6,815 |
| 06704 | $2,519 | $4,028 | $5,613 | $7,204 | $8,610 |
| 06705 | $3,205 | $4,554 | $5,786 | $7,365 | $8,783 |
| 06706 | $3,365 | $4,894 | $6,046 | $7,358 | $8,735 |
| 06708 | $4,508 | $5,752 | $7,129 | $8,662 | $10,266 |
| 06710 | $2,887 | $3,869 | $6,129 | $7,915 | $9,718 |
| 06701 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 20 |
Links | |
|---|---|
| New Haven Tax Assessor | |
| Website | gis.vgsi.com |