Mount Carroll, Carroll County, Illinois Property Taxes
Property Taxes in Mount Carroll, Illinois
Median Mount Carroll, Illinois effective property tax rate: 2.46%, significantly higher than the national median of 1.02%, and higher than the Illinois state median of 2.33%.
Median Mount Carroll, Illinois home value: $99,500
Median annual Mount Carroll, Illinois tax bill: $2,383, $17 lower than the national median property tax bill of $2,400.
How are property taxes in Carroll calculated?
Property taxes in Mount Carroll, Illinois are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Mount Carroll's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Mount Carroll, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Mount Carroll, Carroll County, Illinois Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
2.46%
Estimate Property Tax Bill
$2,448
$2,271
How Does the Mount Carroll Property Tax Calculator Work?
Use this Mount Carroll property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Mount Carroll's median effective tax rate of 2.46% — based on actual property records in Carroll County — to generate your estimate.
Enter your property's estimated assessed value — the figure used to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Mount Carroll's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Mount Carroll: rates range from 2.46% in 61053 to 2.46% in 61053, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Mount Carroll.
About Mount Carroll Property Taxes
About Property Taxes in Mount Carroll, Carroll, Illinois
Mount Carroll's median effective property tax rate of 2.46% is higher than the Illinois state median of 2.33% and higher than the national median of 1.02%. This rate reflects the Carroll County base levy combined with local school district levies and Special service areas (SSAs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Mount Carroll. Homeowners in the 61053 ZIP code carry a median effective rate of 2.46%, while those in the same ZIP code pay 2.46%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Carroll County. Understanding which part of Mount Carroll you live in can make a meaningful difference to your annual tax bill.
Mount Carroll homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Mount Carroll, Carroll County, Illinois
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Mount Carroll's effective property tax rate to other cities in Illinois and the median property tax rates in Illinois and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mount Carroll Tax Rate
2.46%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Carroll County Tax Rate
2.17%
Median Effective Illinois Tax Rate
2.33%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Mount Carroll, Carroll County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61053 | 1.48% | 2.06% | 2.46% | 2.74% | 3.36% |
Source: Ownwell
Property Tax Assessment Values Across Mount Carroll, Carroll County, Illinois
When examining property taxes in Mount Carroll, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Carroll County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Carroll County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of December.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Mount Carroll is $99,500, and the median tax bill is $2,383, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. Zip code 61053 has the highest median home price at $99,500.
Property Tax Assessment Values Across Mount Carroll, Carroll County, Illinois
Source: Ownwell
$67,270
$167,518
$267,765
Median Mount Carroll Market Value
$99,500
Median Carroll County Market Value
$106,464
Median Illinois Market Value
$227,888
Median United States Market Value
$235,294
Property Tax Assessment Values Across Mount Carroll, Carroll County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61053 | $42,172 | $64,089 | $99,500 | $153,148 | $237,344 |
Source: Ownwell
Property Tax Bills Across Mount Carroll, Carroll County, Illinois
Property tax bills in Mount Carroll are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value, and the final bill reflects how much taxable value is assigned to the property. For homeowners, this means a higher assessed value usually leads to a higher tax bill, while a lower assessed value can reduce what is owed.
In Mount Carroll, the median home price is $99,500, and the median property tax bill is $2,383. That amount is close to the national median property tax bill of $2,400, showing that local homeowners face tax bills near the U.S. benchmark even with relatively modest home values.
Several factors can affect the bill, including the home’s assessed value and the local tax rate. Bills can vary widely, with the 25th percentile at $1,368 and the 75th percentile at $3,908. For some homeowners, that difference can have a meaningful impact on monthly housing costs and overall affordability.
Median Mount Carroll Tax Bill
$2,383
Median Carroll County Tax Bill
$2,444
Median Illinois Tax Bill
$5,277
Median United States Tax Bill
$2,400
Property Tax Bills Across Mount Carroll, Carroll County, Illinois
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 61053 | $709 | $1,368 | $2,383 | $3,908 | $5,949 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 1 |
Links | |
|---|---|
| Carroll Tax Assessor | |
| Website | carrollil.devnetwedge.com |