Florida Property Taxes: Rates and Bills by County

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In tax year 2026, the median Florida homeowner paid $3,263 in property taxes, a median effective rate of 1.10% of market value, compared with 1.27% nationally.

Florida homeowners with a homestead exemption have annual assessment increases capped at 3% or inflation, whichever is lower. Rates range from 0.70% in Hamilton County to 1.44% in Broward County.

Median Florida effective property tax rate: 1.10%
Median Florida home value: $310,033
Median Florida property tax bill: $3,263
Highest median bill: Monroe County $5,260
Lowest median bill: Liberty County $488

Last Updated October 26, 2026

Florida Property Tax Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.1%

Estimate Property Tax Bill

$3,410

$3,165

$774

Average Annual Tax Savings

How Property Taxes Work in Florida

Each county's property appraiser values property at its just (market) value as of January 1. Your bill is the assessed value, minus exemptions, multiplied by the combined millage rate of your county, city, school district, and special districts. One mill equals $1 of tax per $1,000 of taxable value.

For homesteads, the Save Our Homes assessment limit caps annual increases in assessed value at 3% or the change in the Consumer Price Index, whichever is lower. Non-homestead properties have a 10% annual cap on non-school taxes. Homeowners who move within Florida can transfer up to $500,000 of their Save Our Homes benefit to a new homestead, called portability.

Property Tax Bills in Florida

Source: Ownwell

$488

$2,874

$5,260

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Florida Effective Property Tax Rate

1.10%

Median Florida Home Value

$310,033

Median Florida Tax Bill

$3,263

What is the Median Effective Property Tax Rate?

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments. Because Save Our Homes keeps long-held homesteads assessed below market value, two similar homes on the same street can have very different bills.

Counties With the Highest and Lowest Property Taxes

Five Highest Median Property Tax Bills

Rank	County	Median Tax Bill
1.	Monroe County	$5,260
2.	Miami-Dade County	$4,977
3.	Broward County	$4,889
4.	Palm Beach County	$4,412
5.	St. Johns County	$4,121

Five Lowest Median Property Tax Bills

Rank	County	Median Tax Bill
63.	Jackson County	$762
64.	Hamilton County	$708
65.	Holmes County	$525
66.	Calhoun County	$505
67.	Liberty County	$488

6 of 67 Florida counties have a median effective rate above the national 1.27%. Broward County has the highest median effective rate at 1.44%, and Hamilton County has the lowest at 0.70%.

Property Tax Rates and Bills by County

Rank	County	Median Effective Tax Rate	Median Home Value	Median Tax Bill	25th % Bill	75th % Bill	90th % Bill
1	Monroe County	0.72%	$784,940	$5,260	$3,394	$8,322	$13,922
2	Miami-Dade County	1.38%	$420,480	$4,977	$2,932	$8,090	$12,921
3	Broward County	1.44%	$389,220	$4,889	$2,828	$7,966	$11,994
4	Palm Beach County	1.20%	$386,119	$4,412	$2,456	$7,421	$12,529
5	St. Johns County	0.98%	$420,485	$4,121	$2,455	$6,351	$8,841
6	St. Lucie County	1.31%	$316,000	$3,869	$2,091	$6,208	$8,332
7	Martin County	1.01%	$380,620	$3,867	$2,177	$6,444	$10,568
8	Hillsborough County	1.29%	$293,822	$3,758	$2,081	$6,039	$8,762
9	Orange County	1.12%	$353,680	$3,702	$2,163	$5,801	$8,390
10	Manatee County	1.20%	$357,000	$3,645	$1,990	$6,128	$9,356
11	Collier County	0.82%	$471,051	$3,620	$2,077	$6,496	$11,960
12	Osceola County	1.26%	$312,400	$3,500	$2,066	$5,154	$7,197
13	Sarasota County	1.06%	$338,700	$3,410	$2,102	$5,359	$8,700
14	Nassau County	0.94%	$350,448	$3,396	$1,763	$5,990	$9,719
15	Walton County	0.74%	$478,810	$3,340	$1,108	$6,578	$13,706
16	Sumter County	1.07%	$310,780	$3,337	$1,902	$4,953	$6,772
17	Lee County	1.10%	$300,439	$3,258	$1,749	$5,310	$8,172
18	Charlotte County	1.24%	$288,222	$3,226	$1,870	$5,172	$7,661
19	Flagler County	1.05%	$291,406	$3,215	$1,745	$4,971	$7,218
20	Seminole County	0.89%	$343,364	$3,210	$1,927	$4,730	$6,344
21	Pasco County	1.35%	$272,015	$2,983	$1,491	$5,267	$7,886
22	Alachua County	1.32%	$228,611	$2,935	$1,619	$4,593	$6,691
23	Pinellas County	0.94%	$316,920	$2,886	$1,468	$5,029	$8,264
24	Duval County	1.23%	$244,510	$2,820	$1,505	$4,471	$6,601
25	Clay County	1.02%	$275,945	$2,741	$1,530	$4,292	$6,194
26	Volusia County	0.96%	$286,984	$2,680	$1,326	$4,359	$6,228
27	Indian River County	0.84%	$313,805	$2,603	$1,413	$4,438	$8,110
28	Lake County	0.97%	$298,900	$2,584	$1,476	$4,032	$5,474
29	Leon County	1.20%	$216,666	$2,524	$1,448	$3,972	$5,854
30	Brevard County	0.99%	$268,880	$2,489	$1,281	$3,996	$5,701
31	Bay County	1.03%	$249,570	$2,379	$1,178	$3,836	$5,844
32	Okaloosa County	0.90%	$281,512	$2,331	$1,303	$3,885	$6,379
33	Franklin County	0.82%	$282,446	$2,305	$820	$4,838	$8,737
34	Gulf County	0.98%	$280,332	$2,253	$772	$5,278	$9,321
35	Polk County	1.19%	$230,615	$2,218	$1,144	$3,601	$5,054
36	Hernando County	0.88%	$249,363	$2,150	$1,273	$3,443	$4,780
37	Hendry County	1.25%	$181,290	$1,932	$1,070	$3,175	$4,718
38	Marion County	1.03%	$203,410	$1,889	$913	$3,167	$4,453
39	Santa Rosa County	0.77%	$247,736	$1,869	$927	$3,046	$4,436
40	DeSoto County	1.27%	$171,683	$1,846	$1,003	$2,988	$4,358
41	Okeechobee County	1.25%	$164,607	$1,789	$1,122	$2,769	$3,951
42	Wakulla County	1.05%	$170,712	$1,742	$972	$2,722	$3,856
43	Citrus County	0.77%	$201,952	$1,572	$749	$2,688	$4,051
44	Escambia County	0.85%	$210,535	$1,550	$767	$2,779	$4,511
45	Baker County	0.77%	$192,274	$1,515	$753	$2,554	$3,745
46	Highlands County	0.89%	$180,546	$1,468	$812	$2,400	$3,565
47	Hardee County	1.01%	$141,413	$1,448	$833	$2,336	$3,381
48	Jefferson County	1.13%	$132,010	$1,423	$854	$2,383	$3,737
49	Columbia County	0.97%	$151,893	$1,414	$878	$2,277	$3,362
50	Levy County	1.08%	$143,300	$1,263	$727	$2,244	$3,644
51	Glades County	1.15%	$131,758	$1,235	$601	$2,204	$3,576
52	Bradford County	0.85%	$132,871	$1,176	$627	$2,038	$3,205
53	Gilchrist County	0.79%	$150,530	$1,173	$678	$2,040	$3,091
54	Putnam County	1.08%	$127,430	$1,151	$585	$2,227	$3,815
55	Suwannee County	0.88%	$122,658	$1,086	$727	$1,777	$2,668
56	Madison County	1.05%	$110,169	$1,076	$672	$1,798	$2,856
57	Gadsden County	0.93%	$102,942	$929	$468	$1,735	$2,861
58	Washington County	0.78%	$125,374	$928	$444	$1,608	$2,430
59	Dixie County	1.27%	$84,100	$918	$517	$1,882	$3,535
60	Taylor County	0.75%	$127,350	$916	$512	$1,703	$2,927
61	Lafayette County	0.97%	$90,324	$866	$458	$1,721	$2,690
62	Union County	1.03%	$79,846	$777	$478	$1,452	$2,263
63	Jackson County	0.75%	$108,490	$762	$388	$1,453	$2,350
64	Hamilton County	0.70%	$100,511	$708	$387	$1,352	$2,299
65	Holmes County	0.88%	$65,758	$525	$296	$1,060	$1,742
66	Calhoun County	0.75%	$72,335	$505	$268	$1,163	$2,000
67	Liberty County	1.08%	$53,667	$488	$248	$1,211	$2,128

Source: Ownwell

How to Appeal Your Property Taxes in Florida

You can appeal if your property's just value is higher than what it would sell for, or if you were denied an exemption or classification. Appeals go to your county's Value Adjustment Board (VAB), an independent board that hears petitions through special magistrates.

Review your TRIM notice
Property appraisers mail a Truth in Millage (TRIM) notice in August showing your just value, exemptions, and proposed taxes.
Talk to the property appraiser
An informal conference with the appraiser's office often resolves value disputes before a formal petition.
File a VAB petition
File with the Clerk to the VAB within 25 days of the TRIM notice mailing date. Most counties charge a $15 filing fee.
Special magistrate hearing
A special magistrate hears evidence from you and the property appraiser, such as comparable sales or an appraisal, and recommends a decision to the VAB.
Further appeal
If you disagree with the VAB's decision, you can file in circuit court within 60 days of the tax roll's certification.

Save on Your Property Taxes and More With Ownwell

$774

Average Annual Tax Savings

Florida Property Tax Exemptions

The homestead exemption removes the first $25,000 of a primary residence's assessed value from all property taxes, and a second $25,000 from non-school taxes on assessed value between $50,000 and $75,000. Since 2025, the second $25,000 has been adjusted for inflation, bringing the maximum homestead exemption to $51,411 for 2026. Florida also offers exemptions for seniors with limited incomes, disabled veterans, widows and widowers, and people with disabilities. Apply with your county property appraiser by March 1.

Proposed change on the November 2026 ballot: Amendment 3 (CS/HJR 1-F) would raise the non-school homestead exemption to $150,000 in 2027 and $250,000 in 2028, and lower the non-homestead assessment cap from 10% to 5%. School taxes would not change. It needs 60% voter approval and, if passed, would first affect 2027 tax bills.

Key Dates

Date	What Happens
January 1	Property valued for the tax year
March 1	Homestead and other exemption application deadline
August	TRIM notices mailed
25 days after TRIM mailing	VAB petition deadline
November 1	Tax bills mailed; 4% discount for paying in November
March 31	Tax bills due

Florida offers early payment discounts of 4% in November, 3% in December, 2% in January, and 1% in February.

Frequently Asked Property Tax Questions in Florida

What is the average property tax rate in Florida?

The median effective property tax rate in Florida is 1.10% of a home's market value. On the median Florida home value of $310,033, that's about $3,410 per year. Rates range from 0.70% in Hamilton County to 1.44% in Broward County.

How much is the homestead exemption in Florida?

The maximum homestead exemption is $51,411 for 2026. The first $25,000 applies to all property taxes, and the inflation-adjusted second portion applies to non-school taxes.

Which Florida county has the highest property taxes?

Monroe County has the highest median property tax bill at $5,260. Broward County has the highest median effective rate at 1.44%.

When is the deadline to appeal property taxes in Florida?

You have 25 days from the date your TRIM notice was mailed to file a petition with your county's Value Adjustment Board. TRIM notices are usually mailed in August.

What is Save Our Homes in Florida?

Save Our Homes limits how much a homestead's assessed value can increase each year to 3% or the rate of inflation, whichever is lower.

Is Florida eliminating property taxes?

Not currently. Amendment 3 on the November 2026 ballot would raise the homestead exemption for non-school taxes to $250,000 by 2028 and direct the Legislature to plan for further reductions. It needs a 60% vote to pass.