Property Taxes in Garden City, Idaho
Median Garden City, Idaho effective property tax rate: 0.52%, significantly lower than the national median of 1.02%, and higher than the Idaho state median of 0.42%.
Median Garden City, Idaho home value: $478,350
Median annual Garden City, Idaho tax bill: $2,568, $168 higher than the national median property tax bill of $2,400.
How are property taxes in Ada County calculated?
Property taxes in Garden City, Idaho are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Garden City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Garden City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Garden City Property Tax Calculator Work?
Use this Garden City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Garden City's median effective tax rate of 0.52% — based on actual property records in Ada County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Garden City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Garden City: rates range from 0.52% in 83714 to 0.52% in 83714, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Garden City.
About Garden City Property Taxes
About Property Taxes in Garden City, Ada, Idaho
Garden City’s median effective property tax rate of 0.52% is lower than the Idaho state median of 0.42% and higher than the national median of 1.02%. This rate reflects the Ada County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Garden City. Homeowners in the 83714 ZIP code carry a median effective rate of 0.52%, while those in the lowest ZIP code also pay 0.52%. This spread reflects how school district boundaries and local assessment districts are drawn across Ada County. Understanding which part of Garden City you live in can make a meaningful difference to your annual tax bill.
Garden City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 22, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Garden City, Ada County, Idaho
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Garden City's effective property tax rate to other cities in Idaho and the median property tax rates in Idaho and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Garden City Tax Rate
0.52%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Ada County Tax Rate
0.46%
Median Effective Idaho Tax Rate
0.42%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Garden City, Ada County, Idaho
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 83714 | 0.29% | 0.36% | 0.52% | 0.64% | 0.89% |
Source: Ownwell
Property Tax Assessment Values Across Garden City, Ada County, Idaho
When examining property taxes in Garden City, Idaho, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Ada County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Ada County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of June.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Garden City is $478,350, with a median tax bill of $2,568. The highest median home price is in 83714 at $478,350.
Understanding how assessed and market values are determined can help property owners in Garden City navigate their property tax responsibilities and better evaluate whether their tax bill reflects the current market.
Property Tax Assessment Values Across Garden City, Ada County, Idaho
Source: Ownwell
$363,150
$551,375
$739,600
Median Garden City Market Value
$478,350
Median Ada County Market Value
$454,500
Median Idaho Market Value
$389,309
Median United States Market Value
$274,101
Property Tax Assessment Values Across Garden City, Ada County, Idaho
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 83714 | $257,300 | $343,400 | $478,350 | $670,200 | $931,990 |
Source: Ownwell
Property Tax Bills Across Garden City, Ada County, Idaho
Garden City property tax bills are based on the assessed value of a home, which is then multiplied by the local tax rate set by taxing authorities in Ada County. The assessed value is tied to the market value of the property, so changes in the local housing market can affect what homeowners owe each year. For a home with a median price of $478,350, the tax bill can vary widely depending on where the property sits within the local tax range.
In Garden City, the 25th percentile tax bill is $1,503, while the 75th percentile is $3,670 and the 90th percentile reaches $4,771. The median tax bill in ZIP code 83714 is $2,568, which is above the national median property tax bill of $2,400 and also above the national median property tax rate of 1.02%. For homeowners, this means property taxes can be a significant ongoing cost, especially when assessed values rise faster than expected.
Median Garden City Tax Bill
$2,568
Median Ada County Tax Bill
$2,170
Median Idaho Tax Bill
$1,726
Median United States Tax Bill
$3,209
Property Tax Bills Across Garden City, Ada County, Idaho
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 83714 | $942 | $1,503 | $2,568 | $3,670 | $4,771 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 22 |
Links | |
|---|---|
| Ada Tax Assessor | |
| Website | apps.adacounty.id.gov |