Monticello, Jefferson County, Florida Property Taxes

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Property Taxes in Monticello, Florida

Median Monticello, Florida effective property tax rate: 1.13%, significantly higher than the national median of 1.02%, and higher than the Florida state median of 1.10%.
Median Monticello, Florida home value: $135,786
Median annual Monticello, Florida tax bill: $1,469, $931 lower than the national median property tax bill of $2,400.

How are property taxes in Jefferson calculated?

Property taxes in Monticello, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Monticello's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Monticello, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Monticello, Jefferson County, Florida Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.13%

Estimate Property Tax Bill

$1,534

$1,424

How Does the Monticello Property Tax Calculator Work?

Use this Monticello property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Monticello's median effective tax rate of 1.13% — based on actual property records in Jefferson County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Monticello's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Monticello's median effective tax rate is higher than the Florida median tax rate of 1.10% and the median property tax bill of $1,469 is $931 lower than the state median bill. Your bill may vary by ZIP code within Monticello: rates range from 1.13% in 32344 to 1.13% in 32344, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Monticello.

About Monticello Property Taxes

About Property Taxes in Monticello, Jefferson, Florida

Monticello’s median effective property tax rate of 1.13% is higher than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Jefferson County base levy and local taxing jurisdictions that affect each assessed property.

Property tax rates are not uniform across Monticello. Homeowners in the 32344 ZIP code carry a median effective rate of 1.13%, and the same ZIP also shows the city’s median tax bill of $1,469. That consistency means location still matters, even when the rate does not vary within the city.

Monticello homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 15, 2026 deadline each year.

If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Monticello, Jefferson County, Florida

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Monticello's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.

Property Tax Rates Across Monticello, Jefferson County, Florida

Source: Ownwell

1.11%

1.17%

1.22%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Monticello Tax Rate

1.13%

Median Effective Jefferson County Tax Rate

1.13%

Median Effective Florida Tax Rate

1.10%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Monticello, Jefferson County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
32344	0.64%	0.82%	1.13%	1.65%	2.39%

Source: Ownwell

Property Tax Assessment Values Across Monticello, Jefferson County, Florida

When examining property taxes in Monticello, Florida, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County property appraiser estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Jefferson County, assessment notices are sent in August each year. They'll typically reach your mailbox by the middle of August.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Monticello is $135,786, with tax bills ranging significantly across the county. ZIP code 32344 has the highest median home price at $135,786. The median tax bill is $1,469, compared with the national median property tax bill of $2,400.

Property Tax Assessment Values Across Monticello, Jefferson County, Florida

Source: Ownwell

$100,125

$117,956

$135,786

Median Monticello Market Value

$135,786

Median Jefferson County Market Value

$132,010

Median Florida Market Value

$310,033

Median United States Market Value

$235,294

Property Tax Assessment Values Across Monticello, Jefferson County, Florida

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
32344	$40,424	$77,889	$135,786	$230,796	$347,221

Source: Ownwell

Property Tax Bills Across Monticello, Jefferson County, Florida

Property tax bills in Monticello are calculated by applying the local tax rate to a home’s assessed value, which is based on market value and any exemptions a homeowner qualifies for. The assessed value is not the same as the purchase price, and it can change as the market changes or as the property is improved. For a home with a median price of $135,786, the tax bill can vary widely depending on the final assessment and the taxing authorities that apply to the property.

In Jefferson County, property tax bills are a major part of homeownership costs and can affect monthly budgets and long-term affordability. The 25th percentile tax bill is $867, while the 75th percentile is $2,466 and the 90th percentile reaches $3,831. The median tax bill in ZIP code 32344 is $1,469, which is below the national median property tax bill of $2,400 and reflects how local assessments and rates shape what homeowners pay.

Property Tax Bills Across Monticello, Jefferson County, Florida

Source: Ownwell

$1,066

$1,268

$1,469

Median Monticello Tax Bill

$1,469

Median Jefferson County Tax Bill

$1,423

Median Florida Tax Bill

$3,263

Median United States Tax Bill

$2,400

Property Tax Bills Across Monticello, Jefferson County, Florida

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
32344	$614	$867	$1,469	$2,466	$3,831

Source: Ownwell

Don't miss the deadline to petition!

Dates
Appeal Deadline	September 15

Links
Jefferson Property Appraiser
Website	qpublic.schneidercorp.com

Frequently Asked Property Tax Questions in Monticello, Florida

How are property taxes calculated in Monticello, Florida?

Property taxes in Monticello, Florida are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Monticello, Florida?

To appeal your property taxes in Monticello, Florida, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Monticello, Florida?

Common property tax exemptions in Monticello, Florida include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Monticello, Florida?

Property tax deadlines in Monticello, Florida vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Monticello, Florida?

Ownwell provides professional property tax appeal services in Monticello, Florida. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.