Raiford, Union County, Florida Property Taxes
Property Taxes in Raiford, Florida
Median Raiford, Florida effective property tax rate: 0.93%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Raiford, Florida home value: $62,592
Median annual Raiford, Florida tax bill: $608, lower than the national median property tax bill of $2,400.
How are property taxes in Union calculated?
Property taxes in Raiford, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Raiford's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Raiford, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Raiford, Union County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.93%
Estimate Property Tax Bill
$582
$540
How Does the Raiford Property Tax Calculator Work?
Use this Raiford property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Raiford's median effective tax rate of 0.93% — based on actual property records in Union County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Raiford's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Raiford: rates range from 0.93% in 32083 to 0.93% in 32083, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Raiford.
About Raiford Property Taxes
About Property Taxes in Raiford, Union, Florida
Raiford’s median effective property tax rate of 0.93% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the Union County base levy and local levies that shape what homeowners pay on assessed value.
Property tax rates are not uniform across Raiford. Homeowners in ZIP code 32083 have a median effective rate of 0.93%, and the same ZIP code also shows the city’s median tax bill of $608. That consistency means location within Raiford does not create the wide tax variation seen in many other places.
Raiford homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Raiford, Union County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Raiford's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Raiford Tax Rate
0.93%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Union County Tax Rate
1.03%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Raiford, Union County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32083 | 0.43% | 0.69% | 0.93% | 1.62% | 1.90% |
Source: Ownwell
Property Tax Assessment Values Across Raiford, Union County, Florida
When examining property taxes in Raiford, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Union County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Union County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Raiford is $62,592, with tax bills ranging significantly across the county. ZIP code 32083 has the highest median home price at $62,592.
Property Tax Assessment Values Across Raiford, Union County, Florida
Source: Ownwell
$49,144
$65,609
$82,073
Median Raiford Market Value
$62,592
Median Union County Market Value
$79,846
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Raiford, Union County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32083 | $29,833 | $41,856 | $62,592 | $91,371 | $128,608 |
Source: Ownwell
Property Tax Bills Across Raiford, Union County, Florida
How are property tax bills calculated in Raiford?
Property tax bills in Raiford are based on the assessed value of a home and the local tax rate set by the county and other taxing authorities. The assessed value is compared with the market value of the property, and that figure is used to determine the amount owed each year. For a home with a median value of $62,592, the property tax bill can vary widely depending on exemptions, local levies, and changes in assessment.
What factors affect the bill?
In Raiford, the 25th percentile tax bill is $332, the 75th percentile is $952, and the 90th percentile is $1,572. The median tax bill is $608, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. Homeowners pay more when assessed values rise or when local tax rates increase, and they may pay less if exemptions reduce the taxable amount.
Median Raiford Tax Bill
$608
Median Union County Tax Bill
$777
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Raiford, Union County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32083 | $183 | $332 | $608 | $952 | $1,572 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Appeal Deadline | September 15 |
Links | |
|---|---|
| Union Property Appraiser | |
| Website | union.floridapa.com |