Clayton, Adams County, Illinois Property Taxes

Name: Property Tax Bills Across Clayton, Adams County, Illinois
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Clayton, IL effective property tax rate: 2.36%, significantly higher than the national median of 1.02%, but slightly higher than the Illinois state median of 2.35%.
Median Clayton, IL home value: $46,620
Median annual Clayton, IL tax bill: $768, $1,632 lower than the national median property tax bill of $2,400.

How are property taxes in Adams calculated?

Property taxes in Clayton, IL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Clayton’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Clayton, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Clayton, Adams County, Illinois Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

2.3%

Estimate Property Tax Bill

$1,015

$942

Ownwell’s Clayton Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Clayton with just two data points. By entering your property's estimated assessed value, our calculator applies Clayton’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Adams County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Clayton, Adams County, Illinois

Local government entities set tax rates, which can vary widely within a state. This is because each county estimates its required budget to provide services annually and divides that by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. While votes and laws are involved in setting tax rates and budgets, this is the annual process in a nutshell.

Clayton in Adams County, IL, has an effective property tax rate that stands out when compared to other cities in Illinois and the U.S. The median property tax rate in Illinois is significantly higher than the national median, reflecting the state's unique budgetary requirements and property values. While the national median property tax rate is 1.02%, Illinois' median rate is considerably higher, indicating a more substantial tax burden for property owners. This comparison highlights the importance of understanding local tax rates and how they impact property owners' financial responsibilities. By being informed, property owners in Clayton can better navigate their property tax obligations and potentially explore opportunities for tax appeals or exemptions.

Property Tax Rates Across Clayton, Adams County, Illinois

Source: Ownwell

1.91%

2.15%

2.39%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Clayton Tax Rate

2.30%

Median Effective Adams County Tax Rate

2.17%

Median Effective Illinois Tax Rate

2.33%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Clayton, Adams County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
62324	2.30%	2.30%	2.30%	2.30%	2.30%

Source: Ownwell

Property Tax Assessment Values Across Clayton, Adams County, Illinois

When examining property taxes in Clayton, Illinois, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Adams County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Adams County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Clayton. For example, the median home price in Clayton is $46,620, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Clayton, Adams County, Illinois

Source: Ownwell

$44,130

$110,003

$175,875

Median Clayton Market Value

$44,130

Median Adams County Market Value

$96,300

Median Illinois Market Value

$227,888

Median United States Market Value

$235,294

Property Tax Assessment Values Across Clayton, Adams County, Illinois

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
62324	$21,090	$32,310	$44,130	$54,630	$77,700

Source: Ownwell

Property Tax Bills Across Clayton, Adams County, Illinois

In Clayton, located in Adams County, IL, property tax bills are determined based on the assessed value of a home, which is a percentage of the market value. The local tax rate is applied to this assessed value to calculate the tax bill. With a median home price of $46,620, homeowners in Clayton face property tax bills that vary significantly. For example, the 25th percentile tax bill is $725, while the 75th percentile reaches $1,259, and the 90th percentile goes up to $1,478. These figures highlight the variability and potential burden of property taxes on homeowners in the area. Compared to the national median property tax bill of $2,400, Clayton's tax bills are relatively lower, but they can still be a significant expense for residents. Ownwell can assist homeowners by providing expert property tax appeal services, potentially reducing their tax burden. By analyzing property assessments and identifying discrepancies, Ownwell helps ensure that homeowners pay only their fair share, ultimately leading to substantial savings.

Property Tax Bills Across Clayton, Adams County, Illinois

Source: Ownwell

$1,015

$2,288

$3,560

Median Clayton Tax Bill

$1,015

Median Adams County Tax Bill

$2,088

Median Illinois Tax Bill

$5,277

Median United States Tax Bill

$2,400

Property Tax Bills Across Clayton, Adams County, Illinois

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
62324	$485	$743	$1,015	$1,257	$1,788

Source: Ownwell